Should I invest in Taurus Short Term Bond Fund - Institutional Daily Div?

We don't give personal investment advice. Taurus Short Term Bond Fund - Institutional Daily Div is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: -2.23%.

Taurus

Taurus Short Term Bond Fund - Institutional Daily Div

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Feb 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+6.99%	-6.98	115 / 763	Q1
1W	+0.10%	+6.38%	-6.27	176 / 722	Q1
2W	+0.21%	+6.63%	-6.42	176 / 725	Q1
1M	+0.45%	+6.29%	-5.84	189 / 752	Q2
3M	-10.65%	+7.87%	-18.52	699 / 728	Q4
6M	-10.65%	+9.67%	-20.33	612 / 642	Q4
YTD	-10.65%	+8.47%	-19.13	634 / 666	Q4
1Y	-10.65%	+13.70%	-24.35	565 / 591	Q4
2Y	-5.48%	-5.03%	-0.44	170 / 197	Q4
3Y	-3.69%	-3.09%	-0.60	124 / 140	Q4
4Y	-2.77%	+1.62%	-4.39	111 / 119	Q4
5Y	-2.23%	-0.16%	-2.07	95 / 102	Q4
7Y	-1.59%	+2.05%	-3.64	60 / 64	Q4
10Y	—	—	—	—	—
Inception	-1.30%	-3.28%	+1.98	728 / 797	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	-10.65%	+0.74%	-11.40	23 / 23
2016	+0.00%	+195.67%	-195.67	27 / 38
2015	+0.00%	+2.23%	-2.23	47 / 65
2014	+0.01%	+2.77%	-2.75	56 / 82
2013	+0.00%	+1.77%	-1.77	81 / 101
2012	+0.01%	-0.30%	+0.32	61 / 113
2011	+0.00%	+1.75%	-1.75	93 / 109
2010	+0.04%	-0.95%	+0.98	114 / 165
2009	+0.12%	-0.31%	+0.43	266 / 482
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.34%

91 windows

min -11.4% · max 0.1%

52% positive

3-Year rolling

-0.15%

67 windows

min -4.0% · max 0.1%

96% positive

5-Year rolling

-0.15%

43 windows

min -2.4% · max 0.0%

93% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

-0.26%

18 windows

min -1.7% · max 0.0%

83% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.55%

3-year · annualised

Sharpe ratio

-1.53

vs risk-free 6.5%

Sortino ratio

-1.51

Downside-only deviation

Max drawdown

-11.82%

Jul 2016 → Feb 2017

% positive months

5.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
18 May 2017	₹895.2542
17 May 2017	₹895.1166
16 May 2017	₹894.9771
15 May 2017	₹894.8372
12 May 2017	₹894.4626
11 May 2017	₹894.3440
9 May 2017	₹894.0658
8 May 2017	₹893.9246
5 May 2017	₹893.5133
4 May 2017	₹893.3760

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Short Term Bond Fund - Institutional Daily Div is a Income from Taurus (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Short Term Bond Fund - Institutional Daily Div has NAV history starting from 02 Dec 2008, a track record of about 17 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Short Term Bond Fund - Institutional Daily Div is managed by Taurus. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Short Term Bond Fund - Institutional Daily Div has delivered a absolute return of -10.65% — -24.35 pp behind the Income category average of 13.70%. The fund ranks #565 of 591 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Taurus Short Term Bond Fund - Institutional Daily Div has delivered a CAGR of -3.69% — -0.6 pp behind the Income category average of -3.09%. The fund ranks #124 of 140 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Taurus Short Term Bond Fund - Institutional Daily Div has delivered a CAGR of -2.23% — -2.07 pp behind the Income category average of -0.16%. The fund ranks #95 of 102 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Taurus Short Term Bond Fund - Institutional Daily Div exactly 5 years ago would be worth approximately ₹89,358 today — a multiplier of 0.89×, based on the 5-year CAGR of -2.23%. The category average over the same window would have grown ₹1 lakh to ₹99,222.

A ₹10,000 monthly SIP in Taurus Short Term Bond Fund - Institutional Daily Div over the last 5 years — total invested ₹600,000 — would be worth ₹538,386 today. That's an XIRR (money-weighted annualised return) of -4.25%.

Taurus Short Term Bond Fund - Institutional Daily Div doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹752,882 — XIRR -3.10%.

On a 5-year basis, Taurus Short Term Bond Fund - Institutional Daily Div ranks #95 out of 102 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -0.16%; this fund delivered -2.23%.

The worst peak-to-trough decline Taurus Short Term Bond Fund - Institutional Daily Div has experienced over the last 5-year window is 11.82% — its NAV fell from a high on 08 Jun 2012 to a low on 22 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Short Term Bond Fund - Institutional Daily Div averaged -0.15% (best 0.04%, worst -2.39%). 93% of rolling windows ended positive. The 5-year Sharpe ratio is -1.69 — negative risk-adjusted performance.

In calendar year 2016, Taurus Short Term Bond Fund - Institutional Daily Div returned 0.00% — lagging the Income category average of 195.67% by 195.67 pp. It ranked #27 of 38 in its category that year.

Taurus Short Term Bond Fund - Institutional Daily Div is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Short Term Bond Fund - Institutional Daily Div is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: -2.23%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.