Should I invest in Templeton India Pension Plan?

We don't give personal investment advice. Templeton India Pension Plan-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.7%. 5-year CAGR: 7.15%.

Franklin Templeton

Templeton India Pension Plan-Growth

Latest NAV

₹219.0447

As of

17 Jul 2026

4,986 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.14%	+0.10%	+0.04	2 / 9	Q1
1W	-0.13%	-0.09%	-0.04	5 / 9	Q3
2W	-0.06%	+0.07%	-0.13	6 / 9	Q3
1M	+0.91%	+0.96%	-0.05	6 / 9	Q3
3M	+0.94%	+1.79%	-0.84	9 / 9	Q4
6M	-0.21%	+0.69%	-0.90	8 / 9	Q4
YTD	-1.24%	-0.09%	-1.15	8 / 9	Q4
1Y	-0.36%	+0.87%	-1.23	7 / 9	Q4
2Y	+2.73%	+2.40%	+0.33	7 / 9	Q4
3Y	+7.90%	+9.01%	-1.11	5 / 9	Q3
4Y	+8.91%	+9.99%	-1.09	5 / 9	Q3
5Y	+7.15%	+8.50%	-1.34	5 / 9	Q3
7Y	+7.93%	+8.66%	-0.73	5 / 9	Q3
10Y	+7.40%	+5.68%	+1.72	2 / 5	Q2
Inception	+8.81%	+8.22%	+0.59	3 / 9	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.24%	-0.09%	-1.15	8 / 9
2025	+4.05%	+4.73%	-0.68	6 / 9
2024	+12.51%	+12.35%	+0.16	4 / 9
2023	+14.02%	+17.85%	-3.83	6 / 9
2022	+3.53%	+1.57%	+1.95	2 / 9
2021	+9.65%	+16.36%	-6.71	5 / 9
2020	+8.47%	+7.53%	+0.94	7 / 9
2019	+8.75%	+4.07%	+4.69	1 / 5
2018	+1.29%	-1.95%	+3.24	2 / 5
2017	+12.23%	+14.67%	-2.44	3 / 5
2016	+8.02%	+5.67%	+2.35	3 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.56%

236 windows

min -25.0% · max 39.5%

90% positive

3-Year rolling

+9.33%

211 windows

min 1.6% · max 18.8%

100% positive

5-Year rolling

+9.29%

187 windows

min 4.2% · max 14.1%

100% positive

7-Year rolling

+9.42%

163 windows

min 6.7% · max 13.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.48%

3-year · annualised

Sharpe ratio

0.24

vs risk-free 6.5%

Sortino ratio

0.44

Downside-only deviation

Max drawdown

-6.12%

Nov 2025 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Retirement Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA RETIREMENT FUND - INCOME GENERATION SCHEME - IDCW Option	Nippon India	₹20.4107	17 Jul 2026
ICICI Prudential Retirement Fund - Hybrid Aggressive - IDCW Option	ICICI Prudential	₹27.9700	17 Jul 2026
Templeton India Pension Plan-Dividend	Franklin Templeton	₹16.6314	17 Jul 2026
UTI - Retirement Benefit Pension Fund	UTI	₹50.7434	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹219.0447
16 Jul 2026	₹218.7350
15 Jul 2026	₹218.8062
14 Jul 2026	₹218.3096
13 Jul 2026	₹219.3360
10 Jul 2026	₹219.3276
9 Jul 2026	₹218.3681
8 Jul 2026	₹217.7387
7 Jul 2026	₹219.6726
6 Jul 2026	₹219.8690

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Templeton India Pension Plan-Growth is ₹219.0447. It's a Retirement Fund from Franklin Templeton, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Templeton India Pension Plan-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Templeton India Pension Plan-Growth is managed by Franklin Templeton. It's classified by AMFI under the 'Retirement Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton India Pension Plan-Growth has delivered a absolute return of -0.36% — -1.23 pp behind the Retirement Fund category average of 0.87%. The fund ranks #7 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Templeton India Pension Plan-Growth has delivered a CAGR of 7.90% — -1.11 pp behind the Retirement Fund category average of 9.01%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Templeton India Pension Plan-Growth has delivered a CAGR of 7.15% — -1.34 pp behind the Retirement Fund category average of 8.50%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

₹1 lakh invested in Templeton India Pension Plan-Growth exactly 10 years ago would be worth approximately ₹204,124 today — a multiplier of 2.04×, based on the 10-year CAGR of 7.40%. The category average over the same window would have grown ₹1 lakh to ₹173,715.

A ₹10,000 monthly SIP in Templeton India Pension Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹711,890 today. That's an XIRR (money-weighted annualised return) of 6.77%.

A ₹10,000 monthly SIP for 10 years in Templeton India Pension Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,766,919 (multiplier 1.47×). XIRR: 7.51%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Templeton India Pension Plan-Growth ranks #5 out of 9 funds in the Retirement Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.50%; this fund delivered 7.15%.

The worst peak-to-trough decline Templeton India Pension Plan-Growth has experienced over the last 5-year window is 7.73% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Templeton India Pension Plan-Growth averaged 9.29% (best 14.12%, worst 4.18%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.09 — weak risk-adjusted performance.

In calendar year 2025, Templeton India Pension Plan-Growth returned 4.05% — lagging the Retirement Fund category average of 4.73% by 0.68 pp. It ranked #6 of 9 in its category that year.

Templeton India Pension Plan-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Templeton India Pension Plan-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.7%. 5-year CAGR: 7.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Templeton India Pension Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Retirement Fund

Recent NAVs

Frequently asked questions

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