Should I invest in Taurus Short Term Bond Fund - SI Growth?

We don't give personal investment advice. Taurus Short Term Bond Fund - SI Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 6.10%.

Taurus

Taurus Short Term Bond Fund - SI Growth

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Feb 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-9.99%	+9.99	321 / 1129	Q2
1W	+0.10%	-13.04%	+13.14	250 / 1151	Q1
2W	+0.19%	-13.18%	+13.37	220 / 1149	Q1
1M	+0.38%	-13.26%	+13.65	241 / 1137	Q1
3M	+1.19%	-13.15%	+14.33	248 / 1116	Q1
6M	+2.39%	-15.45%	+17.84	318 / 906	Q2
YTD	+1.57%	-15.77%	+17.35	293 / 952	Q2
1Y	+8.95%	-13.09%	+22.03	153 / 820	Q1
2Y	+1.32%	-12.72%	+14.04	209 / 446	Q2
3Y	+3.76%	-11.01%	+14.76	130 / 385	Q2
4Y	+5.17%	-6.52%	+11.69	104 / 339	Q2
5Y	+6.10%	-7.36%	+13.46	85 / 314	Q2
7Y	+7.21%	+2.53%	+4.68	63 / 234	Q2
10Y	—	—	—	—	—
Inception	+7.01%	-13.63%	+20.64	274 / 1199	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+1.57%	+1.30%	+0.28	38 / 90
2017	-3.56%	+1.63%	-5.19	129 / 137
2016	+7.67%	+3.02%	+4.64	41 / 181
2015	+9.16%	+2.22%	+6.94	8 / 216
2014	+9.54%	+5.51%	+4.03	56 / 240
2013	+9.94%	-1.95%	+11.90	2 / 276
2012	+10.06%	+1.38%	+8.68	49 / 295
2011	+9.65%	-3.16%	+12.81	13 / 317
2010	+5.93%	-5.78%	+11.71	39 / 377
2009	+5.79%	-12.86%	+18.64	184 / 713
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.17%

103 windows

min -6.1% · max 10.4%

88% positive

3-Year rolling

+8.21%

79 windows

min 3.7% · max 10.0%

100% positive

5-Year rolling

+8.42%

54 windows

min 6.1% · max 9.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+8.00%

30 windows

min 7.0% · max 8.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.18%

3-year · annualised

Sharpe ratio

-0.35

vs risk-free 6.5%

Sortino ratio

-0.38

Downside-only deviation

Max drawdown

-11.79%

Feb 2017 → Feb 2017

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 May 2018	₹1,893.9948
27 Apr 2018	₹1,892.8157
26 Apr 2018	₹1,892.3867
25 Apr 2018	₹1,892.1367
24 Apr 2018	₹1,891.8869
23 Apr 2018	₹1,891.6356
20 Apr 2018	₹1,890.8684
19 Apr 2018	₹1,890.6112
18 Apr 2018	₹1,890.3635
17 Apr 2018	₹1,890.1170

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Short Term Bond Fund - SI Growth is a Income from Taurus (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Short Term Bond Fund - SI Growth has NAV history starting from 02 Dec 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Short Term Bond Fund - SI Growth is managed by Taurus. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Short Term Bond Fund - SI Growth has delivered a absolute return of 8.95% — +22.03 pp ahead of the Income category average of -13.09%. The fund ranks #153 of 820 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Taurus Short Term Bond Fund - SI Growth has delivered a CAGR of 3.76% — +14.76 pp ahead of the Income category average of -11.01%. The fund ranks #130 of 385 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Taurus Short Term Bond Fund - SI Growth has delivered a CAGR of 6.10% — +13.46 pp ahead of the Income category average of -7.36%. The fund ranks #85 of 314 in its category — the second (Q2) quartile.

₹1 lakh invested in Taurus Short Term Bond Fund - SI Growth exactly 5 years ago would be worth approximately ₹134,471 today — a multiplier of 1.34×, based on the 5-year CAGR of 6.10%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in Taurus Short Term Bond Fund - SI Growth over the last 5 years — total invested ₹600,000 — would be worth ₹670,856 today. That's an XIRR (money-weighted annualised return) of 4.41%.

Taurus Short Term Bond Fund - SI Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,027,985 — XIRR 5.68%.

On a 5-year basis, Taurus Short Term Bond Fund - SI Growth ranks #85 out of 314 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -7.36%; this fund delivered 6.10%.

The worst peak-to-trough decline Taurus Short Term Bond Fund - SI Growth has experienced over the last 5-year window is 11.79% — its NAV fell from a high on 20 Feb 2017 to a low on 22 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Short Term Bond Fund - SI Growth averaged 8.42% (best 9.70%, worst 6.10%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.07 — negative risk-adjusted performance.

In calendar year 2017, Taurus Short Term Bond Fund - SI Growth returned -3.56% — lagging the Income category average of 1.63% by 5.19 pp. It ranked #129 of 137 in its category that year.

Taurus Short Term Bond Fund - SI Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Short Term Bond Fund - SI Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 6.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Taurus Short Term Bond Fund - SI Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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