Should I invest in Taurus Short Term Bond Fund - Institutional Growth?

We don't give personal investment advice. Taurus Short Term Bond Fund - Institutional Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Taurus

Taurus Short Term Bond Fund - Institutional Growth

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Feb 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+6.99%	-6.99	233 / 763	Q2
1W	+0.38%	+6.38%	-5.99	64 / 722	Q1
2W	+0.58%	+6.63%	-6.05	74 / 725	Q1
1M	+1.24%	+6.29%	-5.05	73 / 752	Q1
3M	+2.26%	+7.87%	-5.61	130 / 728	Q1
6M	+4.75%	+9.67%	-4.92	161 / 642	Q2
YTD	+6.88%	+8.47%	-1.59	86 / 666	Q1
1Y	+9.55%	+13.70%	-4.15	146 / 591	Q1
2Y	+9.84%	-5.03%	+14.87	21 / 197	Q1
3Y	+9.52%	-3.09%	+12.61	10 / 140	Q1
4Y	+8.40%	+1.62%	+6.78	16 / 119	Q1
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.01%	-3.28%	+11.29	247 / 797	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	+6.88%	+1.77%	+5.11	21 / 101
2012	+9.95%	-0.30%	+10.26	8 / 113
2011	+9.54%	+1.75%	+7.79	9 / 109
2010	+5.80%	-0.95%	+6.75	5 / 165
2009	+5.55%	-0.31%	+5.86	125 / 482
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.00%

47 windows

min 4.8% · max 10.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.15%

23 windows

min 6.9% · max 9.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.47%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.40%

Jul 2013 → Jul 2013

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
23 Sep 2013	₹1,449.7088
20 Sep 2013	₹1,448.6619
19 Sep 2013	₹1,448.0206
18 Sep 2013	₹1,445.6508
17 Sep 2013	₹1,444.7511
16 Sep 2013	₹1,444.1705
13 Sep 2013	₹1,442.7572
12 Sep 2013	₹1,442.6802
11 Sep 2013	₹1,441.9372
10 Sep 2013	₹1,441.3503

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Short Term Bond Fund - Institutional Growth is a Income from Taurus (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Short Term Bond Fund - Institutional Growth has NAV history starting from 02 Dec 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Short Term Bond Fund - Institutional Growth is managed by Taurus. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Short Term Bond Fund - Institutional Growth has delivered a absolute return of 9.55% — -4.15 pp behind the Income category average of 13.70%. The fund ranks #146 of 591 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Taurus Short Term Bond Fund - Institutional Growth has delivered a CAGR of 9.52% — +12.61 pp ahead of the Income category average of -3.09%. The fund ranks #10 of 140 in its category — the top (Q1) quartile.

Taurus Short Term Bond Fund - Institutional Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Taurus Short Term Bond Fund - Institutional Growth exactly 3 years ago would be worth approximately ₹131,379 today — a multiplier of 1.31×, based on the 3-year CAGR of 9.52%. The category average over the same window would have grown ₹1 lakh to ₹91,024.

A ₹10,000 monthly SIP in Taurus Short Term Bond Fund - Institutional Growth over the last 3 years — total invested ₹360,000 — would be worth ₹416,930 today. That's an XIRR (money-weighted annualised return) of 9.74%.

Taurus Short Term Bond Fund - Institutional Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹416,930 — XIRR 9.74%.

On a 3-year basis, Taurus Short Term Bond Fund - Institutional Growth ranks #10 out of 140 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -3.09%; this fund delivered 9.52%.

The worst peak-to-trough decline Taurus Short Term Bond Fund - Institutional Growth has experienced over the last 3-year window is 0.40% — its NAV fell from a high on 15 Jul 2013 to a low on 16 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Taurus Short Term Bond Fund - Institutional Growth averaged 8.15% (best 9.52%, worst 6.92%). 100% of rolling windows ended positive.

In calendar year 2012, Taurus Short Term Bond Fund - Institutional Growth returned 9.95% — beating the Income category average of -0.30% by 10.26 pp. It ranked #8 of 113 in its category that year.

Taurus Short Term Bond Fund - Institutional Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Short Term Bond Fund - Institutional Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.