Should I invest in Motilal Oswal Nifty 50 Index Fund?

We don't give personal investment advice. Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 9.71%.

Motilal Oswal

Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth

Latest NAV

₹20.6459

As of

17 Jul 2026

1,618 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.18%	+0.92	36 / 291	Q1
1W	+0.55%	-0.08%	+0.63	37 / 291	Q1
2W	+0.31%	+0.22%	+0.09	76 / 291	Q2
1M	+1.32%	+0.71%	+0.61	77 / 291	Q2
3M	+0.38%	+2.09%	-1.72	239 / 288	Q4
6M	-4.94%	+1.30%	-6.24	244 / 276	Q4
YTD	-6.55%	+0.50%	-7.05	248 / 275	Q4
1Y	-2.49%	+2.18%	-4.67	214 / 261	Q4
2Y	+0.05%	+2.95%	-2.90	116 / 167	Q3
3Y	+7.87%	+10.34%	-2.47	56 / 130	Q2
4Y	+11.21%	+12.76%	-1.56	34 / 58	Q3
5Y	+9.71%	+11.48%	-1.77	19 / 25	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+11.89%	+6.61%	+5.27	60 / 291	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.55%	+0.47%	-7.01	246 / 273
2025	+10.82%	+5.14%	+5.67	30 / 211
2024	+9.35%	+13.66%	-4.31	72 / 136
2023	+20.05%	+20.09%	-0.03	44 / 94
2022	+5.06%	+1.07%	+4.00	8 / 31
2021	+24.07%	+28.77%	-4.71	11 / 12
2020	+15.92%	+15.26%	+0.66	3 / 9
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.73%

68 windows

min -4.6% · max 62.6%

91% positive

3-Year rolling

+15.35%

44 windows

min 7.9% · max 29.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.50%

20 windows

min 9.5% · max 23.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.26%

3-year · annualised

Sharpe ratio

0.16

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-15.66%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Regular Plan - Growth Option	HDFC	₹15.4717	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund - Regular Plan-Growth Option	Nippon India	₹10.8037	17 Jul 2026
SBI BSE Sensex Index Fund - Regular Plan - Growth	SBI	₹12.7899	17 Jul 2026
Invesco India BSE Sensex Index Fund - Regular Plan - Growth	Invesco	₹10.2392	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - GROWTH	Bandhan	₹14.8671	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - Growth	Mirae Asset	₹10.0288	17 Jul 2026
Kotak BSE Sensex Index Fund - Regular - Growth	Kotak	₹10.4040	17 Jul 2026
Edelweiss Nifty 50 Index Fund Regular Plan Growth	Edelweiss	₹13.9068	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - Growth	DSP	₹11.9488	17 Jul 2026
HSBC NIFTY 50 INDEX FUND - Regular Growth	HSBC	₹28.2500	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹20.6459
16 Jul 2026	₹20.4219
15 Jul 2026	₹20.4270
14 Jul 2026	₹20.4028
13 Jul 2026	₹20.5374
10 Jul 2026	₹20.5337
9 Jul 2026	₹20.3240
8 Jul 2026	₹20.2550
7 Jul 2026	₹20.6919
6 Jul 2026	₹20.7168

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth is ₹20.6459. It's a Index Fund from Motilal Oswal, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth has NAV history starting from 26 Dec 2019, a track record of about 6 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth has delivered a absolute return of -2.49% — -4.67 pp behind the Index Fund category average of 2.18%. The fund ranks #214 of 261 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth has delivered a CAGR of 7.87% — -2.47 pp behind the Index Fund category average of 10.34%. The fund ranks #56 of 130 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth has delivered a CAGR of 9.71% — -1.77 pp behind the Index Fund category average of 11.48%. The fund ranks #19 of 25 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth exactly 5 years ago would be worth approximately ₹158,939 today — a multiplier of 1.59×, based on the 5-year CAGR of 9.71%. The category average over the same window would have grown ₹1 lakh to ₹172,179.

A ₹10,000 monthly SIP in Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹724,636 today. That's an XIRR (money-weighted annualised return) of 7.48%.

Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹724,636 — XIRR 7.48%.

On a 5-year basis, Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth ranks #19 out of 25 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.48%; this fund delivered 9.71%.

The worst peak-to-trough decline Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth has experienced over the last 5-year window is 16.79% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth averaged 15.50% (best 23.72%, worst 9.53%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth returned 10.82% — beating the Index Fund category average of 5.14% by 5.67 pp. It ranked #30 of 211 in its category that year.

Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Nifty 50 Index Fund - Regular plan - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 9.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.