Should I invest in Taurus Liquid Fund S I Growth Plan?

We don't give personal investment advice. Taurus Liquid Fund S I Growth Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.2%. 5-year CAGR: 4.98%.

Taurus

Taurus Liquid Fund S I Growth Plan

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 21 Feb 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.19%	-3.56%	+4.75	1 / 84	Q1
1W	+1.28%	-3.52%	+4.80	1 / 84	Q1
2W	+1.38%	-3.50%	+4.89	1 / 84	Q1
1M	+1.63%	-6.74%	+8.37	1 / 87	Q1
3M	+2.54%	-6.22%	+8.76	4 / 86	Q1
6M	+3.55%	-6.43%	+9.98	8 / 84	Q1
YTD	+4.80%	-6.15%	+10.95	8 / 85	Q1
1Y	+5.52%	-5.38%	+10.90	16 / 84	Q1
2Y	+5.53%	-6.52%	+12.05	14 / 86	Q1
3Y	+5.53%	-6.38%	+11.91	17 / 85	Q1
4Y	+4.27%	-7.58%	+11.84	21 / 74	Q2
5Y	+4.98%	-4.41%	+9.39	19 / 61	Q2
7Y	+6.11%	+0.51%	+5.61	14 / 50	Q2
10Y	+7.07%	+0.08%	+6.99	9 / 47	Q1
Inception	+6.29%	-6.05%	+12.34	20 / 88	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+4.80%	+1.38%	+3.42	2 / 22
2019	+5.26%	+2.92%	+2.34	7 / 24
2018	+5.63%	+1.53%	+4.10	8 / 32
2017	+0.32%	+2.08%	-1.75	18 / 40
2016	+7.71%	+2.54%	+5.17	3 / 49
2015	+8.47%	+2.88%	+5.59	2 / 50
2014	+9.20%	+2.21%	+6.99	2 / 50
2013	+9.39%	+2.22%	+7.17	2 / 51
2012	+9.75%	+2.94%	+6.82	4 / 58
2011	+9.16%	-4.13%	+13.28	4 / 67
2010	+3.38%	-2.87%	+6.24	18 / 68

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.60%

128 windows

min -1.0% · max 10.0%

95% positive

3-Year rolling

+7.02%

105 windows

min 3.6% · max 9.6%

100% positive

5-Year rolling

+7.21%

81 windows

min 4.8% · max 9.2%

100% positive

7-Year rolling

+7.16%

55 windows

min 6.0% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.74%

3-year · annualised

Sharpe ratio

-1.48

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Mar 2020 → Mar 2020

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
3 Nov 2020	₹2,024.9938
2 Nov 2020	₹2,001.1287
1 Nov 2020	₹2,000.8412
30 Oct 2020	₹2,000.2505
29 Oct 2020	₹1,999.9551
28 Oct 2020	₹1,999.6598
27 Oct 2020	₹1,999.3727
26 Oct 2020	₹1,999.0856
25 Oct 2020	₹1,998.7972
22 Oct 2020	₹1,997.9088

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Liquid Fund S I Growth Plan is a Liquid from Taurus (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Liquid Fund S I Growth Plan has NAV history starting from 15 Apr 2009, a track record of about 17 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Liquid Fund S I Growth Plan is managed by Taurus. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Liquid Fund S I Growth Plan has delivered a absolute return of 5.52% — +10.9 pp ahead of the Liquid category average of -5.38%. The fund ranks #16 of 84 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Taurus Liquid Fund S I Growth Plan has delivered a CAGR of 5.53% — +11.91 pp ahead of the Liquid category average of -6.38%. The fund ranks #17 of 85 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Taurus Liquid Fund S I Growth Plan has delivered a CAGR of 4.98% — +9.39 pp ahead of the Liquid category average of -4.41%. The fund ranks #19 of 61 in its category — the second (Q2) quartile.

₹1 lakh invested in Taurus Liquid Fund S I Growth Plan exactly 10 years ago would be worth approximately ₹198,000 today — a multiplier of 1.98×, based on the 10-year CAGR of 7.07%. The category average over the same window would have grown ₹1 lakh to ₹100,791.

A ₹10,000 monthly SIP in Taurus Liquid Fund S I Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹684,314 today. That's an XIRR (money-weighted annualised return) of 5.19%.

A ₹10,000 monthly SIP for 10 years in Taurus Liquid Fund S I Growth Plan = ₹1,200,000 invested. It would currently be worth ₹1,648,572 (multiplier 1.37×). XIRR: 6.18%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Taurus Liquid Fund S I Growth Plan ranks #19 out of 61 funds in the Liquid category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -4.41%; this fund delivered 4.98%.

The worst peak-to-trough decline Taurus Liquid Fund S I Growth Plan has experienced over the last 5-year window is 7.22% — its NAV fell from a high on 21 Feb 2017 to a low on 22 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Liquid Fund S I Growth Plan averaged 7.21% (best 9.21%, worst 4.78%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.45 — negative risk-adjusted performance.

In calendar year 2019, Taurus Liquid Fund S I Growth Plan returned 5.26% — beating the Liquid category average of 2.92% by 2.34 pp. It ranked #7 of 24 in its category that year.

Taurus Liquid Fund S I Growth Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Liquid Fund S I Growth Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.2%. 5-year CAGR: 4.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Taurus Liquid Fund S I Growth Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

More from Taurus