Should I invest in UTI FTIF Series XXIV-XIV (1831 Days)?

We don't give personal investment advice. UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 7.84%.

UTI

UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option

Latest NAV

₹14.5960

As of

7 Jun 2021

1,209 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.06%	+0.06	242 / 268	Q4
1W	+0.06%	0.00%	+0.06	181 / 267	Q3
2W	+0.13%	+0.08%	+0.04	177 / 267	Q3
1M	+0.28%	+0.29%	0.00	164 / 267	Q3
3M	+0.88%	+1.16%	-0.28	185 / 267	Q3
6M	+1.75%	+2.59%	-0.84	186 / 240	Q4
YTD	+1.51%	+2.18%	-0.67	164 / 249	Q3
1Y	+4.85%	+5.87%	-1.02	157 / 236	Q3
2Y	+7.20%	+6.77%	+0.44	93 / 236	Q2
3Y	+8.28%	+6.94%	+1.34	11 / 236	Q1
4Y	+7.15%	+6.93%	+0.22	29 / 42	Q3
5Y	+7.84%	+6.66%	+1.17	5 / 20	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.86%	+6.36%	+1.50	49 / 268	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+1.51%	+3.46%	-1.95	95 / 120
2020	+7.45%	+7.10%	+0.35	94 / 158
2019	+10.27%	+7.06%	+3.20	30 / 146
2018	+6.43%	+5.18%	+1.25	24 / 82
2017	+6.00%	+7.89%	-1.89	29 / 36
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.71%

49 windows

min 3.5% · max 11.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.87%

25 windows

min 7.4% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.84%

1 window

min 7.8% · max 7.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.23%

3-year · annualised

Sharpe ratio

1.21

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.98%

Mar 2020 → Mar 2020

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan - XLIII - Series 1 - Regular Plan - Growth Option	Nippon India	₹13.2025	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Growth	SBI	₹17.1652	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN-GROWTH (3652 days)	Bandhan	₹17.4145	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Regular Plan - Growth Option	Aditya Birla Sun Life	₹13.4359	3 Jun 2026
Kotak FMP Series 304-Regular Plan-Growth Option	Kotak	₹12.9404	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Regular Plan - Growth	DSP	₹13.1473	3 Jun 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option	UTI	₹12.6624	3 Jun 2026
Axis Fixed Maturity Plan - Series 129 (108 Days) - Regular Plan - Growth	Axis	₹10.1904	3 Jun 2026
TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -GROWTH		₹1,287.3332	3 Jun 2026
Union Fixed Maturity Plan - Series 13 - Regular Plan - Growth Option	Union	₹12.2015	15 Apr 2026

Recent NAVs

Date	NAV
7 Jun 2021	₹14.5960
4 Jun 2021	₹14.5922
3 Jun 2021	₹14.5909
2 Jun 2021	₹14.5897
1 Jun 2021	₹14.5884
31 May 2021	₹14.5871
28 May 2021	₹14.5830
27 May 2021	₹14.5817
25 May 2021	₹14.5790
24 May 2021	₹14.5777

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Jun 2021, the NAV of UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option is ₹14.5960. It's a Medium to Long Duration Fund from UTI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option has NAV history starting from 07 Jun 2016, a track record of about 9 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option has delivered a absolute return of 4.85% — -1.02 pp behind the Medium to Long Duration Fund category average of 5.87%. The fund ranks #157 of 236 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option has delivered a CAGR of 8.28% — +1.34 pp ahead of the Medium to Long Duration Fund category average of 6.94%. The fund ranks #11 of 236 in its category — the top (Q1) quartile.

Over the trailing 5-year window, UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option has delivered a CAGR of 7.84% — +1.17 pp ahead of the Medium to Long Duration Fund category average of 6.66%. The fund ranks #5 of 20 in its category — the top (Q1) quartile.

₹1 lakh invested in UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹145,816 today — a multiplier of 1.46×, based on the 5-year CAGR of 7.84%. The category average over the same window would have grown ₹1 lakh to ₹138,047.

A ₹10,000 monthly SIP in UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹720,476 today. That's an XIRR (money-weighted annualised return) of 7.25%.

UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹720,476 — XIRR 7.25%.

On a 5-year basis, UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option ranks #5 out of 20 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.66%; this fund delivered 7.84%.

The worst peak-to-trough decline UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option has experienced over the last 5-year window is 1.55% — its NAV fell from a high on 06 Dec 2016 to a low on 28 Dec 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option averaged 7.84% (best 7.84%, worst 7.84%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2020, UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option returned 7.45% — beating the Medium to Long Duration Fund category average of 7.10% by 0.35 pp. It ranked #94 of 158 in its category that year.

UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 7.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI FTIF Series XXIV-XIV (1831 Days)- Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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