Should I invest in TRUSTMF Liquid Fund-Daily Income Distribution cum Capital Withdrawal?

We don't give personal investment advice. TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 4.97%.

TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal

Latest NAV

₹1,279.3590

As of

3 Jun 2026

1,552 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	0.00%	+0.01	93 / 139	Q3
1W	+0.09%	+0.04%	+0.06	55 / 138	Q2
2W	+0.16%	+0.05%	+0.11	43 / 138	Q2
1M	+0.32%	+0.11%	+0.21	35 / 138	Q2
3M	+1.20%	+0.30%	+0.90	30 / 138	Q1
6M	+2.21%	+0.41%	+1.79	27 / 135	Q1
YTD	+1.87%	+0.39%	+1.48	26 / 135	Q1
1Y	+4.70%	+1.00%	+3.70	24 / 128	Q1
2Y	+5.49%	+1.19%	+4.30	22 / 127	Q1
3Y	+5.79%	+1.40%	+4.39	22 / 122	Q1
4Y	+5.54%	+1.28%	+4.26	18 / 114	Q1
5Y	+4.97%	+1.19%	+3.78	17 / 113	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.94%	+1.24%	+3.70	17 / 139	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.87%	+0.25%	+1.63	21 / 120
2025	+5.28%	+1.10%	+4.18	17 / 115
2024	+6.58%	+1.42%	+5.16	21 / 118
2023	+6.12%	+1.63%	+4.49	22 / 112
2022	+3.46%	+1.11%	+2.35	21 / 116
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.22%

51 windows

min 2.7% · max 6.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+5.54%

26 windows

min 4.6% · max 6.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.97%

2 windows

min 5.0% · max 5.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.26%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.01%

Mar 2024 → Apr 2024

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund - IDCW Daily - Direct Plan	HDFC	₹1,019.8200	3 Jun 2026
NIPPON INDIA LIQUID FUND - DIRECT Plan - DAILY IDCW OPTION	Nippon India	₹1,528.7400	3 Jun 2026
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,423.4119	3 Jun 2026
ICICI Prudential Liquid Fund - Direct Plan - IDCW Others	ICICI Prudential	₹191.3611	3 Jun 2026
Invesco India Liquid Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,083.5347	3 Jun 2026
BANDHAN LIQUID Fund -Direct Plan -Monthly IDCW	Bandhan	₹1,008.3799	3 Jun 2026
quant Liquid Fund - Monthly IDCW Option - Direct Plan	Quant	₹15.7591	3 Jun 2026
Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW	Aditya Birla Sun Life	₹100.1950	3 Jun 2026
Motilal Oswal Liquid Fund Direct - IDCW Quarterly Payout/Reinvestment	Motilal Oswal	₹10.2338	3 Jun 2026
Franklin India Liquid Fund - Super Institutional Plan - Direct - Daily - IDCW	Franklin India	₹1,002.8152	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,279.3590
2 Jun 2026	₹1,279.2432
1 Jun 2026	₹1,279.1442
31 May 2026	₹1,278.9365
29 May 2026	₹1,278.6280
28 May 2026	₹1,278.3593
27 May 2026	₹1,278.2039
26 May 2026	₹1,278.0372
25 May 2026	₹1,277.9325
24 May 2026	₹1,277.8081

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal is ₹1,279.3590. It's a Liquid Fund from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal has NAV history starting from 25 Apr 2021, a track record of about 5 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal is managed by the fund house. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal has delivered a absolute return of 4.70% — +3.7 pp ahead of the Liquid Fund category average of 1.00%. The fund ranks #24 of 128 in its category — the top (Q1) quartile.

Over the trailing 3-year window, TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal has delivered a CAGR of 5.79% — +4.39 pp ahead of the Liquid Fund category average of 1.40%. The fund ranks #22 of 122 in its category — the top (Q1) quartile.

Over the trailing 5-year window, TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal has delivered a CAGR of 4.97% — +3.78 pp ahead of the Liquid Fund category average of 1.19%. The fund ranks #17 of 113 in its category — the top (Q1) quartile.

₹1 lakh invested in TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal exactly 5 years ago would be worth approximately ₹127,462 today — a multiplier of 1.27×, based on the 5-year CAGR of 4.97%. The category average over the same window would have grown ₹1 lakh to ₹106,116.

A ₹10,000 monthly SIP in TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal over the last 5 years — total invested ₹600,000 — would be worth ₹688,230 today. That's an XIRR (money-weighted annualised return) of 5.42%.

TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹688,230 — XIRR 5.42%.

On a 5-year basis, TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal ranks #17 out of 113 funds in the Liquid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.19%; this fund delivered 4.97%.

The worst peak-to-trough decline TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal has experienced over the last 5-year window is 0.01% — its NAV fell from a high on 03 May 2022 to a low on 04 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal averaged 4.97% (best 4.97%, worst 4.96%). 100% of rolling windows ended positive.

In calendar year 2025, TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal returned 5.28% — beating the Liquid Fund category average of 1.10% by 4.18 pp. It ranked #17 of 115 in its category that year.

TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 4.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

TRUSTMF Liquid Fund-Direct Plan-Daily Income Distribution cum Capital Withdrawal

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

More from this fund house