Should I invest in UTI Nifty Bank ETF?

We don't give personal investment advice. UTI Nifty Bank ETF is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.6%. 5-year CAGR: 11.50%.

UTI

UTI Nifty Bank ETF

Unit split applied to historical metrics

This scheme had a 0.1× unit consolidation on 22 Feb 2021. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹60.5315

As of

17 Jul 2026

1,450 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.64%	+0.27%	+1.37	25 / 280	Q1
1W	+0.83%	-0.11%	+0.94	42 / 280	Q1
2W	+1.02%	-0.16%	+1.18	41 / 280	Q1
1M	+1.93%	-0.09%	+2.02	48 / 280	Q1
3M	+3.89%	+0.82%	+3.07	64 / 272	Q1
6M	-2.28%	-1.65%	-0.63	157 / 261	Q3
YTD	-1.66%	-1.34%	-0.31	139 / 258	Q3
1Y	+3.57%	+7.47%	-3.90	102 / 231	Q2
2Y	+6.33%	+4.66%	+1.66	50 / 185	Q2
3Y	+9.53%	+12.66%	-3.12	76 / 149	Q3
4Y	+14.20%	+14.72%	-0.52	46 / 126	Q2
5Y	+11.50%	+10.99%	+0.51	28 / 90	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.46%	+10.92%	+6.54	38 / 280	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.66%	-1.36%	-0.30	138 / 257
2025	+17.47%	+16.95%	+0.52	36 / 192
2024	+6.24%	+15.68%	-9.44	135 / 155
2023	+12.49%	+24.57%	-12.08	102 / 133
2022	+22.02%	+3.53%	+18.50	5 / 104
2021	+13.85%	+23.86%	-10.01	63 / 80
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.65%

60 windows

min -3.9% · max 63.5%

97% positive

3-Year rolling

+14.07%

36 windows

min 7.5% · max 26.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+14.06%

11 windows

min 10.0% · max 21.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.26%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.40

Downside-only deviation

Max drawdown

-18.35%

Feb 2026 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ETF

Scheme	Fund house	NAV	As of
HDFC NIFTY PSU BANK ETF	HDFC	₹84.8548	17 Jul 2026
Nippon India ETF Nifty Bank BeES	Nippon India	₹605.9020	17 Jul 2026
SBI BSE PSU BANK ETF	SBI	₹48.4663	17 Jul 2026
ICICI Prudential Nifty Auto ETF	ICICI Prudential	₹28.0218	17 Jul 2026
Aditya Birla Sun Life Nifty Bank ETF	Aditya Birla Sun Life	₹59.9924	17 Jul 2026
Motilal Oswal BSE Healthcare ETF	Motilal Oswal	₹50.5040	17 Jul 2026
Mirae Asset BSE India Defence ETF	Mirae Asset	₹77.7638	17 Jul 2026
Kotak Nifty Bank ETF	Kotak	₹60.7355	17 Jul 2026
Kotak PSU Bank ETF	Kotak Mahindra	₹83.9800	17 Jul 2026
DSP Nifty Bank ETF	DSP	₹59.9059	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹60.5315
16 Jul 2026	₹59.5552
15 Jul 2026	₹59.7364
14 Jul 2026	₹59.4322
13 Jul 2026	₹60.1218
10 Jul 2026	₹60.0345
9 Jul 2026	₹59.2132
8 Jul 2026	₹58.6883
7 Jul 2026	₹60.1907
6 Jul 2026	₹60.2845

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI Nifty Bank ETF is ₹60.5315. It's a ETF from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Nifty Bank ETF has NAV history starting from 03 Sep 2020, a track record of about 5 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Nifty Bank ETF is managed by UTI. It's classified by AMFI under the 'ETF' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Nifty Bank ETF has delivered a absolute return of 3.57% — -3.9 pp behind the ETF category average of 7.47%. The fund ranks #102 of 231 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Nifty Bank ETF has delivered a CAGR of 9.53% — -3.12 pp behind the ETF category average of 12.66%. The fund ranks #76 of 149 in its category — the third (Q3) quartile.

Over the trailing 5-year window, UTI Nifty Bank ETF has delivered a CAGR of 11.50% — +0.51 pp ahead of the ETF category average of 10.99%. The fund ranks #28 of 90 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Nifty Bank ETF exactly 5 years ago would be worth approximately ₹172,335 today — a multiplier of 1.72×, based on the 5-year CAGR of 11.50%. The category average over the same window would have grown ₹1 lakh to ₹168,459.

A ₹10,000 monthly SIP in UTI Nifty Bank ETF over the last 5 years — total invested ₹600,000 — would be worth ₹789,033 today. That's an XIRR (money-weighted annualised return) of 10.89%.

UTI Nifty Bank ETF doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹789,033 — XIRR 10.89%.

On a 5-year basis, UTI Nifty Bank ETF ranks #28 out of 90 funds in the ETF category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.99%; this fund delivered 11.50%.

The worst peak-to-trough decline UTI Nifty Bank ETF has experienced over the last 5-year window is 20.59% — its NAV fell from a high on 26 Oct 2021 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Nifty Bank ETF averaged 14.06% (best 21.77%, worst 10.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.33 — weak risk-adjusted performance.

In calendar year 2025, UTI Nifty Bank ETF returned 17.47% — beating the ETF category average of 16.95% by 0.52 pp. It ranked #36 of 192 in its category that year.

UTI Nifty Bank ETF doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI Nifty Bank ETF is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.6%. 5-year CAGR: 11.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.