Should I invest in UTI Children's Equity Fund?

We don't give personal investment advice. UTI Children's Equity Fund - Direct Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 9.50%.

UTI

UTI Children's Equity Fund - Direct Plan - IDCW

Latest NAV

₹87.6143

As of

3 Jun 2026

3,295 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.38%	+0.30%	+0.08	5 / 9	Q3
1W	-1.56%	-1.06%	-0.50	7 / 9	Q4
2W	-0.80%	-0.71%	-0.09	8 / 9	Q4
1M	-1.68%	-1.88%	+0.20	7 / 9	Q4
3M	-3.62%	-1.77%	-1.86	8 / 9	Q4
6M	-8.42%	-4.24%	-4.18	8 / 9	Q4
YTD	-8.55%	-4.10%	-4.45	8 / 9	Q4
1Y	-4.99%	-0.55%	-4.43	9 / 9	Q4
2Y	+0.90%	+3.36%	-2.46	8 / 9	Q4
3Y	+10.20%	+9.98%	+0.21	3 / 8	Q2
4Y	+10.74%	+10.84%	-0.10	4 / 8	Q2
5Y	+9.50%	+9.27%	+0.22	3 / 7	Q2
7Y	+12.27%	+10.81%	+1.46	3 / 7	Q2
10Y	+12.47%	+11.35%	+1.12	3 / 6	Q2
Inception	+12.61%	+11.12%	+1.49	3 / 9	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.55%	-5.60%	-2.96	7 / 8
2025	+4.37%	+4.97%	-0.60	6 / 8
2024	+14.69%	+15.01%	-0.32	6 / 8
2023	+24.51%	+21.24%	+3.27	3 / 7
2022	-2.94%	+0.06%	-3.01	5 / 7
2021	+33.66%	+24.40%	+9.25	1 / 7
2020	+20.23%	+15.63%	+4.61	1 / 7
2019	+7.55%	+9.41%	-1.86	5 / 6
2018	-3.23%	-0.05%	-3.18	6 / 6
2017	+38.37%	+23.47%	+14.89	1 / 7
2016	+6.02%	+7.42%	-1.40	5 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.19%

152 windows

min -27.4% · max 82.1%

78% positive

3-Year rolling

+14.12%

127 windows

min -4.5% · max 27.2%

98% positive

5-Year rolling

+14.13%

103 windows

min 0.2% · max 22.8%

100% positive

7-Year rolling

+13.51%

79 windows

min 8.5% · max 16.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.21%

3-year · annualised

Sharpe ratio

0.31

vs risk-free 6.5%

Sortino ratio

0.46

Downside-only deviation

Max drawdown

-18.67%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Childrens Fund - Direct Plan	HDFC	₹309.1600	3 Jun 2026
ICICI Prudential Children's Fund - Direct Plan	ICICI Prudential	₹356.6400	3 Jun 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW	Aditya Birla Sun Life	₹18.2600	3 Jun 2026
UTI Children's Hybrid Fund - Direct Plan	UTI	₹40.3311	3 Jun 2026
Axis Children's Fund - Lock in - Direct Plan - IDCW	Axis	₹28.7930	3 Jun 2026
Union Children's Fund - Direct Plan - IDCW Option	Union	₹12.5000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹87.6143
2 Jun 2026	₹87.9859
1 Jun 2026	₹87.6538
29 May 2026	₹88.2057
27 May 2026	₹89.3876
26 May 2026	₹89.3806
25 May 2026	₹89.7377
22 May 2026	₹88.7379
21 May 2026	₹88.4579
20 May 2026	₹88.5593

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI Children's Equity Fund - Direct Plan - IDCW is ₹87.6143. It's a Children's Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Children's Equity Fund - Direct Plan - IDCW has NAV history starting from 09 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Children's Equity Fund - Direct Plan - IDCW is managed by UTI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Children's Equity Fund - Direct Plan - IDCW has delivered a absolute return of -4.99% — -4.43 pp behind the Children's Fund category average of -0.55%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI Children's Equity Fund - Direct Plan - IDCW has delivered a CAGR of 10.20% — +0.21 pp ahead of the Children's Fund category average of 9.98%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Children's Equity Fund - Direct Plan - IDCW has delivered a CAGR of 9.50% — +0.22 pp ahead of the Children's Fund category average of 9.27%. The fund ranks #3 of 7 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Children's Equity Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹323,752 today — a multiplier of 3.24×, based on the 10-year CAGR of 12.47%. The category average over the same window would have grown ₹1 lakh to ₹293,031.

A ₹10,000 monthly SIP in UTI Children's Equity Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹710,116 today. That's an XIRR (money-weighted annualised return) of 6.67%.

A ₹10,000 monthly SIP for 10 years in UTI Children's Equity Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,153,490 (multiplier 1.79×). XIRR: 11.25%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Children's Equity Fund - Direct Plan - IDCW ranks #3 out of 7 funds in the Children's Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.27%; this fund delivered 9.50%.

The worst peak-to-trough decline UTI Children's Equity Fund - Direct Plan - IDCW has experienced over the last 5-year window is 21.30% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Children's Equity Fund - Direct Plan - IDCW averaged 14.13% (best 22.82%, worst 0.17%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, UTI Children's Equity Fund - Direct Plan - IDCW returned 4.37% — lagging the Children's Fund category average of 4.97% by 0.60 pp. It ranked #6 of 8 in its category that year.

UTI Children's Equity Fund - Direct Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI Children's Equity Fund - Direct Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 9.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.