Should I invest in UTI Children's Equity Fund?

We don't give personal investment advice. UTI Children's Equity Fund - Regular Plan - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 7.32%.

UTI

UTI Children's Equity Fund - Regular Plan - Growth Option

Latest NAV

₹80.0354

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	-0.05%	-0.09	6 / 8	Q3
1W	-2.05%	-1.28%	-0.76	6 / 8	Q3
2W	-1.90%	-1.28%	-0.62	7 / 8	Q4
1M	-0.86%	-0.75%	-0.11	4 / 8	Q2
3M	+1.01%	+1.54%	-0.53	5 / 8	Q3
6M	-2.38%	+0.97%	-3.35	6 / 8	Q3
YTD	-7.00%	-2.68%	-4.32	6 / 8	Q3
1Y	-5.81%	-2.55%	-3.26	6 / 8	Q3
2Y	-2.88%	+0.47%	-3.35	6 / 8	Q3
3Y	+7.79%	+8.51%	-0.72	5 / 8	Q3
4Y	+9.13%	+10.59%	-1.46	7 / 8	Q4
5Y	+7.32%	+8.99%	-1.67	6 / 8	Q3
7Y	+12.64%	+11.72%	+0.92	4 / 8	Q2
10Y	+11.07%	+10.14%	+0.94	3 / 8	Q2
Inception	+10.46%	+8.71%	+1.75	4 / 8	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.00%	-4.07%	-2.93	5 / 7
2025	+3.28%	+2.35%	+0.93	3 / 7
2024	+13.43%	+14.40%	-0.97	4 / 7
2023	+23.21%	+23.33%	-0.11	5 / 7
2022	-4.01%	+0.56%	-4.56	7 / 7
2021	+32.34%	+25.51%	+6.83	2 / 7
2020	+19.14%	+15.52%	+3.63	3 / 7
2019	+6.58%	+7.06%	-0.48	4 / 7
2018	-4.12%	-4.00%	-0.12	4 / 7
2017	+37.27%	+23.30%	+13.97	1 / 8
2016	+5.34%	+7.55%	-2.20	7 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.32%

236 windows

min -24.3% · max 89.8%

72% positive

3-Year rolling

+12.21%

211 windows

min -3.0% · max 24.6%

98% positive

5-Year rolling

+12.03%

187 windows

min 0.9% · max 23.2%

100% positive

7-Year rolling

+11.86%

163 windows

min 5.3% · max 16.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.80%

3-year · annualised

Sharpe ratio

0.15

vs risk-free 6.5%

Sortino ratio

0.22

Downside-only deviation

Max drawdown

-19.77%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Childrens Fund - Growth Plan	HDFC	₹286.2100	24 Jul 2026
ICICI Prudential Children's Fund - Regular Plan	ICICI Prudential	₹324.4100	24 Jul 2026
UTI Children's Equity Fund - Regular Plan - IDCW	UTI	₹80.0403	24 Jul 2026
LIC MF Children's Fund-Regular Plan-Growth	LIC	₹33.1778	24 Jul 2026
Tata Childrens Fund -Regular Plan-Growth Option	Tata	₹56.2357	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹80.0354
23 Jul 2026	₹80.1533
22 Jul 2026	₹80.6096
21 Jul 2026	₹81.3095
20 Jul 2026	₹81.3998
17 Jul 2026	₹81.7069
16 Jul 2026	₹81.2263
15 Jul 2026	₹81.4171
14 Jul 2026	₹81.2034
13 Jul 2026	₹81.6147

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of UTI Children's Equity Fund - Regular Plan - Growth Option is ₹80.0354. It's a Children's Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Children's Equity Fund - Regular Plan - Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI Children's Equity Fund - Regular Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Children's Equity Fund - Regular Plan - Growth Option has delivered a absolute return of -5.81% — -3.26 pp behind the Children's Fund category average of -2.55%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

Over the trailing 3-year window, UTI Children's Equity Fund - Regular Plan - Growth Option has delivered a CAGR of 7.79% — -0.72 pp behind the Children's Fund category average of 8.51%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

Over the trailing 5-year window, UTI Children's Equity Fund - Regular Plan - Growth Option has delivered a CAGR of 7.32% — -1.67 pp behind the Children's Fund category average of 8.99%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

₹1 lakh invested in UTI Children's Equity Fund - Regular Plan - Growth Option exactly 10 years ago would be worth approximately ₹285,851 today — a multiplier of 2.86×, based on the 10-year CAGR of 11.07%. The category average over the same window would have grown ₹1 lakh to ₹262,630.

A ₹10,000 monthly SIP in UTI Children's Equity Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹699,898 today. That's an XIRR (money-weighted annualised return) of 6.10%.

A ₹10,000 monthly SIP for 10 years in UTI Children's Equity Fund - Regular Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,049,843 (multiplier 1.71×). XIRR: 10.32%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Children's Equity Fund - Regular Plan - Growth Option ranks #6 out of 8 funds in the Children's Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.99%; this fund delivered 7.32%.

The worst peak-to-trough decline UTI Children's Equity Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 21.67% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Children's Equity Fund - Regular Plan - Growth Option averaged 12.03% (best 23.22%, worst 0.91%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.11 — weak risk-adjusted performance.

In calendar year 2025, UTI Children's Equity Fund - Regular Plan - Growth Option returned 3.28% — beating the Children's Fund category average of 2.35% by 0.93 pp. It ranked #3 of 7 in its category that year.

UTI Children's Equity Fund - Regular Plan - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI Children's Equity Fund - Regular Plan - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.7%. 5-year CAGR: 7.32%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.