Should I invest in LIC MF Children's Fund?

We don't give personal investment advice. LIC MF Children's Fund-Regular Plan-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.7%. 5-year CAGR: 8.10%.

LIC

LIC MF Children's Fund-Regular Plan-Growth

Latest NAV

₹33.1778

As of

24 Jul 2026

4,946 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	-0.05%	+0.03	3 / 8	Q2
1W	-0.35%	-1.28%	+0.93	2 / 8	Q1
2W	-0.79%	-1.28%	+0.49	2 / 8	Q1
1M	-0.43%	-0.75%	+0.33	3 / 8	Q2
3M	+5.08%	+1.54%	+3.54	1 / 8	Q1
6M	+7.77%	+0.97%	+6.80	1 / 8	Q1
YTD	+1.43%	-2.68%	+4.11	2 / 8	Q1
1Y	+0.66%	-2.55%	+3.21	2 / 8	Q1
2Y	-0.03%	+0.47%	-0.51	5 / 8	Q3
3Y	+8.32%	+8.51%	-0.20	3 / 8	Q2
4Y	+9.70%	+10.59%	-0.89	4 / 8	Q2
5Y	+8.10%	+8.99%	-0.89	5 / 8	Q3
7Y	+10.16%	+11.72%	-1.56	7 / 8	Q4
10Y	+7.68%	+10.14%	-2.46	7 / 8	Q4
Inception	+4.38%	+8.71%	-4.33	8 / 8	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.43%	-4.07%	+5.51	1 / 7
2025	-6.00%	+2.35%	-8.34	7 / 7
2024	+18.40%	+14.40%	+4.00	1 / 7
2023	+21.86%	+23.33%	-1.47	6 / 7
2022	-0.95%	+0.56%	-1.51	5 / 7
2021	+15.26%	+25.51%	-10.25	7 / 7
2020	+12.24%	+15.52%	-3.28	5 / 7
2019	+13.00%	+7.06%	+5.94	1 / 7
2018	-7.94%	-4.00%	-3.94	6 / 7
2017	+13.87%	+23.30%	-9.44	7 / 8
2016	+9.63%	+7.55%	+2.08	3 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.56%

236 windows

min -68.8% · max 69.9%

67% positive

3-Year rolling

+5.59%

211 windows

min -22.7% · max 18.0%

76% positive

5-Year rolling

+5.98%

187 windows

min -15.2% · max 16.8%

83% positive

7-Year rolling

+6.20%

163 windows

min -6.2% · max 12.6%

85% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.40%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.27

Downside-only deviation

Max drawdown

-19.69%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Childrens Fund - Growth Plan	HDFC	₹286.2100	24 Jul 2026
ICICI Prudential Children's Fund - Regular Plan	ICICI Prudential	₹324.4100	24 Jul 2026
UTI Children's Equity Fund - Regular Plan - Growth Option	UTI	₹80.0354	24 Jul 2026
Tata Childrens Fund -Regular Plan-Growth Option	Tata	₹56.2357	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹33.1778
23 Jul 2026	₹33.1854
22 Jul 2026	₹33.3231
21 Jul 2026	₹33.5207
20 Jul 2026	₹33.3865
17 Jul 2026	₹33.2941
16 Jul 2026	₹33.3458
15 Jul 2026	₹33.3680
14 Jul 2026	₹33.2196
13 Jul 2026	₹33.4309

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of LIC MF Children's Fund-Regular Plan-Growth is ₹33.1778. It's a Children's Fund from LIC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Children's Fund-Regular Plan-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

LIC MF Children's Fund-Regular Plan-Growth is managed by LIC. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Children's Fund-Regular Plan-Growth has delivered a absolute return of 0.66% — +3.21 pp ahead of the Children's Fund category average of -2.55%. The fund ranks #2 of 8 in its category — the top (Q1) quartile.

Over the trailing 3-year window, LIC MF Children's Fund-Regular Plan-Growth has delivered a CAGR of 8.32% — -0.2 pp behind the Children's Fund category average of 8.51%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

Over the trailing 5-year window, LIC MF Children's Fund-Regular Plan-Growth has delivered a CAGR of 8.10% — -0.89 pp behind the Children's Fund category average of 8.99%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

₹1 lakh invested in LIC MF Children's Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹209,596 today — a multiplier of 2.10×, based on the 10-year CAGR of 7.68%. The category average over the same window would have grown ₹1 lakh to ₹262,630.

A ₹10,000 monthly SIP in LIC MF Children's Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹727,355 today. That's an XIRR (money-weighted annualised return) of 7.63%.

A ₹10,000 monthly SIP for 10 years in LIC MF Children's Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,889,680 (multiplier 1.57×). XIRR: 8.79%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Children's Fund-Regular Plan-Growth ranks #5 out of 8 funds in the Children's Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.99%; this fund delivered 8.10%.

The worst peak-to-trough decline LIC MF Children's Fund-Regular Plan-Growth has experienced over the last 5-year window is 19.69% — its NAV fell from a high on 26 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Children's Fund-Regular Plan-Growth averaged 5.98% (best 16.76%, worst -15.18%). 83% of rolling windows ended positive. The 5-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2025, LIC MF Children's Fund-Regular Plan-Growth returned -6.00% — lagging the Children's Fund category average of 2.35% by 8.34 pp. It ranked #7 of 7 in its category that year.

LIC MF Children's Fund-Regular Plan-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. LIC MF Children's Fund-Regular Plan-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.7%. 5-year CAGR: 8.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.