Should I invest in Birla Sun Life Index Fund-Plan A (Dividend)?

We don't give personal investment advice. Birla Sun Life Index Fund-Plan A (Dividend) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 8.29%.

Birla Sun Life

Birla Sun Life Index Fund-Plan A (Dividend)

Latest NAV

₹23.5828

As of

10 Jun 2026

4,968 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.51%	+0.00	38 / 70	Q3
1W	-0.99%	-0.33%	-0.67	61 / 70	Q4
2W	-2.76%	-1.46%	-1.30	58 / 66	Q4
1M	-4.21%	-1.26%	-2.95	61 / 62	Q4
3M	-6.05%	-0.64%	-5.41	60 / 62	Q4
6M	-11.79%	-4.09%	-7.70	52 / 62	Q4
YTD	-12.80%	-5.29%	-7.51	51 / 61	Q4
1Y	-8.76%	-1.62%	-7.14	51 / 61	Q4
2Y	-0.47%	+2.72%	-3.20	43 / 54	Q4
3Y	+7.69%	+10.20%	-2.52	29 / 52	Q3
4Y	+9.49%	+11.53%	-2.04	23 / 35	Q3
5Y	+8.29%	+8.36%	-0.07	13 / 23	Q3
7Y	+9.33%	+10.23%	-0.90	22 / 23	Q4
10Y	+7.64%	+11.19%	-3.55	22 / 22	Q4
Inception	+0.91%	+7.73%	-6.82	59 / 70	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.80%	-5.29%	-7.51	51 / 61
2025	+10.90%	+7.96%	+2.94	12 / 57
2024	+9.45%	+12.60%	-3.15	21 / 52
2023	+20.04%	+21.36%	-1.32	20 / 46
2022	+4.96%	+3.06%	+1.90	14 / 30
2021	+17.44%	+23.37%	-5.93	23 / 23
2020	+15.04%	+15.15%	-0.12	12 / 23
2019	+2.93%	+11.82%	-8.89	22 / 23
2018	-6.66%	+4.05%	-10.71	21 / 22
2017	+18.74%	+27.94%	-9.20	22 / 22
2016	-7.33%	+2.43%	-9.77	22 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.75%

234 windows

min -54.4% · max 96.2%

59% positive

3-Year rolling

+2.37%

210 windows

min -21.3% · max 26.4%

61% positive

5-Year rolling

+1.41%

186 windows

min -14.9% · max 21.4%

58% positive

7-Year rolling

-0.06%

161 windows

min -9.9% · max 11.8%

43% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.79%

3-year · annualised

Sharpe ratio

0.14

vs risk-free 6.5%

Sortino ratio

0.22

Downside-only deviation

Max drawdown

-15.61%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹220.8557	10 Jun 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹37.7164	10 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹24.2709	10 Jun 2026
Franklin India Index Fund- Nifty Plan - Dividend Plan	Franklin Templeton	₹187.5736	10 Jun 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹160.1800	10 Jun 2026
Birla Sun Life Index Fund-Plan B (Growth)	Birla Sun Life	₹235.5123	10 Jun 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹47.2161	10 Jun 2026
Tata Index Fund - Nifty A	Tata	₹144.5114	10 Jun 2026

Recent NAVs

Date	NAV
10 Jun 2026	₹23.5828
9 Jun 2026	₹23.6106
8 Jun 2026	₹23.4905
5 Jun 2026	₹23.7386
4 Jun 2026	₹23.7789
3 Jun 2026	₹23.7681
2 Jun 2026	₹23.8474
1 Jun 2026	₹23.7454
29 May 2026	₹23.9137
27 May 2026	₹24.2748

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 10 Jun 2026, the NAV of Birla Sun Life Index Fund-Plan A (Dividend) is ₹23.5828. It's a Index Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Index Fund-Plan A (Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Index Fund-Plan A (Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a absolute return of -8.76% — -7.14 pp behind the Index Fund category average of -1.62%. The fund ranks #51 of 61 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a CAGR of 7.69% — -2.52 pp behind the Index Fund category average of 10.20%. The fund ranks #29 of 52 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a CAGR of 8.29% — -0.07 pp behind the Index Fund category average of 8.36%. The fund ranks #13 of 23 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life Index Fund-Plan A (Dividend) exactly 10 years ago would be worth approximately ₹208,737 today — a multiplier of 2.09×, based on the 10-year CAGR of 7.64%. The category average over the same window would have grown ₹1 lakh to ₹288,775.

A ₹10,000 monthly SIP in Birla Sun Life Index Fund-Plan A (Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹684,065 today. That's an XIRR (money-weighted annualised return) of 5.18%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Index Fund-Plan A (Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,824,618 (multiplier 1.52×). XIRR: 8.12%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Index Fund-Plan A (Dividend) ranks #13 out of 23 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.36%; this fund delivered 8.29%.

The worst peak-to-trough decline Birla Sun Life Index Fund-Plan A (Dividend) has experienced over the last 5-year window is 16.77% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Index Fund-Plan A (Dividend) averaged 1.41% (best 21.44%, worst -14.94%). 58% of rolling windows ended positive. The 5-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Index Fund-Plan A (Dividend) returned 10.90% — beating the Index Fund category average of 7.96% by 2.94 pp. It ranked #12 of 57 in its category that year.

Birla Sun Life Index Fund-Plan A (Dividend) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Index Fund-Plan A (Dividend) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 8.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.