Should I invest in UTI Corporate Bond Fund - Quarterly IDCW?

We don't give personal investment advice. UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.5%. 5-year CAGR: 5.67%.

UTI

UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW

Latest NAV

₹15.0872

As of

17 Jul 2026

1,917 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.04%	+0.05	36 / 54	Q3
1W	-0.05%	-0.01%	-0.04	27 / 54	Q2
2W	-0.14%	+0.01%	-0.16	34 / 54	Q3
1M	+0.65%	+0.50%	+0.15	31 / 54	Q3
3M	+1.72%	+1.16%	+0.56	27 / 54	Q2
6M	+3.04%	+0.76%	+2.29	7 / 54	Q1
YTD	+2.76%	+0.57%	+2.19	5 / 54	Q1
1Y	+4.94%	+1.61%	+3.34	9 / 54	Q1
2Y	+7.13%	+3.40%	+3.74	8 / 54	Q1
3Y	+7.09%	+3.31%	+3.78	5 / 53	Q1
4Y	+6.94%	+3.41%	+3.53	3 / 48	Q1
5Y	+5.67%	+2.47%	+3.20	8 / 39	Q1
7Y	+5.02%	+2.44%	+2.58	10 / 38	Q2
10Y	—	—	—	—	—
Inception	+5.31%	+2.96%	+2.35	17 / 54	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.76%	+0.37%	+2.39	4 / 44
2025	+7.81%	+4.30%	+3.52	7 / 47
2024	+7.88%	+4.36%	+3.51	16 / 47
2023	+6.86%	+3.19%	+3.67	9 / 46
2022	+3.39%	+1.28%	+2.11	2 / 39
2021	-1.87%	-0.65%	-1.22	24 / 32
2020	+7.59%	+4.01%	+3.58	9 / 38
2019	+6.31%	+4.24%	+2.07	15 / 36
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.34%

85 windows

min -2.2% · max 9.9%

88% positive

3-Year rolling

+4.69%

61 windows

min 2.2% · max 7.8%

100% positive

5-Year rolling

+4.68%

36 windows

min 4.3% · max 5.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+5.27%

12 windows

min 5.0% · max 5.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.46%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.66%

Mar 2026 → Apr 2026

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
SBI Corporate Bond Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.4554	17 Jul 2026
Invesco India Corporate Bond Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹3,526.8117	17 Jul 2026
BANDHAN Corporate Bond Fund - Regular Annual IDCW	Bandhan	₹10.4901	17 Jul 2026
Aditya Birla Sun Life Corporate Bond Fund -REGULAR - IDCW	Aditya Birla Sun Life	₹11.9202	17 Jul 2026
Mirae Asset Corporate Bond Fund Regular IDCW	Mirae Asset	₹13.4466	17 Jul 2026
Kotak Corporate Bond Fund- Regular Plan-Monthly Dividend Option	Kotak	₹1,301.4930	17 Jul 2026
DSP Corporate Bond Fund - Regular - IDCW	DSP	₹11.4655	17 Jul 2026
HSBC Corporate Bond Fund - Regular Annual IDCW	HSBC	₹11.4600	17 Jul 2026
BARODA BNP PARIBAS CORPORATE BOND FUND - Regular Plan - ANNUAL IDCW OPTION	Baroda BNP Paribas	₹12.1124	17 Jul 2026
CANARA ROBECO CORPORATE BOND FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹11.5379	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.0872
16 Jul 2026	₹15.0862
15 Jul 2026	₹15.0756
14 Jul 2026	₹15.0691
13 Jul 2026	₹15.0983
10 Jul 2026	₹15.0949
9 Jul 2026	₹15.0793
8 Jul 2026	₹15.0737
7 Jul 2026	₹15.1089
6 Jul 2026	₹15.1146

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW is ₹15.0872. It's a Corporate Bond Fund from UTI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW has NAV history starting from 09 Aug 2018, a track record of about 7 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW is managed by UTI. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW has delivered a absolute return of 4.94% — +3.34 pp ahead of the Corporate Bond Fund category average of 1.61%. The fund ranks #9 of 54 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW has delivered a CAGR of 7.09% — +3.78 pp ahead of the Corporate Bond Fund category average of 3.31%. The fund ranks #5 of 53 in its category — the top (Q1) quartile.

Over the trailing 5-year window, UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW has delivered a CAGR of 5.67% — +3.2 pp ahead of the Corporate Bond Fund category average of 2.47%. The fund ranks #8 of 39 in its category — the top (Q1) quartile.

₹1 lakh invested in UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW exactly 5 years ago would be worth approximately ₹131,738 today — a multiplier of 1.32×, based on the 5-year CAGR of 5.67%. The category average over the same window would have grown ₹1 lakh to ₹112,954.

A ₹10,000 monthly SIP in UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹710,148 today. That's an XIRR (money-weighted annualised return) of 6.67%.

UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,032,866 — XIRR 5.81%.

On a 5-year basis, UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW ranks #8 out of 39 funds in the Corporate Bond Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.47%; this fund delivered 5.67%.

The worst peak-to-trough decline UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW has experienced over the last 5-year window is 1.47% — its NAV fell from a high on 21 Sep 2021 to a low on 24 Dec 2021. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW averaged 4.68% (best 5.67%, worst 4.25%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.59 — negative risk-adjusted performance.

In calendar year 2025, UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW returned 7.81% — beating the Corporate Bond Fund category average of 4.30% by 3.52 pp. It ranked #7 of 47 in its category that year.

UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.5%. 5-year CAGR: 5.67%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

UTI Corporate Bond Fund - Regular Plan - Quarterly IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Corporate Bond Fund

Recent NAVs

Frequently asked questions

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