Should I invest in Birla Sun Life Advantage Fund-Plan B (Growth)?

We don't give personal investment advice. Birla Sun Life Advantage Fund-Plan B (Growth) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.0%. 5-year CAGR: 8.49%.

Birla Sun Life

Birla Sun Life Advantage Fund-Plan B (Growth)

Latest NAV

₹885.8500

As of

10 Jun 2026

4,968 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.15%	+0.72%	+0.43	5 / 32	Q1
1W	-0.24%	-0.51%	+0.27	9 / 32	Q2
2W	-1.97%	-2.32%	+0.36	7 / 32	Q1
1M	-1.88%	-1.90%	+0.02	15 / 32	Q2
3M	+1.21%	+0.13%	+1.08	6 / 32	Q1
6M	-1.20%	-4.61%	+3.41	5 / 32	Q1
YTD	-3.05%	-6.03%	+2.97	6 / 32	Q1
1Y	-1.93%	-4.31%	+2.38	16 / 32	Q2
2Y	+2.46%	+0.80%	+1.66	14 / 32	Q2
3Y	+12.10%	+13.06%	-0.95	23 / 32	Q3
4Y	+12.73%	+13.98%	-1.25	21 / 32	Q3
5Y	+8.49%	+11.46%	-2.97	24 / 32	Q3
7Y	+11.50%	+13.04%	-1.54	24 / 32	Q3
10Y	+11.39%	+11.43%	-0.04	20 / 32	Q3
Inception	+10.60%	+9.17%	+1.43	16 / 29	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.05%	-6.03%	+2.97	6 / 32
2025	+2.97%	+2.91%	+0.06	19 / 32
2024	+15.46%	+19.92%	-4.46	25 / 32
2023	+26.72%	+27.73%	-1.00	20 / 32
2022	-12.98%	+2.49%	-15.47	31 / 32
2021	+37.74%	+32.49%	+5.25	8 / 32
2020	+18.01%	+13.97%	+4.04	8 / 32
2019	+8.44%	+4.84%	+3.60	10 / 32
2018	-13.22%	-10.87%	-2.35	18 / 32
2017	+40.11%	+31.34%	+8.77	7 / 32
2016	+7.95%	+2.52%	+5.43	5 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.74%

234 windows

min -59.7% · max 120.6%

72% positive

3-Year rolling

+12.38%

210 windows

min -10.1% · max 35.1%

90% positive

5-Year rolling

+12.43%

186 windows

min -2.2% · max 26.5%

96% positive

7-Year rolling

+12.60%

161 windows

min 3.6% · max 22.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.81%

3-year · annualised

Sharpe ratio

0.43

vs risk-free 6.5%

Sortino ratio

0.75

Downside-only deviation

Max drawdown

-20.77%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹327.1620	10 Jun 2026
SBI Magnum Multiplier Plus Scheme - 93 -Dividend	SBI	₹281.5660	9 Jun 2026
ICICI Prudential Growth Plan-Dividend Option	ICICI Prudential	₹28.5900	10 Jun 2026
Franklin India Flexi Cap Fund-Dividend Plan	Franklin Templeton	₹18.6487	10 Jun 2026
Kotak Opportunities---Dividend	Kotak Mahindra	₹58.0920	10 Jun 2026
Canara Robeco Emerging Equities-GROWTH PLAN	Canara Robeco	₹237.9100	10 Jun 2026
UTI - TOP 100 Fund- Growth Option	UTI	₹176.1685	10 Jun 2026
Bharti AXA Equity Fund Eco Plan- Growth	Bharti AXA	₹96.9100	10 Jun 2026
Birla Sun Life Advantage Fund-Plan A (Dividend)	Birla Sun Life	₹129.0200	10 Jun 2026
Escorts High Yield Equity Plan - Dividend Option	Escorts	₹73.0241	10 Jun 2026

Recent NAVs

Date	NAV
10 Jun 2026	₹885.8500
9 Jun 2026	₹892.2800
8 Jun 2026	₹882.1100
5 Jun 2026	₹894.8900
4 Jun 2026	₹894.6000
3 Jun 2026	₹892.2500
2 Jun 2026	₹894.4400
1 Jun 2026	₹891.8600
29 May 2026	₹901.8100
27 May 2026	₹912.8500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 10 Jun 2026, the NAV of Birla Sun Life Advantage Fund-Plan B (Growth) is ₹885.8500. It's a Large & Mid Cap Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Advantage Fund-Plan B (Growth) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Advantage Fund-Plan B (Growth) is managed by Birla Sun Life. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Advantage Fund-Plan B (Growth) has delivered a absolute return of -1.93% — +2.38 pp ahead of the Large & Mid Cap Fund category average of -4.31%. The fund ranks #16 of 32 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Birla Sun Life Advantage Fund-Plan B (Growth) has delivered a CAGR of 12.10% — -0.95 pp behind the Large & Mid Cap Fund category average of 13.06%. The fund ranks #23 of 32 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Birla Sun Life Advantage Fund-Plan B (Growth) has delivered a CAGR of 8.49% — -2.97 pp behind the Large & Mid Cap Fund category average of 11.46%. The fund ranks #24 of 32 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life Advantage Fund-Plan B (Growth) exactly 10 years ago would be worth approximately ₹293,948 today — a multiplier of 2.94×, based on the 10-year CAGR of 11.39%. The category average over the same window would have grown ₹1 lakh to ₹295,104.

A ₹10,000 monthly SIP in Birla Sun Life Advantage Fund-Plan B (Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹736,501 today. That's an XIRR (money-weighted annualised return) of 8.13%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Advantage Fund-Plan B (Growth) = ₹1,200,000 invested. It would currently be worth ₹2,085,579 (multiplier 1.74×). XIRR: 10.65%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Advantage Fund-Plan B (Growth) ranks #24 out of 32 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.46%; this fund delivered 8.49%.

The worst peak-to-trough decline Birla Sun Life Advantage Fund-Plan B (Growth) has experienced over the last 5-year window is 28.03% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Advantage Fund-Plan B (Growth) averaged 12.43% (best 26.49%, worst -2.16%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Advantage Fund-Plan B (Growth) returned 2.97% — beating the Large & Mid Cap Fund category average of 2.91% by 0.06 pp. It ranked #19 of 32 in its category that year.

Birla Sun Life Advantage Fund-Plan B (Growth) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life Advantage Fund-Plan B (Growth) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.0%. 5-year CAGR: 8.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.