Should I invest in UTI Long Term Advantage Fund Series V?

We don't give personal investment advice. UTI Long Term Advantage Fund Series V - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

UTI

UTI Long Term Advantage Fund Series V - Direct Plan - IDCW

Latest NAV

₹15.4735

As of

24 Sep 2021

1,106 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.12%	+0.10	32 / 76	Q2
1W	+0.58%	-1.31%	+1.90	6 / 76	Q1
2W	+1.48%	+0.08%	+1.40	8 / 76	Q1
1M	+6.03%	-0.99%	+7.02	3 / 76	Q1
3M	+7.56%	-0.23%	+7.79	11 / 76	Q1
6M	+23.57%	-4.25%	+27.82	2 / 76	Q1
YTD	+37.63%	-3.63%	+41.26	2 / 76	Q1
1Y	+77.56%	+1.70%	+75.87	2 / 76	Q1
2Y	+27.17%	+3.10%	+24.08	2 / 75	Q1
3Y	+16.87%	+10.95%	+5.92	7 / 75	Q1
4Y	+11.25%	+11.02%	+0.23	30 / 69	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.15%	+10.74%	-0.59	36 / 76	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+37.63%	+33.28%	+4.36	16 / 68
2020	+13.62%	+13.91%	-0.28	32 / 68
2019	-1.58%	+5.99%	-7.58	54 / 66
2018	-11.60%	-7.59%	-4.01	37 / 56
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.69%

43 windows

min -34.6% · max 85.5%

51% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.75%

19 windows

min -12.8% · max 16.9%

47% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

31.07%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.64

Downside-only deviation

Max drawdown

-41.96%

May 2019 → Mar 2020

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - IDCW Option - Direct Plan	HDFC	₹88.8430	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - DIRECT Plan - ANNUAL IDCW Option	Nippon India	₹21.9652	3 Jun 2026
SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹113.4965	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW	ICICI Prudential	₹43.2500	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout	Invesco	₹30.0200	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - IDCW	Bandhan	₹40.0710	3 Jun 2026
quant ELSS Tax Saver Fund - IDCW Option - Direct Plan	Quant	₹59.0826	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹417.8400	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout	Motilal Oswal	₹38.4424	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - IDCW	Franklin India	₹67.3238	3 Jun 2026

Recent NAVs

Date	NAV
24 Sep 2021	₹15.4735
23 Sep 2021	₹15.4405
22 Sep 2021	₹15.2448
21 Sep 2021	₹15.2154
20 Sep 2021	₹15.1889
17 Sep 2021	₹15.3838
16 Sep 2021	₹15.4485
15 Sep 2021	₹15.4081
14 Sep 2021	₹15.2935
13 Sep 2021	₹15.2527

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Sep 2021, the NAV of UTI Long Term Advantage Fund Series V - Direct Plan - IDCW is ₹15.4735. It's a ELSS from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Long Term Advantage Fund Series V - Direct Plan - IDCW has NAV history starting from 31 Mar 2017, a track record of about 9 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Long Term Advantage Fund Series V - Direct Plan - IDCW is managed by UTI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Long Term Advantage Fund Series V - Direct Plan - IDCW has delivered a absolute return of 77.56% — +75.87 pp ahead of the ELSS category average of 1.70%. The fund ranks #2 of 76 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Long Term Advantage Fund Series V - Direct Plan - IDCW has delivered a CAGR of 16.87% — +5.92 pp ahead of the ELSS category average of 10.95%. The fund ranks #7 of 75 in its category — the top (Q1) quartile.

UTI Long Term Advantage Fund Series V - Direct Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Long Term Advantage Fund Series V - Direct Plan - IDCW exactly 3 years ago would be worth approximately ₹159,623 today — a multiplier of 1.60×, based on the 3-year CAGR of 16.87%. The category average over the same window would have grown ₹1 lakh to ₹136,582.

A ₹10,000 monthly SIP in UTI Long Term Advantage Fund Series V - Direct Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹563,097 today. That's an XIRR (money-weighted annualised return) of 31.23%.

UTI Long Term Advantage Fund Series V - Direct Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹563,097 — XIRR 31.23%.

On a 3-year basis, UTI Long Term Advantage Fund Series V - Direct Plan - IDCW ranks #7 out of 75 funds in the ELSS category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.95%; this fund delivered 16.87%.

The worst peak-to-trough decline UTI Long Term Advantage Fund Series V - Direct Plan - IDCW has experienced over the last 3-year window is 41.96% — its NAV fell from a high on 27 May 2019 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Long Term Advantage Fund Series V - Direct Plan - IDCW averaged 1.75% (best 16.87%, worst -12.78%). 47% of rolling windows ended positive. The 3-year Sharpe ratio is 0.47 — weak risk-adjusted performance.

In calendar year 2020, UTI Long Term Advantage Fund Series V - Direct Plan - IDCW returned 13.62% — lagging the ELSS category average of 13.91% by 0.28 pp. It ranked #32 of 68 in its category that year.

UTI Long Term Advantage Fund Series V - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Long Term Advantage Fund Series V - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.