Should I invest in Kotak PSU Bank ETF?

We don't give personal investment advice. Kotak PSU Bank ETF is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.8%. 5-year CAGR: 26.97%.

Kotak Mahindra

Kotak PSU Bank ETF

Latest NAV

₹820.4532

As of

3 Jun 2026

4,565 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.54%	+0.40%	+0.14	73 / 278	Q2
1W	-1.84%	-1.18%	-0.66	178 / 277	Q3
2W	+1.40%	+0.22%	+1.18	48 / 276	Q1
1M	-4.27%	+0.13%	-4.40	261 / 272	Q4
3M	-16.08%	-0.73%	-15.35	267 / 268	Q4
6M	-5.07%	-0.31%	-4.76	147 / 255	Q3
YTD	-5.65%	-2.50%	-3.15	154 / 258	Q3
1Y	+13.13%	+10.97%	+2.16	32 / 226	Q1
2Y	+0.50%	+6.94%	-6.44	124 / 179	Q3
3Y	+25.53%	+14.13%	+11.41	15 / 147	Q1
4Y	+33.66%	+13.79%	+19.87	5 / 116	Q1
5Y	+26.97%	+10.71%	+16.25	4 / 89	Q1
7Y	+13.89%	+11.79%	+2.10	18 / 63	Q2
10Y	+12.61%	+12.32%	+0.30	8 / 31	Q2
Inception	+5.48%	+11.30%	-5.82	188 / 278	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.65%	-2.52%	-3.13	153 / 257
2025	+30.43%	+16.95%	+13.48	18 / 192
2024	+13.88%	+15.68%	-1.80	77 / 155
2023	+32.61%	+24.57%	+8.04	34 / 133
2022	+73.49%	+3.53%	+69.96	2 / 104
2021	+39.22%	+23.86%	+15.37	8 / 80
2020	-30.99%	+12.21%	-43.20	67 / 67
2019	-20.36%	+8.25%	-28.61	59 / 59
2018	-16.39%	+1.56%	-17.95	42 / 44
2017	+23.44%	+27.99%	-4.55	36 / 42
2016	+2.89%	+4.92%	-2.03	25 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.43%

214 windows

min -62.8% · max 119.3%

57% positive

3-Year rolling

+7.66%

190 windows

min -31.9% · max 59.4%

55% positive

5-Year rolling

+4.18%

166 windows

min -19.2% · max 44.0%

56% positive

7-Year rolling

+1.79%

141 windows

min -13.0% · max 18.1%

49% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

25.48%

3-year · annualised

Sharpe ratio

0.77

vs risk-free 6.5%

Sortino ratio

1.39

Downside-only deviation

Max drawdown

-29.77%

Jun 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ETF

Scheme	Fund house	NAV	As of
HDFC NIFTY PSU BANK ETF	HDFC	₹82.8791	3 Jun 2026
Nippon India ETF Nifty Bank BeES	Nippon India	₹559.5032	3 Jun 2026
SBI BSE PSU BANK ETF	SBI	₹47.6181	3 Jun 2026
ICICI Prudential Nifty Auto ETF	ICICI Prudential	₹26.8992	3 Jun 2026
Aditya Birla Sun Life Nifty Bank ETF	Aditya Birla Sun Life	₹55.3934	3 Jun 2026
Motilal Oswal BSE Healthcare ETF	Motilal Oswal	₹47.0809	3 Jun 2026
Mirae Asset BSE India Defence ETF	Mirae Asset	₹75.1403	3 Jun 2026
Kotak Nifty Bank ETF	Kotak	₹56.0814	3 Jun 2026
DSP Nifty Bank ETF	DSP	₹55.3202	3 Jun 2026
Baroda BNP Paribas Nifty Bank ETF	Baroda BNP Paribas	₹54.4809	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹820.4532
2 Jun 2026	₹806.8720
1 Jun 2026	₹802.5390
29 May 2026	₹817.5592
27 May 2026	₹824.4687
26 May 2026	₹821.9662
25 May 2026	₹825.7486
22 May 2026	₹802.6699
21 May 2026	₹800.9028
20 May 2026	₹799.1761

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak PSU Bank ETF is ₹820.4532. It's a ETF from Kotak Mahindra, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak PSU Bank ETF has NAV history starting from 13 Nov 2007, a track record of about 18 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak PSU Bank ETF is managed by Kotak Mahindra. It's classified by AMFI under the 'ETF' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak PSU Bank ETF has delivered a absolute return of 13.13% — +2.16 pp ahead of the ETF category average of 10.97%. The fund ranks #32 of 226 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak PSU Bank ETF has delivered a CAGR of 25.53% — +11.41 pp ahead of the ETF category average of 14.13%. The fund ranks #15 of 147 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak PSU Bank ETF has delivered a CAGR of 26.97% — +16.25 pp ahead of the ETF category average of 10.71%. The fund ranks #4 of 89 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak PSU Bank ETF exactly 10 years ago would be worth approximately ₹328,032 today — a multiplier of 3.28×, based on the 10-year CAGR of 12.61%. The category average over the same window would have grown ₹1 lakh to ₹319,460.

A ₹10,000 monthly SIP in Kotak PSU Bank ETF over the last 5 years — total invested ₹600,000 — would be worth ₹1,119,660 today. That's an XIRR (money-weighted annualised return) of 25.21%.

A ₹10,000 monthly SIP for 10 years in Kotak PSU Bank ETF = ₹1,200,000 invested. It would currently be worth ₹3,105,941 (multiplier 2.59×). XIRR: 18.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak PSU Bank ETF ranks #4 out of 89 funds in the ETF category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.71%; this fund delivered 26.97%.

The worst peak-to-trough decline Kotak PSU Bank ETF has experienced over the last 5-year window is 29.77% — its NAV fell from a high on 03 Jun 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak PSU Bank ETF averaged 4.18% (best 43.96%, worst -19.16%). 56% of rolling windows ended positive. The 5-year Sharpe ratio is 0.75 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak PSU Bank ETF returned 30.43% — beating the ETF category average of 16.95% by 13.48 pp. It ranked #18 of 192 in its category that year.

Kotak PSU Bank ETF doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak PSU Bank ETF is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.8%. 5-year CAGR: 26.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.