Should I invest in Taurus Short Term Bond Fund - Institutional Weekly Div?

We don't give personal investment advice. Taurus Short Term Bond Fund - Institutional Weekly Div is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Taurus

Taurus Short Term Bond Fund - Institutional Weekly Div

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Feb 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+6.99%	-6.99	234 / 763	Q2
1W	—	—	—	—	—
2W	—	—	—	—	—
1M	+0.00%	+6.29%	-6.29	331 / 752	Q2
3M	+0.00%	+7.87%	-7.87	405 / 728	Q3
6M	+0.00%	+9.67%	-9.67	436 / 642	Q3
YTD	+0.00%	+8.47%	-8.47	421 / 666	Q3
1Y	-0.21%	+13.70%	-13.91	465 / 591	Q4
2Y	+0.00%	-5.03%	+5.03	140 / 197	Q3
3Y	-0.04%	-3.09%	+3.05	106 / 140	Q4
4Y	0.00%	+1.62%	-1.62	86 / 119	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.01%	-3.28%	+3.27	448 / 797	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	+0.00%	+1.77%	-1.77	82 / 101
2012	-0.21%	-0.30%	+0.09	99 / 113
2011	+0.13%	+1.75%	-1.61	56 / 109
2010	-0.12%	-0.95%	+0.83	141 / 165
2009	+0.01%	-0.31%	+0.32	271 / 482
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.01%

39 windows

min -0.3% · max 0.3%

46% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.00%

14 windows

min 0.0% · max 0.1%

36% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.24%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.36%

Apr 2012 → Apr 2012

% positive months

30.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
29 Jan 2013	₹1,000.0000
31 Dec 2012	₹1,000.0000
28 Dec 2012	₹1,000.0000
27 Dec 2012	₹1,000.0000
26 Dec 2012	₹1,000.0000
24 Dec 2012	₹1,000.0000
21 Dec 2012	₹1,000.0000
20 Dec 2012	₹1,000.0000
19 Dec 2012	₹1,000.0000
18 Dec 2012	₹1,000.0000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Short Term Bond Fund - Institutional Weekly Div is a Income from Taurus (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Short Term Bond Fund - Institutional Weekly Div has NAV history starting from 02 Dec 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Short Term Bond Fund - Institutional Weekly Div is managed by Taurus. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Short Term Bond Fund - Institutional Weekly Div has delivered a absolute return of -0.21% — -13.91 pp behind the Income category average of 13.70%. The fund ranks #465 of 591 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Taurus Short Term Bond Fund - Institutional Weekly Div has delivered a CAGR of -0.04% — +3.05 pp ahead of the Income category average of -3.09%. The fund ranks #106 of 140 in its category — the bottom (Q4) quartile.

Taurus Short Term Bond Fund - Institutional Weekly Div doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Taurus Short Term Bond Fund - Institutional Weekly Div exactly 3 years ago would be worth approximately ₹99,880 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.04%. The category average over the same window would have grown ₹1 lakh to ₹91,024.

A ₹10,000 monthly SIP in Taurus Short Term Bond Fund - Institutional Weekly Div over the last 3 years — total invested ₹360,000 — would be worth ₹359,629 today. That's an XIRR (money-weighted annualised return) of -0.07%.

Taurus Short Term Bond Fund - Institutional Weekly Div doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹359,629 — XIRR -0.07%.

On a 3-year basis, Taurus Short Term Bond Fund - Institutional Weekly Div ranks #106 out of 140 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -3.09%; this fund delivered -0.04%.

The worst peak-to-trough decline Taurus Short Term Bond Fund - Institutional Weekly Div has experienced over the last 3-year window is 0.36% — its NAV fell from a high on 19 Apr 2012 to a low on 26 Apr 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Taurus Short Term Bond Fund - Institutional Weekly Div averaged 0.00% (best 0.11%, worst -0.05%). 36% of rolling windows ended positive.

In calendar year 2012, Taurus Short Term Bond Fund - Institutional Weekly Div returned -0.21% — beating the Income category average of -0.30% by 0.09 pp. It ranked #99 of 113 in its category that year.

Taurus Short Term Bond Fund - Institutional Weekly Div is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Short Term Bond Fund - Institutional Weekly Div is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.