Should I invest in Taurus Income Fund?

We don't give personal investment advice. Taurus Income Fund-Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.1%. 5-year CAGR: -0.45%.

Taurus

Taurus Income Fund-Dividend

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 26 Apr 2010. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-9.99%	+9.99	317 / 1129	Q2
1W	+0.10%	-13.04%	+13.14	233 / 1151	Q1
2W	+0.21%	-13.18%	+13.39	205 / 1149	Q1
1M	+0.41%	-13.26%	+13.67	227 / 1137	Q1
3M	+1.28%	-13.15%	+14.43	234 / 1116	Q1
6M	+2.59%	-15.45%	+18.05	303 / 906	Q2
YTD	+1.70%	-15.77%	+17.48	270 / 952	Q2
1Y	+9.16%	-13.09%	+22.25	130 / 820	Q1
2Y	-1.14%	-12.72%	+11.58	343 / 446	Q4
3Y	-0.79%	-11.01%	+10.21	301 / 385	Q4
4Y	-0.57%	-6.52%	+5.95	274 / 339	Q4
5Y	-0.45%	-7.36%	+6.92	256 / 314	Q4
7Y	-0.35%	+2.53%	-2.88	217 / 234	Q4
10Y	+0.38%	+3.14%	-2.76	77 / 101	Q4
Inception	+1.24%	-13.63%	+14.88	395 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+1.70%	+1.30%	+0.41	25 / 90
2017	-3.96%	+1.63%	-5.59	130 / 137
2016	-0.07%	+3.02%	-3.09	154 / 181
2015	-0.04%	+2.22%	-2.27	171 / 216
2014	-0.01%	+5.51%	-5.52	199 / 240
2013	-0.01%	-1.95%	+1.95	179 / 276
2012	-0.18%	+1.38%	-1.56	262 / 295
2011	+0.13%	-3.16%	+3.29	165 / 317
2010	+1.41%	-5.78%	+7.19	164 / 377
2009	+1.57%	-12.86%	+14.43	306 / 713
2008	+5.27%	-2.02%	+7.29	97 / 380

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.92%

136 windows

min -11.2% · max 9.2%

63% positive

3-Year rolling

+0.70%

111 windows

min -3.9% · max 5.4%

58% positive

5-Year rolling

+0.61%

87 windows

min -2.4% · max 3.5%

66% positive

7-Year rolling

+0.63%

63 windows

min -1.5% · max 2.5%

76% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.96%

3-year · annualised

Sharpe ratio

-1.01

vs risk-free 6.5%

Sortino ratio

-1.08

Downside-only deviation

Max drawdown

-11.83%

Feb 2016 → Feb 2017

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
2 May 2018	₹1,496.2180
27 Apr 2018	₹1,495.2122
26 Apr 2018	₹1,494.8632
25 Apr 2018	₹1,494.6505
24 Apr 2018	₹1,494.4378
23 Apr 2018	₹1,494.2241
20 Apr 2018	₹1,493.5739
19 Apr 2018	₹1,493.3562
18 Apr 2018	₹1,493.1454
17 Apr 2018	₹1,492.9355

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Taurus Income Fund-Dividend is a Income from Taurus (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Taurus Income Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Taurus Income Fund-Dividend is managed by Taurus. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Taurus Income Fund-Dividend has delivered a absolute return of 9.16% — +22.25 pp ahead of the Income category average of -13.09%. The fund ranks #130 of 820 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Taurus Income Fund-Dividend has delivered a CAGR of -0.79% — +10.21 pp ahead of the Income category average of -11.01%. The fund ranks #301 of 385 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Taurus Income Fund-Dividend has delivered a CAGR of -0.45% — +6.92 pp ahead of the Income category average of -7.36%. The fund ranks #256 of 314 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Taurus Income Fund-Dividend exactly 10 years ago would be worth approximately ₹103,908 today — a multiplier of 1.04×, based on the 10-year CAGR of 0.38%. The category average over the same window would have grown ₹1 lakh to ₹136,244.

A ₹10,000 monthly SIP in Taurus Income Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹596,122 today. That's an XIRR (money-weighted annualised return) of -0.26%.

A ₹10,000 monthly SIP for 10 years in Taurus Income Fund-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,189,857 (multiplier 0.99×). XIRR: -0.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Taurus Income Fund-Dividend ranks #256 out of 314 funds in the Income category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -7.36%; this fund delivered -0.45%.

The worst peak-to-trough decline Taurus Income Fund-Dividend has experienced over the last 5-year window is 12.07% — its NAV fell from a high on 20 Sep 2013 to a low on 22 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Taurus Income Fund-Dividend averaged 0.61% (best 3.51%, worst -2.38%). 66% of rolling windows ended positive. The 5-year Sharpe ratio is -1.26 — negative risk-adjusted performance.

In calendar year 2017, Taurus Income Fund-Dividend returned -3.96% — lagging the Income category average of 1.63% by 5.59 pp. It ranked #130 of 137 in its category that year.

Taurus Income Fund-Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Taurus Income Fund-Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.1%. 5-year CAGR: -0.45%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.