Should I invest in Taurus Liquid Fund?

We don't give personal investment advice. Taurus Liquid Fund-Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.2%. 5-year CAGR: 0.25%.

Taurus

Taurus Liquid Fund-Dividend

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 21 Feb 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹1,013.9743

As of

3 Nov 2020

4,571 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.19%	-0.84%	+2.03	1 / 117	Q1
1W	+1.27%	-1.30%	+2.57	2 / 116	Q1
2W	+1.27%	-1.26%	+2.53	2 / 116	Q1
1M	+1.27%	-1.18%	+2.45	2 / 115	Q1
3M	+1.27%	-0.77%	+2.04	34 / 115	Q2
6M	+1.27%	-0.25%	+1.52	45 / 116	Q2
YTD	+1.27%	-0.28%	+1.55	43 / 116	Q2
1Y	+1.27%	+0.81%	+0.47	45 / 115	Q2
2Y	+0.63%	+1.09%	-0.45	45 / 111	Q2
3Y	+0.94%	+1.15%	-0.21	43 / 101	Q2
4Y	+0.32%	+1.01%	-0.69	38 / 92	Q2
5Y	+0.25%	+0.76%	-0.51	34 / 84	Q2
7Y	+0.18%	+0.50%	-0.32	30 / 78	Q2
10Y	+0.13%	+0.67%	-0.54	30 / 71	Q2
Inception	+0.09%	+1.27%	-1.18	60 / 114	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+1.27%	+0.34%	+0.93	35 / 87
2019	+0.00%	+2.59%	-2.59	46 / 87
2018	+0.71%	+2.60%	-1.89	37 / 88
2017	-0.72%	+2.32%	-3.03	85 / 85
2016	+0.00%	+2.45%	-2.45	34 / 64
2015	+0.00%	+2.28%	-2.28	10 / 17
2014	+0.00%	+2.09%	-2.09	10 / 16
2013	+0.00%	+2.30%	-2.30	12 / 16
2012	+0.00%	-1.05%	+1.05	13 / 18
2011	+0.00%	+3.35%	-3.35	13 / 14
2010	+0.01%	+1.97%	-1.96	9 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

161 windows

min -7.2% · max 7.4%

52% positive

3-Year rolling

0.00%

137 windows

min -2.5% · max 2.5%

69% positive

5-Year rolling

-0.07%

112 windows

min -1.5% · max 0.3%

85% positive

7-Year rolling

-0.07%

88 windows

min -1.1% · max 0.2%

80% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.82%

3-year · annualised

Sharpe ratio

-6.80

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.03%

Mar 2019 → Apr 2019

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund-Dividend - Daily	HDFC	₹1,019.8200	3 Jun 2026
NIPPON INDIA LIQUID FUND - QUARTERLY IDCW OPTION	Nippon India	₹1,017.6155	3 Jun 2026
ICICI Prudential Liquid Fund - IDCW Others	ICICI Prudential	₹189.7289	3 Jun 2026
Invesco India Liquid Fund - Unclaimed Dividend Plan - Above 3 Years	Invesco	₹1,000.0000	3 Jun 2026
BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years	Bandhan	₹1.7935	3 Jun 2026
Quantum Liquid Fund - Unclaimed IDCW Plan Above 3 years	Quantum	₹10.0000	3 Jun 2026
Motilal Oswal Liquid Fund - Unclaimed Dividend - Greater than 3 years	Motilal Oswal	₹10.0000	3 Jun 2026
Templeton India Treasury Management - Institution-Daily	Franklin Templeton	₹1,000.0000	3 Jun 2026
Mirae Asset Cash Management Fund - Daily Dividend	Mirae Asset	₹1,066.4347	3 Jun 2026
HSBC Liquid Fund - IDCW	HSBC	₹1,019.3000	3 Jun 2026

Recent NAVs

Date	NAV
3 Nov 2020	₹1,013.9743
2 Nov 2020	₹1,002.0183
1 Nov 2020	₹1,001.8687
30 Oct 2020	₹1,001.5626
29 Oct 2020	₹1,001.2572
28 Oct 2020	₹1,001.2572
27 Oct 2020	₹1,001.2572
26 Oct 2020	₹1,001.2572
25 Oct 2020	₹1,001.2572
22 Oct 2020	₹1,001.2572

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Nov 2020, the NAV of Taurus Liquid Fund-Dividend is ₹1,013.9743. It's a Liquid Fund from Taurus, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Taurus Liquid Fund-Dividend has NAV history starting from 04 Sep 2006, a track record of about 19 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Liquid Fund-Dividend is managed by Taurus. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Liquid Fund-Dividend has delivered a absolute return of 1.27% — +0.47 pp ahead of the Liquid Fund category average of 0.81%. The fund ranks #45 of 115 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Taurus Liquid Fund-Dividend has delivered a CAGR of 0.94% — -0.21 pp behind the Liquid Fund category average of 1.15%. The fund ranks #43 of 101 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Taurus Liquid Fund-Dividend has delivered a CAGR of 0.25% — -0.51 pp behind the Liquid Fund category average of 0.76%. The fund ranks #34 of 84 in its category — the second (Q2) quartile.

₹1 lakh invested in Taurus Liquid Fund-Dividend exactly 10 years ago would be worth approximately ₹101,274 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.13%. The category average over the same window would have grown ₹1 lakh to ₹106,873.

A ₹10,000 monthly SIP in Taurus Liquid Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹612,091 today. That's an XIRR (money-weighted annualised return) of 0.78%.

A ₹10,000 monthly SIP for 10 years in Taurus Liquid Fund-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,219,736 (multiplier 1.02×). XIRR: 0.32%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Taurus Liquid Fund-Dividend ranks #34 out of 84 funds in the Liquid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 0.76%; this fund delivered 0.25%.

The worst peak-to-trough decline Taurus Liquid Fund-Dividend has experienced over the last 5-year window is 7.22% — its NAV fell from a high on 19 Feb 2017 to a low on 22 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Liquid Fund-Dividend averaged -0.07% (best 0.25%, worst -1.49%). 85% of rolling windows ended positive. The 5-year Sharpe ratio is -1.77 — negative risk-adjusted performance.

In calendar year 2019, Taurus Liquid Fund-Dividend returned 0.00% — lagging the Liquid Fund category average of 2.59% by 2.59 pp. It ranked #46 of 87 in its category that year.

Taurus Liquid Fund-Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Liquid Fund-Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.2%. 5-year CAGR: 0.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.