Should I invest in Tata Treasury Advantage Fund?

We don't give personal investment advice. Tata Treasury Advantage Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 6.27%.

Tata

Tata Treasury Advantage Fund - Direct Plan - Growth Option

Latest NAV

₹4,262.7304

As of

3 Jun 2026

3,237 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.04%	-0.01	22 / 27	Q4
1W	+0.23%	-6.69%	+6.92	5 / 29	Q1
2W	+0.24%	-3.38%	+3.61	4 / 28	Q1
1M	+0.26%	-3.36%	+3.61	3 / 28	Q1
3M	+1.16%	-2.48%	+3.64	8 / 28	Q2
6M	+2.51%	-1.41%	+3.92	8 / 26	Q2
YTD	+2.10%	-1.76%	+3.86	7 / 26	Q2
1Y	+5.77%	+2.16%	+3.61	19 / 26	Q3
2Y	+7.04%	+7.51%	-0.47	17 / 22	Q4
3Y	+7.14%	+7.30%	-0.16	17 / 22	Q4
4Y	+6.97%	+7.15%	-0.18	16 / 21	Q4
5Y	+6.27%	+6.52%	-0.25	14 / 19	Q3
7Y	+6.25%	+6.80%	-0.55	18 / 19	Q4
10Y	+6.26%	+6.84%	-0.58	15 / 16	Q4
Inception	+6.99%	+6.75%	+0.24	17 / 27	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.10%	+2.03%	+0.07	6 / 24
2025	+7.50%	+7.72%	-0.22	17 / 21
2024	+7.78%	+7.84%	-0.06	14 / 21
2023	+7.22%	+2.49%	+4.73	18 / 22
2022	+4.38%	+4.67%	-0.29	17 / 20
2021	+3.86%	+4.92%	-1.06	11 / 19
2020	+7.63%	+8.39%	-0.76	9 / 19
2019	+2.31%	+6.00%	-3.69	17 / 19
2018	+7.65%	+7.58%	+0.08	5 / 18
2017	+7.07%	+7.15%	-0.08	9 / 17
2016	+8.65%	+8.94%	-0.29	13 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.00%

152 windows

min 1.7% · max 10.2%

100% positive

3-Year rolling

+6.68%

127 windows

min 3.9% · max 9.4%

100% positive

5-Year rolling

+6.41%

103 windows

min 5.0% · max 8.6%

100% positive

7-Year rolling

+6.33%

79 windows

min 5.6% · max 7.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.51%

3-year · annualised

Sharpe ratio

0.82

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.20%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Low Duration Fund - Direct Plan - Growth	HDFC	₹66.0831	3 Jun 2026
Nippon India Low Duration Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹2,435.0222	3 Jun 2026
SBI LOW DURATION FUND - DIRECT PLAN - GROWTH	SBI	₹3,823.4491	3 Jun 2026
ICICI Prudential Savings Fund - Direct Plan - Growth	ICICI Prudential	₹582.0493	3 Jun 2026
Invesco India Low Duration Fund - Direct Plan - Growth	Invesco	₹4,151.8993	3 Jun 2026
BANDHAN Low Duration Fund-Direct Plan-Growth	Bandhan	₹41.6070	3 Jun 2026
Aditya Birla Sun Life Low duration Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹766.7485	3 Jun 2026
Franklin India Low Duration Fund-Direct-Growth	Franklin India	₹10.9204	3 Jun 2026
Mirae Asset Low Duration Fund - Direct Plan - Growth	Mirae Asset	₹2,594.0785	3 Jun 2026
Kotak Low Duration Fund- Direct Plan- Growth Option	Kotak	₹3,846.2911	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹4,262.7304
2 Jun 2026	₹4,261.9014
1 Jun 2026	₹4,260.7023
29 May 2026	₹4,257.7295
27 May 2026	₹4,253.6530
26 May 2026	₹4,252.0255
25 May 2026	₹4,251.7897
22 May 2026	₹4,248.3336
21 May 2026	₹4,247.1686
20 May 2026	₹4,249.9961

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Treasury Advantage Fund - Direct Plan - Growth Option is ₹4,262.7304. It's a Low Duration Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Treasury Advantage Fund - Direct Plan - Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Treasury Advantage Fund - Direct Plan - Growth Option is managed by Tata. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Treasury Advantage Fund - Direct Plan - Growth Option has delivered a absolute return of 5.77% — +3.61 pp ahead of the Low Duration Fund category average of 2.16%. The fund ranks #19 of 26 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Treasury Advantage Fund - Direct Plan - Growth Option has delivered a CAGR of 7.14% — -0.16 pp behind the Low Duration Fund category average of 7.30%. The fund ranks #17 of 22 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Treasury Advantage Fund - Direct Plan - Growth Option has delivered a CAGR of 6.27% — -0.25 pp behind the Low Duration Fund category average of 6.52%. The fund ranks #14 of 19 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Treasury Advantage Fund - Direct Plan - Growth Option exactly 10 years ago would be worth approximately ₹183,540 today — a multiplier of 1.84×, based on the 10-year CAGR of 6.26%. The category average over the same window would have grown ₹1 lakh to ₹193,835.

A ₹10,000 monthly SIP in Tata Treasury Advantage Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹712,488 today. That's an XIRR (money-weighted annualised return) of 6.80%.

A ₹10,000 monthly SIP for 10 years in Tata Treasury Advantage Fund - Direct Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,651,284 (multiplier 1.38×). XIRR: 6.21%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Treasury Advantage Fund - Direct Plan - Growth Option ranks #14 out of 19 funds in the Low Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.52%; this fund delivered 6.27%.

The worst peak-to-trough decline Tata Treasury Advantage Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 0.48% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Treasury Advantage Fund - Direct Plan - Growth Option averaged 6.41% (best 8.65%, worst 5.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.62 — negative risk-adjusted performance.

In calendar year 2025, Tata Treasury Advantage Fund - Direct Plan - Growth Option returned 7.50% — lagging the Low Duration Fund category average of 7.72% by 0.22 pp. It ranked #17 of 21 in its category that year.

Tata Treasury Advantage Fund - Direct Plan - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Treasury Advantage Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 6.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Treasury Advantage Fund - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

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