Should I invest in ICICI Prudential Growth Plan?

We don't give personal investment advice. ICICI Prudential Growth Plan-Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.6%. 5-year CAGR: 6.25%.

ICICI Prudential

ICICI Prudential Growth Plan-Dividend Option

Latest NAV

₹29.0600

As of

12 Jun 2026

4,971 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.59%	-0.49%	-0.10	10 / 32	Q2
1W	-1.90%	-1.60%	-0.29	26 / 32	Q4
2W	-3.76%	-3.45%	-0.31	25 / 32	Q4
1M	-1.56%	-0.84%	-0.72	27 / 32	Q4
3M	-0.46%	+1.04%	-1.49	25 / 32	Q4
6M	-6.54%	-5.84%	-0.70	24 / 32	Q3
YTD	-8.14%	-7.07%	-1.08	24 / 32	Q3
1Y	-11.79%	-5.24%	-6.56	30 / 32	Q4
2Y	-5.12%	+0.04%	-5.16	29 / 32	Q4
3Y	+6.44%	+12.50%	-6.06	28 / 32	Q4
4Y	+7.73%	+14.37%	-6.64	29 / 32	Q4
5Y	+6.25%	+11.17%	-4.92	28 / 32	Q4
7Y	+8.24%	+12.96%	-4.73	28 / 32	Q4
10Y	+6.07%	+11.36%	-5.29	28 / 32	Q4
Inception	+1.17%	+9.10%	-7.93	27 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.14%	-7.07%	-1.08	24 / 32
2025	+4.18%	+2.91%	+1.28	17 / 32
2024	+9.93%	+19.92%	-9.99	30 / 32
2023	+18.23%	+27.73%	-9.50	28 / 32
2022	+1.58%	+2.49%	-0.91	21 / 32
2021	+29.25%	+32.49%	-3.24	21 / 32
2020	+2.72%	+13.97%	-11.25	30 / 32
2019	-3.63%	+4.84%	-8.47	30 / 32
2018	-15.85%	-10.87%	-4.98	26 / 32
2017	+16.92%	+31.34%	-14.43	31 / 32
2016	+0.82%	+2.52%	-1.71	22 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.97%

234 windows

min -58.4% · max 64.6%

54% positive

3-Year rolling

+2.64%

210 windows

min -15.6% · max 24.5%

61% positive

5-Year rolling

+2.40%

186 windows

min -12.5% · max 21.5%

66% positive

7-Year rolling

+2.10%

161 windows

min -7.4% · max 10.0%

74% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.04%

3-year · annualised

Sharpe ratio

0.05

vs risk-free 6.5%

Sortino ratio

0.07

Downside-only deviation

Max drawdown

-24.60%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹332.3720	12 Jun 2026
SBI Magnum Multiplier Plus Scheme - 93 -Dividend	SBI	₹278.7956	11 Jun 2026
ICICI Prudential Growth Plan-Growth Option	ICICI Prudential	₹990.2700	12 Jun 2026
Franklin India Flexi Cap Fund-Dividend Plan	Franklin Templeton	₹18.9112	12 Jun 2026
Kotak Opportunities---Dividend	Kotak Mahindra	₹59.1560	12 Jun 2026
Canara Robeco Emerging Equities-GROWTH PLAN	Canara Robeco	₹240.7400	12 Jun 2026
UTI - TOP 100 Fund- Growth Option	UTI	₹178.2689	12 Jun 2026
Bharti AXA Equity Fund Eco Plan- Growth	Bharti AXA	₹98.8000	12 Jun 2026
Birla Sun Life Advantage Fund-Plan A (Dividend)	Birla Sun Life	₹130.5800	12 Jun 2026
Escorts High Yield Equity Plan - Dividend Option	Escorts	₹73.7645	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹29.0600
11 Jun 2026	₹28.4200
10 Jun 2026	₹28.5900
9 Jun 2026	₹28.8000
8 Jun 2026	₹28.5200
5 Jun 2026	₹28.8700
4 Jun 2026	₹28.9700
3 Jun 2026	₹28.9300
2 Jun 2026	₹29.0400
1 Jun 2026	₹28.9400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of ICICI Prudential Growth Plan-Dividend Option is ₹29.0600. It's a Large & Mid Cap Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Growth Plan-Dividend Option has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Growth Plan-Dividend Option is managed by ICICI Prudential. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Growth Plan-Dividend Option has delivered a absolute return of -11.79% — -6.56 pp behind the Large & Mid Cap Fund category average of -5.24%. The fund ranks #30 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Growth Plan-Dividend Option has delivered a CAGR of 6.44% — -6.06 pp behind the Large & Mid Cap Fund category average of 12.50%. The fund ranks #28 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Growth Plan-Dividend Option has delivered a CAGR of 6.25% — -4.92 pp behind the Large & Mid Cap Fund category average of 11.17%. The fund ranks #28 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Growth Plan-Dividend Option exactly 10 years ago would be worth approximately ₹180,330 today — a multiplier of 1.80×, based on the 10-year CAGR of 6.07%. The category average over the same window would have grown ₹1 lakh to ₹293,281.

A ₹10,000 monthly SIP in ICICI Prudential Growth Plan-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹647,802 today. That's an XIRR (money-weighted annualised return) of 3.02%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Growth Plan-Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,658,603 (multiplier 1.38×). XIRR: 6.30%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Growth Plan-Dividend Option ranks #28 out of 32 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.17%; this fund delivered 6.25%.

The worst peak-to-trough decline ICICI Prudential Growth Plan-Dividend Option has experienced over the last 5-year window is 24.60% — its NAV fell from a high on 27 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Growth Plan-Dividend Option averaged 2.40% (best 21.50%, worst -12.52%). 66% of rolling windows ended positive. The 5-year Sharpe ratio is 0.05 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Growth Plan-Dividend Option returned 4.18% — beating the Large & Mid Cap Fund category average of 2.91% by 1.28 pp. It ranked #17 of 32 in its category that year.

ICICI Prudential Growth Plan-Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Growth Plan-Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.6%. 5-year CAGR: 6.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.