Should I invest in Bharti AXA Tax Advantage Fund-ECO Plan?

We don't give personal investment advice. Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 10.97%.

Bharti AXA

Bharti AXA Tax Advantage Fund-ECO Plan-Dividend

Latest NAV

₹28.9400

As of

12 Jun 2026

4,253 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.42%	-2.25%	+1.83	63 / 90	Q3
1W	-0.45%	-3.78%	+3.33	44 / 87	Q3
2W	-2.67%	-5.05%	+2.38	50 / 87	Q3
1M	-1.08%	-5.07%	+3.99	56 / 87	Q3
3M	+2.56%	-3.98%	+6.54	24 / 87	Q2
6M	+0.49%	-4.04%	+4.53	27 / 89	Q2
YTD	-1.49%	-5.67%	+4.19	21 / 89	Q1
1Y	-2.63%	-0.05%	-2.58	39 / 87	Q2
2Y	-1.89%	-0.56%	-1.33	60 / 86	Q3
3Y	+14.51%	+5.71%	+8.80	21 / 81	Q2
4Y	+16.97%	+8.51%	+8.45	9 / 78	Q1
5Y	+10.97%	+6.65%	+4.31	35 / 77	Q2
7Y	+13.66%	+8.79%	+4.86	18 / 75	Q1
10Y	+6.51%	+8.07%	-1.56	52 / 69	Q4
Inception	+6.46%	+5.82%	+0.64	52 / 91	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.49%	-8.03%	+6.54	3 / 47
2025	-3.89%	+1.54%	-5.42	42 / 47
2024	+21.54%	+18.17%	+3.36	19 / 47
2023	+34.78%	+23.46%	+11.32	3 / 49
2022	-0.93%	+0.75%	-1.68	31 / 52
2021	+24.78%	+28.91%	-4.13	36 / 54
2020	+17.20%	+11.40%	+5.80	19 / 56
2019	+4.79%	+2.03%	+2.76	25 / 59
2018	-36.22%	-9.68%	-26.54	61 / 61
2017	+21.63%	+29.95%	-8.32	54 / 65
2016	-13.43%	-0.31%	-13.12	69 / 70

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.04%

199 windows

min -38.2% · max 69.5%

57% positive

3-Year rolling

+5.68%

175 windows

min -16.5% · max 24.7%

62% positive

5-Year rolling

+4.99%

150 windows

min -10.3% · max 23.9%

74% positive

7-Year rolling

+3.22%

126 windows

min -4.1% · max 15.0%

73% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.54%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

0.89

Downside-only deviation

Max drawdown

-24.04%

Dec 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹64.6410	12 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹20.0856	12 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹86.2155	12 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.5500	12 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹121.7100	12 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.7361	12 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹58.5429	12 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹41.8410	12 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.6100	12 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.6190	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹28.9400
11 Jun 2026	₹28.4700
10 Jun 2026	₹28.5900
9 Jun 2026	₹28.6300
8 Jun 2026	₹28.4200
5 Jun 2026	₹28.6200
4 Jun 2026	₹28.6000
3 Jun 2026	₹28.6400
2 Jun 2026	₹28.5500
1 Jun 2026	₹28.5700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is ₹28.9400. It's a ELSS from Bharti AXA, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has NAV history starting from 27 Feb 2009, a track record of about 17 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is managed by Bharti AXA. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has delivered a absolute return of -2.63% — -2.58 pp behind the ELSS category average of -0.05%. The fund ranks #39 of 87 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has delivered a CAGR of 14.51% — +8.8 pp ahead of the ELSS category average of 5.71%. The fund ranks #21 of 81 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has delivered a CAGR of 10.97% — +4.31 pp ahead of the ELSS category average of 6.65%. The fund ranks #35 of 77 in its category — the second (Q2) quartile.

₹1 lakh invested in Bharti AXA Tax Advantage Fund-ECO Plan-Dividend exactly 10 years ago would be worth approximately ₹187,920 today — a multiplier of 1.88×, based on the 10-year CAGR of 6.51%. The category average over the same window would have grown ₹1 lakh to ₹217,324.

A ₹10,000 monthly SIP in Bharti AXA Tax Advantage Fund-ECO Plan-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹778,467 today. That's an XIRR (money-weighted annualised return) of 10.35%.

A ₹10,000 monthly SIP for 10 years in Bharti AXA Tax Advantage Fund-ECO Plan-Dividend = ₹1,200,000 invested. It would currently be worth ₹2,004,013 (multiplier 1.67×). XIRR: 9.90%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend ranks #35 out of 77 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.65%; this fund delivered 10.97%.

The worst peak-to-trough decline Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has experienced over the last 5-year window is 24.04% — its NAV fell from a high on 11 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend averaged 4.99% (best 23.87%, worst -10.33%). 74% of rolling windows ended positive. The 5-year Sharpe ratio is 0.33 — weak risk-adjusted performance.

In calendar year 2025, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend returned -3.89% — lagging the ELSS category average of 1.54% by 5.42 pp. It ranked #42 of 47 in its category that year.

Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 10.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.