Should I invest in HDFC Childrens Fund?

We don't give personal investment advice. HDFC Childrens Fund - Direct Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.4%. 5-year CAGR: 11.45%.

HDFC

HDFC Childrens Fund - Direct Plan

Latest NAV

₹309.1600

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.38%	+0.30%	+0.07	6 / 9	Q3
1W	-1.25%	-1.06%	-0.19	6 / 9	Q3
2W	-0.28%	-0.71%	+0.43	6 / 9	Q3
1M	-1.91%	-1.88%	-0.03	8 / 9	Q4
3M	-2.84%	-1.77%	-1.07	7 / 9	Q4
6M	-6.74%	-4.24%	-2.50	7 / 9	Q4
YTD	-6.68%	-4.10%	-2.58	7 / 9	Q4
1Y	-4.18%	-0.55%	-3.63	8 / 9	Q4
2Y	+1.14%	+3.36%	-2.21	7 / 9	Q4
3Y	+9.86%	+9.98%	-0.12	4 / 8	Q2
4Y	+12.41%	+10.84%	+1.58	3 / 8	Q2
5Y	+11.45%	+9.27%	+2.18	2 / 7	Q2
7Y	+13.23%	+10.81%	+2.42	1 / 7	Q1
10Y	+13.49%	+11.35%	+2.14	1 / 6	Q1
Inception	+14.40%	+11.12%	+3.28	1 / 9	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.68%	-5.60%	-1.08	6 / 8
2025	+2.96%	+4.97%	-2.01	7 / 8
2024	+17.02%	+15.01%	+2.01	3 / 8
2023	+27.56%	+21.24%	+6.32	2 / 7
2022	+7.69%	+0.06%	+7.62	1 / 7
2021	+26.98%	+24.40%	+2.58	4 / 7
2020	+18.24%	+15.63%	+2.61	2 / 7
2019	+7.82%	+9.41%	-1.59	4 / 6
2018	-0.01%	-0.05%	+0.04	3 / 6
2017	+31.04%	+23.47%	+7.56	2 / 7
2016	+8.26%	+7.42%	+0.84	3 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.00%

152 windows

min -21.9% · max 63.1%

90% positive

3-Year rolling

+15.45%

128 windows

min -1.3% · max 28.8%

99% positive

5-Year rolling

+15.14%

103 windows

min 3.0% · max 23.3%

100% positive

7-Year rolling

+14.57%

79 windows

min 11.1% · max 16.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.78%

3-year · annualised

Sharpe ratio

0.35

vs risk-free 6.5%

Sortino ratio

0.55

Downside-only deviation

Max drawdown

-12.39%

Dec 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Children's Fund - Direct Plan	ICICI Prudential	₹356.6400	3 Jun 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW	Aditya Birla Sun Life	₹18.2600	3 Jun 2026
UTI Children's Equity Fund - Direct Plan - IDCW	UTI	₹87.6143	3 Jun 2026
Axis Children's Fund - Lock in - Direct Plan - IDCW	Axis	₹28.7930	3 Jun 2026
Union Children's Fund - Direct Plan - IDCW Option	Union	₹12.5000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹309.1600
2 Jun 2026	₹309.6770
1 Jun 2026	₹308.5170
29 May 2026	₹311.3800
27 May 2026	₹313.2510
26 May 2026	₹313.6060
25 May 2026	₹314.3320
22 May 2026	₹311.2560
21 May 2026	₹310.5480
20 May 2026	₹310.6690

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Childrens Fund - Direct Plan is ₹309.1600. It's a Children's Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Childrens Fund - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Childrens Fund - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Childrens Fund - Direct Plan has delivered a absolute return of -4.18% — -3.63 pp behind the Children's Fund category average of -0.55%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Childrens Fund - Direct Plan has delivered a CAGR of 9.86% — -0.12 pp behind the Children's Fund category average of 9.98%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Childrens Fund - Direct Plan has delivered a CAGR of 11.45% — +2.18 pp ahead of the Children's Fund category average of 9.27%. The fund ranks #2 of 7 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Childrens Fund - Direct Plan exactly 10 years ago would be worth approximately ₹354,501 today — a multiplier of 3.55×, based on the 10-year CAGR of 13.49%. The category average over the same window would have grown ₹1 lakh to ₹293,031.

A ₹10,000 monthly SIP in HDFC Childrens Fund - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹744,772 today. That's an XIRR (money-weighted annualised return) of 8.57%.

A ₹10,000 monthly SIP for 10 years in HDFC Childrens Fund - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,313,209 (multiplier 1.93×). XIRR: 12.59%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Childrens Fund - Direct Plan ranks #2 out of 7 funds in the Children's Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.27%; this fund delivered 11.45%.

The worst peak-to-trough decline HDFC Childrens Fund - Direct Plan has experienced over the last 5-year window is 12.39% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Childrens Fund - Direct Plan averaged 15.14% (best 23.27%, worst 3.03%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.51 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Childrens Fund - Direct Plan returned 2.96% — lagging the Children's Fund category average of 4.97% by 2.01 pp. It ranked #7 of 8 in its category that year.

HDFC Childrens Fund - Direct Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC Childrens Fund - Direct Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.4%. 5-year CAGR: 11.45%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.