Should I invest in Union Largecap Fund?

We don't give personal investment advice. Union Largecap Fund - Regular Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.7%. 5-year CAGR: 9.22%.

Union

Union Largecap Fund - Regular Plan - IDCW Option

Latest NAV

₹23.2000

As of

17 Jul 2026

2,257 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.52%	+0.63%	-0.11	12 / 22	Q3
1W	+0.04%	+0.14%	-0.10	16 / 22	Q3
2W	+0.04%	+0.21%	-0.17	16 / 22	Q3
1M	+0.78%	+1.37%	-0.59	14 / 22	Q3
3M	+0.69%	+1.50%	-0.80	15 / 22	Q3
6M	-1.65%	-3.37%	+1.72	3 / 22	Q1
YTD	-3.13%	-5.00%	+1.86	4 / 21	Q1
1Y	-1.57%	-2.98%	+1.41	13 / 21	Q3
2Y	-1.27%	-3.25%	+1.98	10 / 21	Q2
3Y	+8.27%	+7.95%	+0.32	12 / 19	Q3
4Y	+10.99%	+9.83%	+1.16	11 / 18	Q3
5Y	+9.22%	+7.68%	+1.53	10 / 16	Q3
7Y	+11.79%	+9.97%	+1.83	4 / 12	Q2
10Y	—	—	—	—	—
Inception	+9.59%	+6.27%	+3.32	7 / 22	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.13%	-5.00%	+1.86	4 / 21
2025	+3.59%	+2.57%	+1.02	8 / 21
2024	+12.38%	+12.08%	+0.30	13 / 19
2023	+21.68%	+21.87%	-0.19	9 / 19
2022	-0.48%	+0.17%	-0.65	11 / 16
2021	+28.27%	+20.20%	+8.07	1 / 15
2020	+14.96%	+11.30%	+3.67	4 / 12
2019	+11.60%	+2.29%	+9.32	4 / 11
2018	-4.79%	-10.67%	+5.88	5 / 11
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.88%

100 windows

min -22.1% · max 57.5%

75% positive

3-Year rolling

+13.27%

76 windows

min -5.2% · max 27.3%

97% positive

5-Year rolling

+13.48%

51 windows

min 8.4% · max 22.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+12.16%

27 windows

min 10.6% · max 14.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.62%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.29

Downside-only deviation

Max drawdown

-16.66%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
quant Large Cap Fund - IDCW Option - Regular Plan	Quant	₹16.0168	17 Jul 2026
Motilal Oswal Large Cap Regular Plan IDCW	Motilal Oswal	₹12.2616	17 Jul 2026
Parag Parikh Large Cap Fund - Regular Plan - IDCW	Parag Parikh	₹9.6698	17 Jul 2026
BARODA BNP PARIBAS LARGE CAP Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹21.4181	17 Jul 2026
CANARA ROBECO LARGE CAP FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹28.5500	17 Jul 2026
Axis Large Cap Fund - Regular Plan - IDCW	Axis	₹17.5800	17 Jul 2026
BAJAJ FINSERV LARGE CAP FUND - REGULAR PLAN - IDCW	Bajaj Finserv	₹10.0990	17 Jul 2026
BANK OF INDIA Large Cap Fund Regular Plan IDCW	Bank of India	₹16.7100	17 Jul 2026
Groww Largecap Fund (formerly known as Indiabulls Bluechip Fund)- Regular Plan- - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)	Groww	₹24.1700	17 Jul 2026
ITI Large Cap Fund - Regular Plan - IDCW Option	ITI	₹16.3622	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.2000
16 Jul 2026	₹23.0800
15 Jul 2026	₹23.1400
14 Jul 2026	₹23.0600
13 Jul 2026	₹23.1700
10 Jul 2026	₹23.1900
9 Jul 2026	₹22.9300
8 Jul 2026	₹22.8300
7 Jul 2026	₹23.2900
6 Jul 2026	₹23.3600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Union Largecap Fund - Regular Plan - IDCW Option is ₹23.2000. It's a Large Cap Fund from Union, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Union Largecap Fund - Regular Plan - IDCW Option has NAV history starting from 18 May 2017, a track record of about 9 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Largecap Fund - Regular Plan - IDCW Option is managed by Union. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Largecap Fund - Regular Plan - IDCW Option has delivered a absolute return of -1.57% — +1.41 pp ahead of the Large Cap Fund category average of -2.98%. The fund ranks #13 of 21 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Union Largecap Fund - Regular Plan - IDCW Option has delivered a CAGR of 8.27% — +0.32 pp ahead of the Large Cap Fund category average of 7.95%. The fund ranks #12 of 19 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Union Largecap Fund - Regular Plan - IDCW Option has delivered a CAGR of 9.22% — +1.53 pp ahead of the Large Cap Fund category average of 7.68%. The fund ranks #10 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in Union Largecap Fund - Regular Plan - IDCW Option exactly 5 years ago would be worth approximately ₹155,392 today — a multiplier of 1.55×, based on the 5-year CAGR of 9.22%. The category average over the same window would have grown ₹1 lakh to ₹144,782.

A ₹10,000 monthly SIP in Union Largecap Fund - Regular Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹720,553 today. That's an XIRR (money-weighted annualised return) of 7.25%.

Union Largecap Fund - Regular Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,219,208 — XIRR 10.46%.

On a 5-year basis, Union Largecap Fund - Regular Plan - IDCW Option ranks #10 out of 16 funds in the Large Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.68%; this fund delivered 9.22%.

The worst peak-to-trough decline Union Largecap Fund - Regular Plan - IDCW Option has experienced over the last 5-year window is 19.67% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Largecap Fund - Regular Plan - IDCW Option averaged 13.48% (best 22.74%, worst 8.38%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, Union Largecap Fund - Regular Plan - IDCW Option returned 3.59% — beating the Large Cap Fund category average of 2.57% by 1.02 pp. It ranked #8 of 21 in its category that year.

Union Largecap Fund - Regular Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Largecap Fund - Regular Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.7%. 5-year CAGR: 9.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.