Should I invest in HDFC Childrens Fund?

We don't give personal investment advice. HDFC Childrens Fund - Direct Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.4%. 5-year CAGR: 11.78%.

HDFC

HDFC Childrens Fund - Direct Plan

Latest NAV

₹327.1310

As of

17 Jul 2026

3,332 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.80%	+0.33%	+0.47	1 / 9	Q1
1W	+0.78%	+0.20%	+0.58	1 / 9	Q1
2W	+0.68%	-1.30%	+1.99	2 / 9	Q1
1M	+1.95%	-0.31%	+2.26	3 / 9	Q2
3M	+3.27%	+0.06%	+3.20	2 / 9	Q1
6M	+0.06%	-1.20%	+1.26	5 / 9	Q3
YTD	-1.42%	-2.30%	+0.88	5 / 9	Q3
1Y	-0.83%	-1.02%	+0.19	5 / 9	Q3
2Y	+1.67%	+1.65%	+0.01	5 / 9	Q3
3Y	+9.92%	+8.91%	+1.01	3 / 8	Q2
4Y	+13.74%	+11.10%	+2.65	3 / 8	Q2
5Y	+11.78%	+8.87%	+2.92	2 / 7	Q2
7Y	+14.62%	+11.65%	+2.97	1 / 7	Q1
10Y	+13.54%	+11.05%	+2.50	1 / 6	Q1
Inception	+14.73%	+11.37%	+3.36	1 / 9	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.42%	-3.57%	+2.15	4 / 8
2025	+2.96%	+4.97%	-2.01	7 / 8
2024	+17.02%	+15.01%	+2.01	3 / 8
2023	+27.56%	+21.24%	+6.32	2 / 7
2022	+7.69%	+0.06%	+7.62	1 / 7
2021	+26.98%	+24.40%	+2.58	4 / 7
2020	+18.24%	+15.63%	+2.61	2 / 7
2019	+7.82%	+9.41%	-1.59	4 / 6
2018	-0.01%	-0.05%	+0.04	3 / 6
2017	+31.04%	+23.47%	+7.56	2 / 7
2016	+8.26%	+7.42%	+0.84	3 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.97%

153 windows

min -16.6% · max 56.1%

90% positive

3-Year rolling

+15.61%

129 windows

min 0.2% · max 29.6%

100% positive

5-Year rolling

+15.22%

105 windows

min 4.5% · max 24.9%

100% positive

7-Year rolling

+14.62%

80 windows

min 11.2% · max 16.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.22%

3-year · annualised

Sharpe ratio

0.35

vs risk-free 6.5%

Sortino ratio

0.59

Downside-only deviation

Max drawdown

-12.39%

Dec 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Children's Fund - Direct Plan	ICICI Prudential	₹364.1300	17 Jul 2026
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Direct - IDCW	Aditya Birla Sun Life	₹19.0800	17 Jul 2026
UTI Children's Equity Fund - Direct Plan - IDCW	UTI	₹91.8379	17 Jul 2026
Axis Children's Fund - Lock in - Direct Plan - IDCW	Axis	₹27.8079	17 Jul 2026
Union Children's Fund - Direct Plan - IDCW Option	Union	₹13.2900	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹327.1310
16 Jul 2026	₹324.5370
15 Jul 2026	₹324.3480
14 Jul 2026	₹323.4390
13 Jul 2026	₹325.1570
10 Jul 2026	₹324.6120
9 Jul 2026	₹322.1020
8 Jul 2026	₹320.5140
7 Jul 2026	₹325.1340
6 Jul 2026	₹325.9600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Childrens Fund - Direct Plan is ₹327.1310. It's a Children's Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Childrens Fund - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Childrens Fund - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Childrens Fund - Direct Plan has delivered a absolute return of -0.83% — +0.19 pp ahead of the Children's Fund category average of -1.02%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC Childrens Fund - Direct Plan has delivered a CAGR of 9.92% — +1.01 pp ahead of the Children's Fund category average of 8.91%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Childrens Fund - Direct Plan has delivered a CAGR of 11.78% — +2.92 pp ahead of the Children's Fund category average of 8.87%. The fund ranks #2 of 7 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Childrens Fund - Direct Plan exactly 10 years ago would be worth approximately ₹356,154 today — a multiplier of 3.56×, based on the 10-year CAGR of 13.54%. The category average over the same window would have grown ₹1 lakh to ₹285,160.

A ₹10,000 monthly SIP in HDFC Childrens Fund - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹774,753 today. That's an XIRR (money-weighted annualised return) of 10.16%.

A ₹10,000 monthly SIP for 10 years in HDFC Childrens Fund - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹2,405,846 (multiplier 2.00×). XIRR: 13.33%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Childrens Fund - Direct Plan ranks #2 out of 7 funds in the Children's Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.87%; this fund delivered 11.78%.

The worst peak-to-trough decline HDFC Childrens Fund - Direct Plan has experienced over the last 5-year window is 12.39% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Childrens Fund - Direct Plan averaged 15.22% (best 24.89%, worst 4.54%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.49 — weak risk-adjusted performance.

In calendar year 2025, HDFC Childrens Fund - Direct Plan returned 2.96% — lagging the Children's Fund category average of 4.97% by 2.01 pp. It ranked #7 of 8 in its category that year.

HDFC Childrens Fund - Direct Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC Childrens Fund - Direct Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.4%. 5-year CAGR: 11.78%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC Childrens Fund - Direct Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Children's Fund

Recent NAVs

Frequently asked questions

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