Should I invest in UTI Children's Equity Fund?

We don't give personal investment advice. UTI Children's Equity Fund - Direct Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 9.24%.

UTI

UTI Children's Equity Fund - Direct Plan - IDCW

Latest NAV

₹91.8379

As of

17 Jul 2026

3,326 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.59%	+0.33%	+0.26	2 / 9	Q1
1W	+0.17%	+0.20%	-0.03	7 / 9	Q4
2W	+0.48%	-1.30%	+1.78	5 / 9	Q3
1M	+1.51%	-0.31%	+1.82	4 / 9	Q2
3M	+1.63%	+0.06%	+1.57	4 / 9	Q2
6M	-3.07%	-1.20%	-1.87	6 / 9	Q3
YTD	-4.55%	-2.30%	-2.25	6 / 9	Q3
1Y	-3.21%	-1.02%	-2.19	7 / 9	Q4
2Y	-1.25%	+1.65%	-2.90	8 / 9	Q4
3Y	+9.69%	+8.91%	+0.77	4 / 8	Q2
4Y	+11.48%	+11.10%	+0.38	4 / 8	Q2
5Y	+9.24%	+8.87%	+0.37	3 / 7	Q2
7Y	+14.00%	+11.65%	+2.35	2 / 7	Q2
10Y	+12.50%	+11.05%	+1.46	2 / 6	Q2
Inception	+12.85%	+11.37%	+1.48	3 / 9	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.55%	-3.57%	-0.98	5 / 8
2025	+4.37%	+4.97%	-0.60	6 / 8
2024	+14.69%	+15.01%	-0.32	6 / 8
2023	+24.51%	+21.24%	+3.27	3 / 7
2022	-2.94%	+0.06%	-3.01	5 / 7
2021	+33.66%	+24.40%	+9.25	1 / 7
2020	+20.23%	+15.63%	+4.61	1 / 7
2019	+7.55%	+9.41%	-1.86	5 / 6
2018	-3.23%	-0.05%	-3.18	6 / 6
2017	+38.37%	+23.47%	+14.89	1 / 7
2016	+6.02%	+7.42%	-1.40	5 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.12%

153 windows

min -19.6% · max 64.4%

78% positive

3-Year rolling

+14.38%

129 windows

min -2.6% · max 28.5%

98% positive

5-Year rolling

+14.18%

104 windows

min 2.6% · max 24.7%

100% positive

7-Year rolling

+13.59%

80 windows

min 8.5% · max 17.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.99%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.44

Downside-only deviation

Max drawdown

-18.67%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Childrens Fund - Direct Plan	HDFC	₹327.1310	17 Jul 2026
ICICI Prudential Children's Fund - Direct Plan	ICICI Prudential	₹364.1300	17 Jul 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW	Aditya Birla Sun Life	₹19.0800	17 Jul 2026
UTI Children's Hybrid Fund - Direct Plan	UTI	₹41.6317	17 Jul 2026
Axis Children's Fund - Lock in - Direct Plan - IDCW	Axis	₹27.8079	17 Jul 2026
Union Children's Fund - Direct Plan - IDCW Option	Union	₹13.2900	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹91.8379
16 Jul 2026	₹91.2952
15 Jul 2026	₹91.5073
14 Jul 2026	₹91.2646
13 Jul 2026	₹91.7245
10 Jul 2026	₹91.6824
9 Jul 2026	₹90.7327
8 Jul 2026	₹90.2490
7 Jul 2026	₹92.0733
6 Jul 2026	₹91.9803

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI Children's Equity Fund - Direct Plan - IDCW is ₹91.8379. It's a Children's Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Children's Equity Fund - Direct Plan - IDCW has NAV history starting from 09 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Children's Equity Fund - Direct Plan - IDCW is managed by UTI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Children's Equity Fund - Direct Plan - IDCW has delivered a absolute return of -3.21% — -2.19 pp behind the Children's Fund category average of -1.02%. The fund ranks #7 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI Children's Equity Fund - Direct Plan - IDCW has delivered a CAGR of 9.69% — +0.77 pp ahead of the Children's Fund category average of 8.91%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI Children's Equity Fund - Direct Plan - IDCW has delivered a CAGR of 9.24% — +0.37 pp ahead of the Children's Fund category average of 8.87%. The fund ranks #3 of 7 in its category — the second (Q2) quartile.

₹1 lakh invested in UTI Children's Equity Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹324,804 today — a multiplier of 3.25×, based on the 10-year CAGR of 12.50%. The category average over the same window would have grown ₹1 lakh to ₹285,160.

A ₹10,000 monthly SIP in UTI Children's Equity Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹732,067 today. That's an XIRR (money-weighted annualised return) of 7.89%.

A ₹10,000 monthly SIP for 10 years in UTI Children's Equity Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,217,665 (multiplier 1.85×). XIRR: 11.81%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Children's Equity Fund - Direct Plan - IDCW ranks #3 out of 7 funds in the Children's Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.87%; this fund delivered 9.24%.

The worst peak-to-trough decline UTI Children's Equity Fund - Direct Plan - IDCW has experienced over the last 5-year window is 21.30% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Children's Equity Fund - Direct Plan - IDCW averaged 14.18% (best 24.72%, worst 2.56%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, UTI Children's Equity Fund - Direct Plan - IDCW returned 4.37% — lagging the Children's Fund category average of 4.97% by 0.60 pp. It ranked #6 of 8 in its category that year.

UTI Children's Equity Fund - Direct Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI Children's Equity Fund - Direct Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 9.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.