Should I invest in ITI Large Cap Fund?

We don't give personal investment advice. ITI Large Cap Fund - Regular Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.3%. 5-year CAGR: 7.51%.

ITI

ITI Large Cap Fund - Regular Plan - IDCW Option

Latest NAV

₹16.3622

As of

17 Jul 2026

1,366 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.69%	+0.63%	+0.06	8 / 22	Q2
1W	-0.13%	+0.14%	-0.27	18 / 22	Q4
2W	+0.01%	+0.21%	-0.21	17 / 22	Q4
1M	+1.33%	+1.37%	-0.04	12 / 22	Q3
3M	+1.68%	+1.50%	+0.19	6 / 22	Q2
6M	-8.03%	-3.37%	-4.66	19 / 22	Q4
YTD	-9.89%	-5.00%	-4.89	18 / 21	Q4
1Y	-8.53%	-2.98%	-5.55	17 / 21	Q4
2Y	-5.70%	-3.25%	-2.45	16 / 21	Q4
3Y	+7.13%	+7.95%	-0.81	13 / 19	Q3
4Y	+10.38%	+9.83%	+0.55	12 / 18	Q3
5Y	+7.51%	+7.68%	-0.17	11 / 16	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.04%	+6.27%	+2.77	9 / 22	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.89%	-5.00%	-4.89	18 / 21
2025	+3.49%	+2.57%	+0.92	13 / 21
2024	+13.75%	+12.08%	+1.67	6 / 19
2023	+23.69%	+21.87%	+1.81	7 / 19
2022	-0.24%	+0.17%	-0.41	9 / 16
2021	+21.06%	+20.20%	+0.87	9 / 15
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.96%

56 windows

min -10.9% · max 41.5%

68% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.42%

32 windows

min 7.1% · max 19.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+8.21%

7 windows

min 6.8% · max 11.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.68%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

0.15

Downside-only deviation

Max drawdown

-23.27%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
quant Large Cap Fund - IDCW Option - Regular Plan	Quant	₹16.0168	17 Jul 2026
Motilal Oswal Large Cap Regular Plan IDCW	Motilal Oswal	₹12.2616	17 Jul 2026
Parag Parikh Large Cap Fund - Regular Plan - IDCW	Parag Parikh	₹9.6698	17 Jul 2026
BARODA BNP PARIBAS LARGE CAP Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹21.4181	17 Jul 2026
CANARA ROBECO LARGE CAP FUND - REGULAR PLAN - IDCW (Payout/Reinvestment)	Canara Robeco	₹28.5500	17 Jul 2026
Axis Large Cap Fund - Regular Plan - IDCW	Axis	₹17.5800	17 Jul 2026
BAJAJ FINSERV LARGE CAP FUND - REGULAR PLAN - IDCW	Bajaj Finserv	₹10.0990	17 Jul 2026
BANK OF INDIA Large Cap Fund Regular Plan IDCW	Bank of India	₹16.7100	17 Jul 2026
Groww Largecap Fund (formerly known as Indiabulls Bluechip Fund)- Regular Plan- - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)	Groww	₹24.1700	17 Jul 2026
JM Large Cap Fund (Regular) - Annual IDCW		₹30.4937	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.3622
16 Jul 2026	₹16.2501
15 Jul 2026	₹16.2737
14 Jul 2026	₹16.2118
13 Jul 2026	₹16.3302
10 Jul 2026	₹16.3835
9 Jul 2026	₹16.2082
8 Jul 2026	₹16.0781
7 Jul 2026	₹16.4448
6 Jul 2026	₹16.4769

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Large Cap Fund - Regular Plan - IDCW Option is ₹16.3622. It's a Large Cap Fund from ITI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Large Cap Fund - Regular Plan - IDCW Option has NAV history starting from 29 Dec 2020, a track record of about 5 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Large Cap Fund - Regular Plan - IDCW Option is managed by ITI. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Large Cap Fund - Regular Plan - IDCW Option has delivered a absolute return of -8.53% — -5.55 pp behind the Large Cap Fund category average of -2.98%. The fund ranks #17 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ITI Large Cap Fund - Regular Plan - IDCW Option has delivered a CAGR of 7.13% — -0.81 pp behind the Large Cap Fund category average of 7.95%. The fund ranks #13 of 19 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ITI Large Cap Fund - Regular Plan - IDCW Option has delivered a CAGR of 7.51% — -0.17 pp behind the Large Cap Fund category average of 7.68%. The fund ranks #11 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in ITI Large Cap Fund - Regular Plan - IDCW Option exactly 5 years ago would be worth approximately ₹143,621 today — a multiplier of 1.44×, based on the 5-year CAGR of 7.51%. The category average over the same window would have grown ₹1 lakh to ₹144,782.

A ₹10,000 monthly SIP in ITI Large Cap Fund - Regular Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹689,652 today. That's an XIRR (money-weighted annualised return) of 5.51%.

ITI Large Cap Fund - Regular Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹689,652 — XIRR 5.51%.

On a 5-year basis, ITI Large Cap Fund - Regular Plan - IDCW Option ranks #11 out of 16 funds in the Large Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.68%; this fund delivered 7.51%.

The worst peak-to-trough decline ITI Large Cap Fund - Regular Plan - IDCW Option has experienced over the last 5-year window is 23.27% — its NAV fell from a high on 27 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Large Cap Fund - Regular Plan - IDCW Option averaged 8.21% (best 11.11%, worst 6.78%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.11 — weak risk-adjusted performance.

In calendar year 2025, ITI Large Cap Fund - Regular Plan - IDCW Option returned 3.49% — beating the Large Cap Fund category average of 2.57% by 0.92 pp. It ranked #13 of 21 in its category that year.

ITI Large Cap Fund - Regular Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Large Cap Fund - Regular Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.3%. 5-year CAGR: 7.51%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.