Should I invest in Tata S&P BSE Sensex Index Fund?

We don't give personal investment advice. Tata S&P BSE Sensex Index Fund -Regular Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.3%. 5-year CAGR: 8.12%.

Tata

Tata S&P BSE Sensex Index Fund -Regular Plan

Latest NAV

₹191.8373

As of

24 Jul 2026

5,000 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.35%	-0.22%	-0.14	50 / 77	Q3
1W	-2.60%	-1.26%	-1.33	70 / 77	Q4
2W	-1.85%	-1.05%	-0.80	62 / 77	Q4
1M	-1.08%	-0.37%	-0.70	63 / 74	Q4
3M	-0.30%	+1.28%	-1.59	54 / 62	Q4
6M	-6.41%	-0.22%	-6.19	55 / 62	Q4
YTD	-10.43%	-3.35%	-7.08	54 / 61	Q4
1Y	-7.01%	+0.16%	-7.17	57 / 61	Q4
2Y	-2.08%	+1.79%	-3.87	48 / 54	Q4
3Y	+5.21%	+9.29%	-4.07	48 / 52	Q4
4Y	+8.65%	+10.96%	-2.31	30 / 36	Q4
5Y	+8.12%	+8.95%	-0.83	21 / 24	Q4
7Y	+10.82%	+11.49%	-0.68	19 / 23	Q4
10Y	+10.91%	+10.88%	+0.03	16 / 22	Q3
Inception	+9.74%	+7.35%	+2.39	27 / 77	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.43%	-3.35%	-7.08	54 / 61
2025	+9.24%	+7.96%	+1.28	25 / 57
2024	+8.68%	+12.60%	-3.92	39 / 52
2023	+18.92%	+21.36%	-2.44	32 / 46
2022	+5.17%	+3.06%	+2.11	7 / 30
2021	+21.14%	+23.37%	-2.23	22 / 23
2020	+15.45%	+15.15%	+0.29	7 / 23
2019	+14.36%	+11.82%	+2.54	2 / 23
2018	+7.49%	+4.05%	+3.44	1 / 22
2017	+27.38%	+27.94%	-0.56	14 / 22
2016	+2.31%	+2.43%	-0.12	15 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.09%

236 windows

min -56.3% · max 98.4%

78% positive

3-Year rolling

+10.77%

211 windows

min -3.3% · max 28.3%

98% positive

5-Year rolling

+10.76%

187 windows

min -1.4% · max 22.3%

98% positive

7-Year rolling

+10.66%

163 windows

min 3.9% · max 16.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.90%

3-year · annualised

Sharpe ratio

-0.08

vs risk-free 6.5%

Sortino ratio

-0.11

Downside-only deviation

Max drawdown

-16.24%

Jan 2026 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Growth Plan	HDFC	₹709.2343	24 Jul 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹38.9168	24 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹25.0502	24 Jul 2026
Franklin India Index Fund- NSE Nifty 50 Index Fund - Growth	Franklin Templeton	₹192.7160	24 Jul 2026
UTI Nifty 50 Index Fund - Regular Plan - Growth Option	UTI	₹164.6629	24 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Regular Plan	Birla Sun Life	₹242.0041	24 Jul 2026
LIC MF BSE Sensex Index Fund-Regular Plan-Growth	LIC	₹142.4540	24 Jul 2026
Tata Nifty 50 Index Fund -Regular Plan	Tata	₹148.4852	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹191.8373
23 Jul 2026	₹192.5180
22 Jul 2026	₹193.4342
21 Jul 2026	₹195.2320
20 Jul 2026	₹195.8336
17 Jul 2026	₹196.9551
16 Jul 2026	₹194.5004
15 Jul 2026	₹194.5001
14 Jul 2026	₹194.1500
13 Jul 2026	₹195.5624

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Tata S&P BSE Sensex Index Fund -Regular Plan is ₹191.8373. It's a Index Fund from Tata, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Tata S&P BSE Sensex Index Fund -Regular Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata S&P BSE Sensex Index Fund -Regular Plan is managed by Tata. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata S&P BSE Sensex Index Fund -Regular Plan has delivered a absolute return of -7.01% — -7.17 pp behind the Index Fund category average of 0.16%. The fund ranks #57 of 61 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata S&P BSE Sensex Index Fund -Regular Plan has delivered a CAGR of 5.21% — -4.07 pp behind the Index Fund category average of 9.29%. The fund ranks #48 of 52 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata S&P BSE Sensex Index Fund -Regular Plan has delivered a CAGR of 8.12% — -0.83 pp behind the Index Fund category average of 8.95%. The fund ranks #21 of 24 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata S&P BSE Sensex Index Fund -Regular Plan exactly 10 years ago would be worth approximately ₹281,709 today — a multiplier of 2.82×, based on the 10-year CAGR of 10.91%. The category average over the same window would have grown ₹1 lakh to ₹280,953.

A ₹10,000 monthly SIP in Tata S&P BSE Sensex Index Fund -Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹683,876 today. That's an XIRR (money-weighted annualised return) of 5.17%.

A ₹10,000 monthly SIP for 10 years in Tata S&P BSE Sensex Index Fund -Regular Plan = ₹1,200,000 invested. It would currently be worth ₹2,019,586 (multiplier 1.68×). XIRR: 10.04%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata S&P BSE Sensex Index Fund -Regular Plan ranks #21 out of 24 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.95%; this fund delivered 8.12%.

The worst peak-to-trough decline Tata S&P BSE Sensex Index Fund -Regular Plan has experienced over the last 5-year window is 16.28% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata S&P BSE Sensex Index Fund -Regular Plan averaged 10.76% (best 22.33%, worst -1.45%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2025, Tata S&P BSE Sensex Index Fund -Regular Plan returned 9.24% — beating the Index Fund category average of 7.96% by 1.28 pp. It ranked #25 of 57 in its category that year.

Tata S&P BSE Sensex Index Fund -Regular Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata S&P BSE Sensex Index Fund -Regular Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.3%. 5-year CAGR: 8.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.