Should I invest in Taurus Short Term Bond Fund - SI Daily Dividend?

We don't give personal investment advice. Taurus Short Term Bond Fund - SI Daily Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: -0.60%.

Taurus

Taurus Short Term Bond Fund - SI Daily Dividend

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Feb 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-9.99%	+9.99	320 / 1129	Q2
1W	+0.10%	-13.04%	+13.14	249 / 1151	Q1
2W	+0.19%	-13.18%	+13.37	219 / 1149	Q1
1M	+0.38%	-13.26%	+13.65	240 / 1137	Q1
3M	+1.19%	-13.15%	+14.33	247 / 1116	Q1
6M	+2.39%	-15.45%	+17.84	316 / 906	Q2
YTD	+1.57%	-15.77%	+17.35	292 / 952	Q2
1Y	+8.96%	-13.09%	+22.04	151 / 820	Q1
2Y	-1.50%	-12.72%	+11.23	350 / 446	Q4
3Y	-1.00%	-11.01%	+10.01	306 / 385	Q4
4Y	-0.75%	-6.52%	+5.77	279 / 339	Q4
5Y	-0.60%	-7.36%	+6.76	262 / 314	Q4
7Y	-0.43%	+2.53%	-2.95	221 / 234	Q4
10Y	—	—	—	—	—
Inception	-0.30%	-13.63%	+13.33	946 / 1199	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+1.57%	+1.30%	+0.28	37 / 90
2017	-4.47%	+1.63%	-6.10	134 / 137
2016	+0.00%	+3.02%	-3.02	142 / 181
2015	+0.00%	+2.22%	-2.22	163 / 216
2014	+0.01%	+5.51%	-5.50	175 / 240
2013	+0.00%	-1.95%	+1.95	178 / 276
2012	+0.01%	+1.38%	-1.36	209 / 295
2011	+0.00%	-3.16%	+3.16	217 / 317
2010	+0.04%	-5.78%	+5.82	252 / 377
2009	+0.12%	-12.86%	+12.98	357 / 713
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.60%

103 windows

min -11.6% · max 9.0%

50% positive

3-Year rolling

-0.43%

79 windows

min -4.0% · max 0.1%

78% positive

5-Year rolling

-0.37%

54 windows

min -2.4% · max 0.0%

72% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

-0.48%

30 windows

min -1.7% · max 0.0%

50% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.22%

3-year · annualised

Sharpe ratio

-1.00

vs risk-free 6.5%

Sortino ratio

-1.07

Downside-only deviation

Max drawdown

-11.82%

Jan 2016 → Feb 2017

% positive months

38.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 May 2018	₹972.2629
27 Apr 2018	₹971.6576
26 Apr 2018	₹971.4374
25 Apr 2018	₹971.3090
24 Apr 2018	₹971.1808
23 Apr 2018	₹971.0518
20 Apr 2018	₹970.6580
19 Apr 2018	₹970.5259
18 Apr 2018	₹970.3987
17 Apr 2018	₹970.2722

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Short Term Bond Fund - SI Daily Dividend is a Income from Taurus (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Short Term Bond Fund - SI Daily Dividend has NAV history starting from 02 Dec 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Short Term Bond Fund - SI Daily Dividend is managed by Taurus. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Short Term Bond Fund - SI Daily Dividend has delivered a absolute return of 8.96% — +22.04 pp ahead of the Income category average of -13.09%. The fund ranks #151 of 820 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Taurus Short Term Bond Fund - SI Daily Dividend has delivered a CAGR of -1.00% — +10.01 pp ahead of the Income category average of -11.01%. The fund ranks #306 of 385 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Taurus Short Term Bond Fund - SI Daily Dividend has delivered a CAGR of -0.60% — +6.76 pp ahead of the Income category average of -7.36%. The fund ranks #262 of 314 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Taurus Short Term Bond Fund - SI Daily Dividend exactly 5 years ago would be worth approximately ₹97,044 today — a multiplier of 0.97×, based on the 5-year CAGR of -0.60%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in Taurus Short Term Bond Fund - SI Daily Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹592,629 today. That's an XIRR (money-weighted annualised return) of -0.49%.

Taurus Short Term Bond Fund - SI Daily Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹825,549 — XIRR -0.49%.

On a 5-year basis, Taurus Short Term Bond Fund - SI Daily Dividend ranks #262 out of 314 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -7.36%; this fund delivered -0.60%.

The worst peak-to-trough decline Taurus Short Term Bond Fund - SI Daily Dividend has experienced over the last 5-year window is 11.82% — its NAV fell from a high on 31 Jan 2016 to a low on 22 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Short Term Bond Fund - SI Daily Dividend averaged -0.37% (best 0.04%, worst -2.43%). 72% of rolling windows ended positive. The 5-year Sharpe ratio is -1.24 — negative risk-adjusted performance.

In calendar year 2017, Taurus Short Term Bond Fund - SI Daily Dividend returned -4.47% — lagging the Income category average of 1.63% by 6.10 pp. It ranked #134 of 137 in its category that year.

Taurus Short Term Bond Fund - SI Daily Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Short Term Bond Fund - SI Daily Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: -0.60%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.