Should I invest in BANDHAN Corporate Bond Fund - Regular Annual IDCW?

We don't give personal investment advice. BANDHAN Corporate Bond Fund - Regular Annual IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.9%. 5-year CAGR: 0.03%.

Bandhan

BANDHAN Corporate Bond Fund - Regular Annual IDCW

Latest NAV

₹10.2952

As of

3 Jun 2026

2,205 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+20.00%	-19.92	12 / 58	Q1
1W	+0.27%	+20.25%	-19.98	15 / 58	Q2
2W	+0.37%	+20.47%	-20.10	31 / 58	Q3
1M	+0.23%	+20.54%	-20.31	14 / 58	Q1
3M	-5.08%	+19.71%	-24.80	55 / 58	Q4
6M	-4.31%	+20.92%	-25.24	55 / 58	Q4
YTD	-4.45%	+19.75%	-24.20	55 / 58	Q4
1Y	-2.11%	+23.68%	-25.78	49 / 58	Q4
2Y	-0.01%	+9.01%	-9.02	50 / 58	Q4
3Y	+0.02%	+3.03%	-3.01	40 / 53	Q4
4Y	+0.74%	+3.29%	-2.55	36 / 48	Q3
5Y	+0.03%	+2.31%	-2.28	32 / 39	Q4
7Y	-0.11%	+2.44%	-2.55	36 / 38	Q4
10Y	—	—	—	—	—
Inception	+0.17%	+9.00%	-8.83	54 / 58	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.45%	-0.92%	-3.53	41 / 44
2025	+0.07%	+4.30%	-4.22	40 / 47
2024	+0.78%	+4.36%	-3.58	31 / 47
2023	+3.67%	+3.19%	+0.49	27 / 46
2022	-1.95%	+28.40%	-30.35	42 / 43
2021	-7.23%	-2.33%	-4.90	30 / 36
2020	+4.55%	+4.01%	+0.54	18 / 38
2019	+1.31%	+4.24%	-2.93	21 / 36
2018	+1.08%	+1.78%	-0.71	11 / 27
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.28%

99 windows

min -7.1% · max 4.8%

61% positive

3-Year rolling

+0.07%

75 windows

min -2.0% · max 2.3%

55% positive

5-Year rolling

-0.28%

50 windows

min -1.0% · max 0.5%

26% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.16%

26 windows

min -0.1% · max 0.5%

88% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.05%

3-year · annualised

Sharpe ratio

-1.04

vs risk-free 6.5%

Sortino ratio

-1.10

Downside-only deviation

Max drawdown

-6.93%

Mar 2025 → Mar 2026

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
SBI Corporate Bond Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.1779	3 Jun 2026
Invesco India Corporate Bond Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹3,457.5247	3 Jun 2026
BANDHAN Corporate Bond Fund - Regular Half Yearly IDCW	Bandhan	₹10.9868	3 Jun 2026
Aditya Birla Sun Life Corporate Bond Fund -REGULAR - IDCW	Aditya Birla Sun Life	₹11.6717	3 Jun 2026
Mirae Asset Corporate Bond Fund Regular IDCW	Mirae Asset	₹13.2127	3 Jun 2026
Kotak Corporate Bond Fund- Regular Plan-Monthly Dividend Option	Kotak	₹1,277.4541	3 Jun 2026
DSP Corporate Bond Fund - Regular - IDCW	DSP	₹11.3337	3 Jun 2026
HSBC Corporate Bond Fund - Regular Annual IDCW	HSBC	₹11.2637	3 Jun 2026
BARODA BNP PARIBAS CORPORATE BOND FUND - Regular Plan - ANNUAL IDCW OPTION	Baroda BNP Paribas	₹11.8892	3 Jun 2026
CANARA ROBECO CORPORATE BOND FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹11.6577	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.2952
2 Jun 2026	₹10.2978
1 Jun 2026	₹10.2896
31 May 2026	₹10.2901
29 May 2026	₹10.2865
27 May 2026	₹10.2768
26 May 2026	₹10.2696
25 May 2026	₹10.2681
22 May 2026	₹10.2507
21 May 2026	₹10.2435

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Corporate Bond Fund - Regular Annual IDCW is ₹10.2952. It's a Corporate Bond Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Corporate Bond Fund - Regular Annual IDCW has NAV history starting from 05 May 2017, a track record of about 9 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Corporate Bond Fund - Regular Annual IDCW is managed by Bandhan. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Corporate Bond Fund - Regular Annual IDCW has delivered a absolute return of -2.11% — -25.78 pp behind the Corporate Bond Fund category average of 23.68%. The fund ranks #49 of 58 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN Corporate Bond Fund - Regular Annual IDCW has delivered a CAGR of 0.02% — -3.01 pp behind the Corporate Bond Fund category average of 3.03%. The fund ranks #40 of 53 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, BANDHAN Corporate Bond Fund - Regular Annual IDCW has delivered a CAGR of 0.03% — -2.28 pp behind the Corporate Bond Fund category average of 2.31%. The fund ranks #32 of 39 in its category — the bottom (Q4) quartile.

₹1 lakh invested in BANDHAN Corporate Bond Fund - Regular Annual IDCW exactly 5 years ago would be worth approximately ₹100,149 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.03%. The category average over the same window would have grown ₹1 lakh to ₹112,075.

A ₹10,000 monthly SIP in BANDHAN Corporate Bond Fund - Regular Annual IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹591,784 today. That's an XIRR (money-weighted annualised return) of -0.54%.

BANDHAN Corporate Bond Fund - Regular Annual IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹821,232 — XIRR -0.64%.

On a 5-year basis, BANDHAN Corporate Bond Fund - Regular Annual IDCW ranks #32 out of 39 funds in the Corporate Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.31%; this fund delivered 0.03%.

The worst peak-to-trough decline BANDHAN Corporate Bond Fund - Regular Annual IDCW has experienced over the last 5-year window is 6.93% — its NAV fell from a high on 24 Mar 2025 to a low on 25 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Corporate Bond Fund - Regular Annual IDCW averaged -0.28% (best 0.48%, worst -1.01%). 26% of rolling windows ended positive. The 5-year Sharpe ratio is -1.20 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Corporate Bond Fund - Regular Annual IDCW returned 0.07% — lagging the Corporate Bond Fund category average of 4.30% by 4.22 pp. It ranked #40 of 47 in its category that year.

BANDHAN Corporate Bond Fund - Regular Annual IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN Corporate Bond Fund - Regular Annual IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.9%. 5-year CAGR: 0.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.