Should I invest in UTI Gold ETF Fund of Fund?

We don't give personal investment advice. UTI Gold ETF Fund of Fund - Direct Plan - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

UTI

UTI Gold ETF Fund of Fund - Direct Plan - Growth Option

Latest NAV

₹26.9600

As of

17 Jul 2026

914 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.63%	-0.19%	-0.44	107 / 141	Q4
1W	-1.95%	-4.11%	+2.16	121 / 146	Q4
2W	-3.56%	-4.91%	+1.35	108 / 146	Q3
1M	-6.32%	-5.57%	-0.76	111 / 146	Q4
3M	-7.14%	-4.67%	-2.48	106 / 146	Q3
6M	-1.57%	-5.06%	+3.49	90 / 135	Q3
YTD	+4.83%	-1.86%	+6.70	18 / 130	Q1
1Y	+43.10%	+16.71%	+26.39	17 / 117	Q1
2Y	+36.60%	+9.84%	+26.76	15 / 86	Q1
3Y	+32.31%	+11.21%	+21.10	12 / 78	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+30.71%	+10.47%	+20.24	23 / 146	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.83%	+2.06%	+2.77	18 / 124
2025	+77.92%	+36.63%	+41.29	12 / 86
2024	+19.70%	+17.92%	+1.78	11 / 74
2023	+14.17%	+19.60%	-5.43	41 / 70
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+36.25%

34 windows

min 9.0% · max 81.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+34.78%

9 windows

min 32.0% · max 38.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.62%

3-year · annualised

Sharpe ratio

1.33

vs risk-free 6.5%

Sortino ratio

3.42

Downside-only deviation

Max drawdown

-23.57%

Jan 2026 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹55.8049	17 Jul 2026
SBI GOLD FUND- DIRECT PLAN - GROWTH	SBI	₹42.7608	17 Jul 2026
ICICI Prudential Gold ETF FOF - Direct Plan - Growth	ICICI Prudential	₹44.7643	17 Jul 2026
Invesco India Gold ETF Fund of Fund - Direct Plan - Growth	Invesco	₹40.6924	17 Jul 2026
Bandhan Gold ETF FOF-Direct-Growth	Bandhan	₹9.1766	17 Jul 2026
Quantum Gold Savings Fund - Direct Plan Growth Option	Quantum	₹53.7762	17 Jul 2026
Aditya Birla Sun Life Gold Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹42.2570	17 Jul 2026
Mirae Asset Gold ETF Fund of Fund - Direct Plan - Growth	Mirae Asset	₹17.6730	17 Jul 2026
Kotak Gold Fund Growth - Direct	Kotak	₹56.5802	17 Jul 2026
Edelweiss Gold and Silver ETF FOF - Direct Plan - Growth	Edelweiss	₹31.7710	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹26.9600
16 Jul 2026	₹27.1315
15 Jul 2026	₹27.0972
14 Jul 2026	₹26.9830
13 Jul 2026	₹27.2231
10 Jul 2026	₹27.4974
9 Jul 2026	₹27.5432
8 Jul 2026	₹27.2346
7 Jul 2026	₹27.6003
6 Jul 2026	₹27.8171

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI Gold ETF Fund of Fund - Direct Plan - Growth Option is ₹26.9600. It's a Fund of Funds - Domestic from UTI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Gold ETF Fund of Fund - Direct Plan - Growth Option has NAV history starting from 31 Oct 2022, a track record of about 3 years 8 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

UTI Gold ETF Fund of Fund - Direct Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Gold ETF Fund of Fund - Direct Plan - Growth Option has delivered a absolute return of 43.10% — +26.39 pp ahead of the Fund of Funds - Domestic category average of 16.71%. The fund ranks #17 of 117 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Gold ETF Fund of Fund - Direct Plan - Growth Option has delivered a CAGR of 32.31% — +21.1 pp ahead of the Fund of Funds - Domestic category average of 11.21%. The fund ranks #12 of 78 in its category — the top (Q1) quartile.

UTI Gold ETF Fund of Fund - Direct Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Gold ETF Fund of Fund - Direct Plan - Growth Option exactly 3 years ago would be worth approximately ₹231,621 today — a multiplier of 2.32×, based on the 3-year CAGR of 32.31%. The category average over the same window would have grown ₹1 lakh to ₹137,541.

A ₹10,000 monthly SIP in UTI Gold ETF Fund of Fund - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹594,741 today. That's an XIRR (money-weighted annualised return) of 35.47%.

UTI Gold ETF Fund of Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹594,741 — XIRR 35.47%.

On a 3-year basis, UTI Gold ETF Fund of Fund - Direct Plan - Growth Option ranks #12 out of 78 funds in the Fund of Funds - Domestic category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.21%; this fund delivered 32.31%.

The worst peak-to-trough decline UTI Gold ETF Fund of Fund - Direct Plan - Growth Option has experienced over the last 3-year window is 23.57% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Gold ETF Fund of Fund - Direct Plan - Growth Option averaged 34.78% (best 38.12%, worst 32.04%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 1.33 — strong risk-adjusted performance.

In calendar year 2025, UTI Gold ETF Fund of Fund - Direct Plan - Growth Option returned 77.92% — beating the Fund of Funds - Domestic category average of 36.63% by 41.29 pp. It ranked #12 of 86 in its category that year.

UTI Gold ETF Fund of Fund - Direct Plan - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI Gold ETF Fund of Fund - Direct Plan - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.