Should I invest in Escorts Gilt Plan?

We don't give personal investment advice. Escorts Gilt Plan-GROWTH OPTION is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 19.14%.

Escorts

Escorts Gilt Plan-GROWTH OPTION

Latest NAV

₹164.2999

As of

11 Jun 2026

4,969 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.83%	-0.80%	-0.03	4 / 10	Q2
1W	-0.78%	-1.10%	+0.33	1 / 10	Q1
2W	-2.17%	-2.30%	+0.13	6 / 10	Q3
1M	+0.31%	-1.32%	+1.64	2 / 10	Q1
3M	+3.67%	-0.28%	+3.95	2 / 10	Q1
6M	+7.98%	+1.18%	+6.80	1 / 10	Q1
YTD	+4.62%	-1.09%	+5.71	1 / 10	Q1
1Y	+15.97%	+8.65%	+7.32	1 / 10	Q1
2Y	+11.79%	+9.11%	+2.69	1 / 9	Q1
3Y	+23.01%	+15.93%	+7.09	1 / 9	Q1
4Y	+20.94%	+15.35%	+5.59	1 / 9	Q1
5Y	+19.14%	+12.92%	+6.22	1 / 9	Q1
7Y	+23.72%	+14.72%	+9.01	2 / 8	Q1
10Y	+18.10%	+11.20%	+6.91	2 / 8	Q1
Inception	+12.87%	+8.67%	+4.20	3 / 10	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.62%	-1.09%	+5.71	1 / 10
2025	+15.95%	+15.81%	+0.14	6 / 9
2024	+25.34%	+15.20%	+10.15	1 / 9
2023	+21.44%	+21.04%	+0.40	6 / 9
2022	+13.25%	+5.98%	+7.27	2 / 9
2021	+53.54%	+22.72%	+30.81	2 / 9
2020	+27.03%	+18.85%	+8.18	2 / 8
2019	+10.43%	+7.96%	+2.48	3 / 8
2018	+4.56%	-1.76%	+6.32	2 / 8
2017	+1.20%	+4.89%	-3.69	7 / 8
2016	+12.72%	+6.15%	+6.57	2 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.20%

234 windows

min -8.0% · max 100.0%

96% positive

3-Year rolling

+13.42%

210 windows

min -0.5% · max 39.3%

100% positive

5-Year rolling

+12.93%

186 windows

min 3.5% · max 33.2%

100% positive

7-Year rolling

+11.99%

161 windows

min 4.5% · max 24.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.65%

3-year · annualised

Sharpe ratio

1.29

vs risk-free 6.5%

Sortino ratio

3.19

Downside-only deviation

Max drawdown

-12.97%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multiple Yield Fund - Plan 2005-Dividend	HDFC	₹16.4590	11 Jun 2026
NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option	Nippon India	₹23.2593	10 Jun 2026
SBI Magnum Monthly Income Plan-Floater-Dividend-(Annual)	SBI	₹36.7569	11 Jun 2026
Franklin India Multi Asset Allocation Fund- IDCW	Franklin India	₹10.5416	11 Jun 2026
Escorts Gilt Plan-DIVIDEND OPTION	Escorts	₹150.6125	11 Jun 2026

Recent NAVs

Date	NAV
11 Jun 2026	₹164.2999
10 Jun 2026	₹164.7584
9 Jun 2026	₹166.1333
8 Jun 2026	₹165.6547
5 Jun 2026	₹167.6262
4 Jun 2026	₹166.5278
3 Jun 2026	₹166.0465
2 Jun 2026	₹166.3566
1 Jun 2026	₹166.3068
29 May 2026	₹167.6154

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 11 Jun 2026, the NAV of Escorts Gilt Plan-GROWTH OPTION is ₹164.2999. It's a Multi Asset Allocation Fund from Escorts, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Escorts Gilt Plan-GROWTH OPTION has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Escorts Gilt Plan-GROWTH OPTION is managed by Escorts. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Escorts Gilt Plan-GROWTH OPTION has delivered a absolute return of 15.97% — +7.32 pp ahead of the Multi Asset Allocation Fund category average of 8.65%. The fund ranks #1 of 10 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Escorts Gilt Plan-GROWTH OPTION has delivered a CAGR of 23.01% — +7.09 pp ahead of the Multi Asset Allocation Fund category average of 15.93%. The fund ranks #1 of 9 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Escorts Gilt Plan-GROWTH OPTION has delivered a CAGR of 19.14% — +6.22 pp ahead of the Multi Asset Allocation Fund category average of 12.92%. The fund ranks #1 of 9 in its category — the top (Q1) quartile.

₹1 lakh invested in Escorts Gilt Plan-GROWTH OPTION exactly 10 years ago would be worth approximately ₹528,028 today — a multiplier of 5.28×, based on the 10-year CAGR of 18.10%. The category average over the same window would have grown ₹1 lakh to ₹289,074.

A ₹10,000 monthly SIP in Escorts Gilt Plan-GROWTH OPTION over the last 5 years — total invested ₹600,000 — would be worth ₹962,015 today. That's an XIRR (money-weighted annualised return) of 18.94%.

A ₹10,000 monthly SIP for 10 years in Escorts Gilt Plan-GROWTH OPTION = ₹1,200,000 invested. It would currently be worth ₹3,620,838 (multiplier 3.02×). XIRR: 20.92%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Escorts Gilt Plan-GROWTH OPTION ranks #1 out of 9 funds in the Multi Asset Allocation Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.92%; this fund delivered 19.14%.

The worst peak-to-trough decline Escorts Gilt Plan-GROWTH OPTION has experienced over the last 5-year window is 16.17% — its NAV fell from a high on 13 Apr 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Escorts Gilt Plan-GROWTH OPTION averaged 12.93% (best 33.23%, worst 3.47%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.94 — reasonable risk-adjusted performance.

In calendar year 2025, Escorts Gilt Plan-GROWTH OPTION returned 15.95% — beating the Multi Asset Allocation Fund category average of 15.81% by 0.14 pp. It ranked #6 of 9 in its category that year.

Escorts Gilt Plan-GROWTH OPTION is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Escorts Gilt Plan-GROWTH OPTION is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 19.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Escorts Gilt Plan-GROWTH OPTION

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Asset Allocation Fund

Recent NAVs

Frequently asked questions

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