Should I invest in Kotak Gold Fund Growth - Direct?

We don't give personal investment advice. Kotak Gold Fund Growth - Direct is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.1%. 5-year CAGR: 24.59%.

Kotak

Kotak Gold Fund Growth - Direct

Latest NAV

₹62.3052

As of

3 Jun 2026

3,251 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.73%	+0.29%	+0.44	40 / 141	Q2
1W	-0.83%	-4.10%	+3.28	80 / 146	Q3
2W	-1.71%	-3.71%	+2.00	127 / 146	Q4
1M	+5.07%	-1.37%	+6.44	31 / 146	Q1
3M	-7.06%	-4.09%	-2.97	117 / 142	Q4
6M	+21.36%	+5.38%	+15.98	28 / 128	Q1
YTD	+16.40%	+0.92%	+15.48	17 / 130	Q1
1Y	+59.42%	+26.48%	+32.94	22 / 111	Q1
2Y	+45.31%	+14.22%	+31.09	20 / 85	Q1
3Y	+35.59%	+13.46%	+22.14	18 / 78	Q1
4Y	+29.96%	+8.74%	+21.22	13 / 67	Q1
5Y	+24.59%	+3.43%	+21.16	9 / 53	Q1
7Y	+24.04%	+0.33%	+23.70	3 / 39	Q1
10Y	+17.23%	-3.29%	+20.52	3 / 36	Q1
Inception	+11.65%	+13.78%	-2.13	66 / 146	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+16.40%	+4.98%	+11.42	17 / 124
2025	+69.91%	+36.63%	+33.28	22 / 86
2024	+19.20%	+17.92%	+1.28	17 / 74
2023	+13.56%	+19.60%	-6.03	47 / 70
2022	+12.13%	-5.29%	+17.42	10 / 60
2021	-4.65%	+15.46%	-20.11	41 / 48
2020	+27.32%	+14.30%	+13.02	5 / 41
2019	+24.49%	+11.39%	+13.09	2 / 38
2018	+7.24%	+3.51%	+3.73	4 / 36
2017	+3.01%	+12.36%	-9.34	31 / 36
2016	+10.56%	+9.81%	+0.75	11 / 36

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.88%

152 windows

min -15.1% · max 84.4%

72% positive

3-Year rolling

+10.92%

127 windows

min -6.7% · max 40.6%

88% positive

5-Year rolling

+10.63%

103 windows

min -2.0% · max 27.8%

92% positive

7-Year rolling

+11.29%

79 windows

min 3.1% · max 24.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.76%

3-year · annualised

Sharpe ratio

1.46

vs risk-free 6.5%

Sortino ratio

3.02

Downside-only deviation

Max drawdown

-24.13%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
Nippon India Gold Savings Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹61.5187	3 Jun 2026
SBI GOLD FUND- DIRECT PLAN - GROWTH	SBI	₹47.1772	3 Jun 2026
ICICI Prudential Gold ETF FOF - Direct Plan - Growth	ICICI Prudential	₹49.3606	3 Jun 2026
Invesco India Gold ETF Fund of Fund - Direct Plan - Growth	Invesco	₹44.7329	3 Jun 2026
Bandhan Gold ETF FOF-Direct-Growth	Bandhan	₹10.0858	3 Jun 2026
Quantum Gold Savings Fund - Direct Plan Growth Option	Quantum	₹59.1417	3 Jun 2026
Aditya Birla Sun Life Gold Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹46.6066	3 Jun 2026
Mirae Asset Gold ETF Fund of Fund - Direct Plan - Growth	Mirae Asset	₹19.4700	3 Jun 2026
Kotak Gold Silver Passive FOF - Direct Plan - Growth	Kotak	₹16.3000	3 Jun 2026
Edelweiss Gold and Silver ETF FOF - Direct Plan - Growth	Edelweiss	₹37.0430	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹62.3052
2 Jun 2026	₹62.7206
1 Jun 2026	₹62.2669
29 May 2026	₹62.8562
27 May 2026	₹62.9724
26 May 2026	₹63.2430
25 May 2026	₹63.8032
22 May 2026	₹63.7072
21 May 2026	₹63.8908
20 May 2026	₹63.5677

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Gold Fund Growth - Direct is ₹62.3052. It's a Fund of Funds - Domestic from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Gold Fund Growth - Direct has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Gold Fund Growth - Direct is managed by Kotak. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Gold Fund Growth - Direct has delivered a absolute return of 59.42% — +32.94 pp ahead of the Fund of Funds - Domestic category average of 26.48%. The fund ranks #22 of 111 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak Gold Fund Growth - Direct has delivered a CAGR of 35.59% — +22.14 pp ahead of the Fund of Funds - Domestic category average of 13.46%. The fund ranks #18 of 78 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak Gold Fund Growth - Direct has delivered a CAGR of 24.59% — +21.16 pp ahead of the Fund of Funds - Domestic category average of 3.43%. The fund ranks #9 of 53 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak Gold Fund Growth - Direct exactly 10 years ago would be worth approximately ₹490,413 today — a multiplier of 4.90×, based on the 10-year CAGR of 17.23%. The category average over the same window would have grown ₹1 lakh to ₹71,576.

A ₹10,000 monthly SIP in Kotak Gold Fund Growth - Direct over the last 5 years — total invested ₹600,000 — would be worth ₹1,375,231 today. That's an XIRR (money-weighted annualised return) of 33.90%.

A ₹10,000 monthly SIP for 10 years in Kotak Gold Fund Growth - Direct = ₹1,200,000 invested. It would currently be worth ₹3,919,867 (multiplier 3.27×). XIRR: 22.39%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Gold Fund Growth - Direct ranks #9 out of 53 funds in the Fund of Funds - Domestic category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.43%; this fund delivered 24.59%.

The worst peak-to-trough decline Kotak Gold Fund Growth - Direct has experienced over the last 5-year window is 24.12% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Gold Fund Growth - Direct averaged 10.63% (best 27.83%, worst -1.96%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is 1.09 — strong risk-adjusted performance.

In calendar year 2025, Kotak Gold Fund Growth - Direct returned 69.91% — beating the Fund of Funds - Domestic category average of 36.63% by 33.28 pp. It ranked #22 of 86 in its category that year.

Kotak Gold Fund Growth - Direct doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak Gold Fund Growth - Direct is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.1%. 5-year CAGR: 24.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.