Should I invest in Taurus Short Term Bond Fund - Retail Growth?

We don't give personal investment advice. Taurus Short Term Bond Fund - Retail Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 5.76%.

Taurus

Taurus Short Term Bond Fund - Retail Growth

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Feb 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-7.11%	+7.11	155 / 732	Q1
1W	+0.10%	-12.64%	+12.74	148 / 699	Q1
2W	+0.21%	-12.71%	+12.92	155 / 712	Q1
1M	+0.41%	-12.43%	+12.84	191 / 754	Q2
3M	+1.27%	-11.47%	+12.75	253 / 740	Q2
6M	+2.57%	-9.57%	+12.13	319 / 680	Q2
YTD	+1.69%	-9.94%	+11.64	266 / 704	Q2
1Y	+9.34%	-7.10%	+16.44	153 / 627	Q1
2Y	+1.62%	-7.27%	+8.88	62 / 143	Q2
3Y	+3.76%	-2.77%	+6.53	33 / 83	Q2
4Y	+4.96%	+0.17%	+4.79	28 / 70	Q2
5Y	+5.76%	+0.12%	+5.64	22 / 66	Q2
7Y	+6.78%	-0.98%	+7.76	13 / 52	Q1
10Y	—	—	—	—	—
Inception	+6.61%	-6.12%	+12.73	325 / 770	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+1.69%	+2.63%	-0.94	7 / 19
2017	-3.22%	+1.62%	-4.84	25 / 26
2016	+7.58%	+3.57%	+4.02	8 / 41
2015	+8.44%	-1.44%	+9.89	3 / 56
2014	+8.67%	+4.04%	+4.63	13 / 46
2013	+9.07%	+2.99%	+6.08	3 / 51
2012	+9.44%	+3.57%	+5.88	4 / 54
2011	+9.13%	+2.03%	+7.10	6 / 66
2010	+5.71%	-4.87%	+10.58	11 / 143
2009	+5.39%	-9.70%	+15.09	156 / 552
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.72%

103 windows

min -5.8% · max 9.9%

88% positive

3-Year rolling

+7.65%

79 windows

min 3.4% · max 9.3%

100% positive

5-Year rolling

+7.83%

54 windows

min 5.6% · max 9.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.47%

30 windows

min 6.5% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.17%

3-year · annualised

Sharpe ratio

-0.35

vs risk-free 6.5%

Sortino ratio

-0.38

Downside-only deviation

Max drawdown

-11.78%

Feb 2017 → Feb 2017

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 May 2018	₹1,828.2046
27 Apr 2018	₹1,826.9789
26 Apr 2018	₹1,826.5473
25 Apr 2018	₹1,826.2885
24 Apr 2018	₹1,826.0298
23 Apr 2018	₹1,825.7698
20 Apr 2018	₹1,824.9768
19 Apr 2018	₹1,824.7111
18 Apr 2018	₹1,824.4545
17 Apr 2018	₹1,824.1991

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Short Term Bond Fund - Retail Growth is a Income from Taurus (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Short Term Bond Fund - Retail Growth has NAV history starting from 02 Dec 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Short Term Bond Fund - Retail Growth is managed by Taurus. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Short Term Bond Fund - Retail Growth has delivered a absolute return of 9.34% — +16.44 pp ahead of the Income category average of -7.10%. The fund ranks #153 of 627 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Taurus Short Term Bond Fund - Retail Growth has delivered a CAGR of 3.76% — +6.53 pp ahead of the Income category average of -2.77%. The fund ranks #33 of 83 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Taurus Short Term Bond Fund - Retail Growth has delivered a CAGR of 5.76% — +5.64 pp ahead of the Income category average of 0.12%. The fund ranks #22 of 66 in its category — the second (Q2) quartile.

₹1 lakh invested in Taurus Short Term Bond Fund - Retail Growth exactly 5 years ago would be worth approximately ₹132,343 today — a multiplier of 1.32×, based on the 5-year CAGR of 5.76%. The category average over the same window would have grown ₹1 lakh to ₹100,600.

A ₹10,000 monthly SIP in Taurus Short Term Bond Fund - Retail Growth over the last 5 years — total invested ₹600,000 — would be worth ₹669,591 today. That's an XIRR (money-weighted annualised return) of 4.34%.

Taurus Short Term Bond Fund - Retail Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,018,682 — XIRR 5.43%.

On a 5-year basis, Taurus Short Term Bond Fund - Retail Growth ranks #22 out of 66 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.12%; this fund delivered 5.76%.

The worst peak-to-trough decline Taurus Short Term Bond Fund - Retail Growth has experienced over the last 5-year window is 11.78% — its NAV fell from a high on 20 Feb 2017 to a low on 22 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Short Term Bond Fund - Retail Growth averaged 7.83% (best 8.98%, worst 5.58%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2017, Taurus Short Term Bond Fund - Retail Growth returned -3.22% — lagging the Income category average of 1.62% by 4.84 pp. It ranked #25 of 26 in its category that year.

Taurus Short Term Bond Fund - Retail Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Short Term Bond Fund - Retail Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 5.76%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Taurus Short Term Bond Fund - Retail Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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