Should I invest in UTI BSE Sensex Index Fund?

We don't give personal investment advice. UTI BSE Sensex Index Fund - Regular Plan -Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

UTI

UTI BSE Sensex Index Fund - Regular Plan -Growth Option

Latest NAV

₹14.0528

As of

17 Jul 2026

1,097 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.26%	+0.18%	+1.09	23 / 291	Q1
1W	+0.78%	-0.08%	+0.86	24 / 291	Q1
2W	+0.54%	+0.22%	+0.32	43 / 291	Q1
1M	+1.62%	+0.71%	+0.91	50 / 291	Q1
3M	+0.07%	+2.09%	-2.02	249 / 288	Q4
6M	-6.03%	+1.30%	-7.33	257 / 276	Q4
YTD	-7.81%	+0.50%	-8.31	258 / 275	Q4
1Y	-4.26%	+2.18%	-6.44	234 / 261	Q4
2Y	-0.79%	+2.95%	-3.75	126 / 167	Q4
3Y	+6.27%	+10.34%	-4.06	126 / 130	Q4
4Y	+10.35%	+12.76%	-2.41	41 / 58	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.59%	+6.61%	+0.98	114 / 291	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.81%	+0.47%	-8.27	256 / 273
2025	+9.53%	+5.14%	+4.39	42 / 211
2024	+9.01%	+13.66%	-4.65	79 / 136
2023	+19.25%	+20.09%	-0.84	49 / 94
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.64%

43 windows

min -7.4% · max 30.2%

86% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+11.83%

18 windows

min 6.3% · max 17.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.51%

3-year · annualised

Sharpe ratio

0.03

vs risk-free 6.5%

Sortino ratio

0.05

Downside-only deviation

Max drawdown

-16.10%

Jan 2026 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Regular Plan - Growth Option	HDFC	₹15.4717	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund - Regular Plan-Growth Option	Nippon India	₹10.8037	17 Jul 2026
SBI BSE Sensex Index Fund - Regular Plan - Growth	SBI	₹12.7899	17 Jul 2026
Invesco India BSE Sensex Index Fund - Regular Plan - Growth	Invesco	₹10.2392	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - GROWTH	Bandhan	₹14.8671	17 Jul 2026
Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth	Motilal Oswal	₹20.6459	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - Growth	Mirae Asset	₹10.0288	17 Jul 2026
Kotak BSE Sensex Index Fund - Regular - Growth	Kotak	₹10.4040	17 Jul 2026
Edelweiss Nifty 50 Index Fund Regular Plan Growth	Edelweiss	₹13.9068	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - Growth	DSP	₹11.9488	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹14.0528
16 Jul 2026	₹13.8775
15 Jul 2026	₹13.8773
14 Jul 2026	₹13.8522
13 Jul 2026	₹13.9528
10 Jul 2026	₹13.9446
9 Jul 2026	₹13.7961
8 Jul 2026	₹13.7526
7 Jul 2026	₹14.0529
6 Jul 2026	₹14.0708

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI BSE Sensex Index Fund - Regular Plan -Growth Option is ₹14.0528. It's a Index Fund from UTI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

UTI BSE Sensex Index Fund - Regular Plan -Growth Option has NAV history starting from 01 Feb 2022, a track record of about 4 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

UTI BSE Sensex Index Fund - Regular Plan -Growth Option is managed by UTI. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI BSE Sensex Index Fund - Regular Plan -Growth Option has delivered a absolute return of -4.26% — -6.44 pp behind the Index Fund category average of 2.18%. The fund ranks #234 of 261 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI BSE Sensex Index Fund - Regular Plan -Growth Option has delivered a CAGR of 6.27% — -4.06 pp behind the Index Fund category average of 10.34%. The fund ranks #126 of 130 in its category — the bottom (Q4) quartile.

UTI BSE Sensex Index Fund - Regular Plan -Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI BSE Sensex Index Fund - Regular Plan -Growth Option exactly 3 years ago would be worth approximately ₹120,020 today — a multiplier of 1.20×, based on the 3-year CAGR of 6.27%. The category average over the same window would have grown ₹1 lakh to ₹134,321.

A ₹10,000 monthly SIP in UTI BSE Sensex Index Fund - Regular Plan -Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹372,985 today. That's an XIRR (money-weighted annualised return) of 2.31%.

UTI BSE Sensex Index Fund - Regular Plan -Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹372,985 — XIRR 2.31%.

On a 3-year basis, UTI BSE Sensex Index Fund - Regular Plan -Growth Option ranks #126 out of 130 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.34%; this fund delivered 6.27%.

The worst peak-to-trough decline UTI BSE Sensex Index Fund - Regular Plan -Growth Option has experienced over the last 3-year window is 16.10% — its NAV fell from a high on 02 Jan 2026 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI BSE Sensex Index Fund - Regular Plan -Growth Option averaged 11.83% (best 17.09%, worst 6.27%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.03 — weak risk-adjusted performance.

In calendar year 2025, UTI BSE Sensex Index Fund - Regular Plan -Growth Option returned 9.53% — beating the Index Fund category average of 5.14% by 4.39 pp. It ranked #42 of 211 in its category that year.

UTI BSE Sensex Index Fund - Regular Plan -Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI BSE Sensex Index Fund - Regular Plan -Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.