Should I invest in Taurus Banking & Financial Services Fund?

We don't give personal investment advice. Taurus Banking & Financial Services Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 9.17%.

Taurus

Taurus Banking & Financial Services Fund - Regular Plan - Growth

Latest NAV

₹50.9300

As of

3 Jun 2026

3,451 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.30%	+0.27%	+0.03	84 / 175	Q2
1W	-2.45%	-1.35%	-1.10	140 / 175	Q4
2W	-0.97%	-0.09%	-0.88	129 / 176	Q3
1M	-3.47%	-0.53%	-2.94	163 / 176	Q4
3M	-4.59%	+2.12%	-6.71	152 / 174	Q4
6M	-8.07%	-1.85%	-6.22	131 / 165	Q4
YTD	-7.58%	-1.98%	-5.61	121 / 165	Q3
1Y	-5.26%	+3.78%	-9.05	132 / 151	Q4
2Y	+1.05%	+3.55%	-2.51	68 / 106	Q3
3Y	+8.07%	+14.41%	-6.33	62 / 67	Q4
4Y	+12.12%	+13.82%	-1.70	37 / 54	Q3
5Y	+9.17%	+10.37%	-1.21	35 / 45	Q4
7Y	+9.39%	+14.79%	-5.40	29 / 32	Q4
10Y	+12.02%	+14.01%	-1.99	19 / 23	Q4
Inception	+12.17%	+7.02%	+5.16	65 / 176	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.58%	-1.38%	-6.21	121 / 164
2025	+10.58%	+1.66%	+8.92	22 / 133
2024	+9.26%	+21.92%	-12.66	76 / 82
2023	+15.49%	+31.01%	-15.53	58 / 59
2022	+17.81%	+2.36%	+15.45	6 / 52
2021	+11.56%	+31.79%	-20.23	40 / 42
2020	+1.83%	+20.01%	-18.17	28 / 34
2019	+24.16%	+8.53%	+15.63	2 / 28
2018	+4.98%	-6.81%	+11.79	4 / 23
2017	+38.19%	+37.67%	+0.52	13 / 23
2016	+4.58%	+8.37%	-3.79	13 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.76%

159 windows

min -30.6% · max 81.3%

77% positive

3-Year rolling

+12.55%

135 windows

min -3.3% · max 29.2%

97% positive

5-Year rolling

+12.65%

111 windows

min 0.1% · max 21.8%

100% positive

7-Year rolling

+12.10%

86 windows

min 5.9% · max 17.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.16%

3-year · annualised

Sharpe ratio

0.17

vs risk-free 6.5%

Sortino ratio

0.29

Downside-only deviation

Max drawdown

-15.01%

Feb 2026 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹50.9300
2 Jun 2026	₹50.7800
1 Jun 2026	₹50.8800
29 May 2026	₹51.5600
27 May 2026	₹52.2100
26 May 2026	₹52.4700
25 May 2026	₹52.7100
22 May 2026	₹51.9100
21 May 2026	₹51.4700
20 May 2026	₹51.4300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Taurus Banking & Financial Services Fund - Regular Plan - Growth is ₹50.9300. It's a Sectoral/Thematic Fund from Taurus, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Taurus Banking & Financial Services Fund - Regular Plan - Growth has NAV history starting from 25 May 2012, a track record of about 14 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Taurus Banking & Financial Services Fund - Regular Plan - Growth is managed by Taurus. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Banking & Financial Services Fund - Regular Plan - Growth has delivered a absolute return of -5.26% — -9.05 pp behind the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #132 of 151 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Taurus Banking & Financial Services Fund - Regular Plan - Growth has delivered a CAGR of 8.07% — -6.33 pp behind the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #62 of 67 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Taurus Banking & Financial Services Fund - Regular Plan - Growth has delivered a CAGR of 9.17% — -1.21 pp behind the Sectoral/Thematic Fund category average of 10.37%. The fund ranks #35 of 45 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Taurus Banking & Financial Services Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹311,118 today — a multiplier of 3.11×, based on the 10-year CAGR of 12.02%. The category average over the same window would have grown ₹1 lakh to ₹371,044.

A ₹10,000 monthly SIP in Taurus Banking & Financial Services Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹724,631 today. That's an XIRR (money-weighted annualised return) of 7.48%.

A ₹10,000 monthly SIP for 10 years in Taurus Banking & Financial Services Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,084,676 (multiplier 1.74×). XIRR: 10.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Taurus Banking & Financial Services Fund - Regular Plan - Growth ranks #35 out of 45 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.37%; this fund delivered 9.17%.

The worst peak-to-trough decline Taurus Banking & Financial Services Fund - Regular Plan - Growth has experienced over the last 5-year window is 22.43% — its NAV fell from a high on 26 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Banking & Financial Services Fund - Regular Plan - Growth averaged 12.65% (best 21.82%, worst 0.10%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, Taurus Banking & Financial Services Fund - Regular Plan - Growth returned 10.58% — beating the Sectoral/Thematic Fund category average of 1.66% by 8.92 pp. It ranked #22 of 133 in its category that year.

Taurus Banking & Financial Services Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Taurus Banking & Financial Services Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.4%. 5-year CAGR: 9.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.