Should I invest in UTI Long Term Advantage Fund Series VI?

We don't give personal investment advice. UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

UTI

UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW

Latest NAV

₹12.7080

As of

24 Sep 2021

904 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.05%	+0.12%	-0.17	48 / 76	Q3
1W	+0.26%	-1.31%	+1.57	7 / 76	Q1
2W	+2.05%	+0.08%	+1.97	3 / 76	Q1
1M	+7.22%	-0.99%	+8.21	1 / 76	Q1
3M	+8.29%	-0.23%	+8.53	10 / 76	Q1
6M	+17.28%	-4.25%	+21.54	4 / 76	Q1
YTD	+25.44%	-3.63%	+29.07	4 / 76	Q1
1Y	+55.80%	+1.70%	+54.10	4 / 76	Q1
2Y	+25.59%	+3.10%	+22.50	4 / 75	Q1
3Y	+11.93%	+10.95%	+0.97	32 / 75	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.67%	+10.74%	-4.07	68 / 76	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+25.44%	+33.28%	-7.84	55 / 68
2020	+19.74%	+13.91%	+5.83	13 / 68
2019	-6.77%	+5.99%	-12.76	58 / 66
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.63%

33 windows

min -35.6% · max 81.1%

48% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.38%

9 windows

min 0.8% · max 11.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

29.82%

3-year · annualised

Sharpe ratio

0.34

vs risk-free 6.5%

Sortino ratio

0.45

Downside-only deviation

Max drawdown

-40.06%

Apr 2019 → Mar 2020

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - IDCW Option - Direct Plan	HDFC	₹88.8430	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - DIRECT Plan - ANNUAL IDCW Option	Nippon India	₹21.9652	3 Jun 2026
SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹113.4965	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW	ICICI Prudential	₹43.2500	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout	Invesco	₹30.0200	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - IDCW	Bandhan	₹40.0710	3 Jun 2026
quant ELSS Tax Saver Fund - IDCW Option - Direct Plan	Quant	₹59.0826	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹417.8400	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout	Motilal Oswal	₹38.4424	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - IDCW	Franklin India	₹67.3238	3 Jun 2026

Recent NAVs

Date	NAV
24 Sep 2021	₹12.7080
23 Sep 2021	₹12.7142
22 Sep 2021	₹12.5417
21 Sep 2021	₹12.5485
20 Sep 2021	₹12.5050
17 Sep 2021	₹12.6749
16 Sep 2021	₹12.7202
15 Sep 2021	₹12.6053
14 Sep 2021	₹12.4913
13 Sep 2021	₹12.4575

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Sep 2021, the NAV of UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW is ₹12.7080. It's a ELSS from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW has NAV history starting from 23 Jan 2018, a track record of about 8 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW is managed by UTI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW has delivered a absolute return of 55.80% — +54.1 pp ahead of the ELSS category average of 1.70%. The fund ranks #4 of 76 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW has delivered a CAGR of 11.93% — +0.97 pp ahead of the ELSS category average of 10.95%. The fund ranks #32 of 75 in its category — the second (Q2) quartile.

UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW exactly 3 years ago would be worth approximately ₹140,211 today — a multiplier of 1.40×, based on the 3-year CAGR of 11.93%. The category average over the same window would have grown ₹1 lakh to ₹136,582.

A ₹10,000 monthly SIP in UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹520,887 today. That's an XIRR (money-weighted annualised return) of 25.45%.

UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹520,887 — XIRR 25.45%.

On a 3-year basis, UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW ranks #32 out of 75 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.95%; this fund delivered 11.93%.

The worst peak-to-trough decline UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW has experienced over the last 3-year window is 40.06% — its NAV fell from a high on 16 Apr 2019 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW averaged 5.38% (best 11.93%, worst 0.83%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2020, UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW returned 19.74% — beating the ELSS category average of 13.91% by 5.83 pp. It ranked #13 of 68 in its category that year.

UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Long Term Advantage Fund Series VI - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.