Should I invest in UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)?

We don't give personal investment advice. UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

UTI

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option

Latest NAV

₹12.6624

As of

3 Jun 2026

781 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.06%	+0.06	199 / 268	Q3
1W	+0.09%	0.00%	+0.09	116 / 267	Q2
2W	+0.13%	+0.08%	+0.05	170 / 267	Q3
1M	+0.39%	+0.29%	+0.10	110 / 267	Q2
3M	+1.00%	+1.16%	-0.16	144 / 267	Q3
6M	+2.41%	+2.59%	-0.18	130 / 240	Q3
YTD	+1.85%	+2.18%	-0.33	120 / 249	Q2
1Y	+5.00%	+5.87%	-0.87	150 / 236	Q3
2Y	+7.27%	+6.77%	+0.50	79 / 236	Q2
3Y	+6.93%	+6.94%	0.00	149 / 236	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.47%	+6.36%	+1.11	94 / 268	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.85%	+1.86%	-0.01	32 / 59
2025	+7.84%	+7.20%	+0.64	10 / 60
2024	+7.90%	+7.29%	+0.61	26 / 66
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.72%

28 windows

min 5.0% · max 9.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.24%

4 windows

min 6.9% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.06%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.61%

Sep 2023 → Oct 2023

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan - XLIII - Series 1 - Regular Plan - Growth Option	Nippon India	₹13.2025	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Growth	SBI	₹17.1652	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN-GROWTH (3652 days)	Bandhan	₹17.4145	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Regular Plan - Growth Option	Aditya Birla Sun Life	₹13.4359	3 Jun 2026
Kotak FMP Series 304-Regular Plan-Growth Option	Kotak	₹12.9404	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Regular Plan - Growth	DSP	₹13.1473	3 Jun 2026
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) - Regular Plan - Growth Option	UTI	₹12.5708	27 Apr 2026
Axis Fixed Maturity Plan - Series 129 (108 Days) - Regular Plan - Growth	Axis	₹10.1904	3 Jun 2026
TRUSTMF FIXED MATURITY PLAN -SERIES II (1196 DAYS)-REGULAR PLAN -GROWTH		₹1,287.3332	3 Jun 2026
Union Fixed Maturity Plan - Series 13 - Regular Plan - Growth Option	Union	₹12.2015	15 Apr 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.6624
2 Jun 2026	₹12.6617
1 Jun 2026	₹12.6611
29 May 2026	₹12.6572
27 May 2026	₹12.6500
26 May 2026	₹12.6507
25 May 2026	₹12.6506
22 May 2026	₹12.6353
21 May 2026	₹12.6282
20 May 2026	₹12.6424

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option is ₹12.6624. It's a Medium to Long Duration Fund from UTI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option has NAV history starting from 03 Mar 2023, a track record of about 3 years 3 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option has delivered a absolute return of 5.00% — -0.87 pp behind the Medium to Long Duration Fund category average of 5.87%. The fund ranks #150 of 236 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option has delivered a CAGR of 6.93% — +-0 pp ahead of the Medium to Long Duration Fund category average of 6.94%. The fund ranks #149 of 236 in its category — the third (Q3) quartile.

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option exactly 3 years ago would be worth approximately ₹122,278 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.93%. The category average over the same window would have grown ₹1 lakh to ₹122,282.

A ₹10,000 monthly SIP in UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹399,539 today. That's an XIRR (money-weighted annualised return) of 6.88%.

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹399,539 — XIRR 6.88%.

On a 3-year basis, UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option ranks #149 out of 236 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.94%; this fund delivered 6.93%.

The worst peak-to-trough decline UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option has experienced over the last 3-year window is 0.61% — its NAV fell from a high on 27 Sep 2023 to a low on 09 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option averaged 7.24% (best 7.73%, worst 6.93%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option returned 7.84% — beating the Medium to Long Duration Fund category average of 7.20% by 0.64 pp. It ranked #10 of 60 in its category that year.

UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.