Should I invest in Tata Nifty G-Sec Dec 2029 Index Fund?

We don't give personal investment advice. Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Tata

Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout

Latest NAV

₹12.9050

As of

17 Jul 2026

844 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.01%	+0.04	129 / 246	Q3
1W	+0.08%	-0.36%	+0.44	111 / 246	Q2
2W	+0.20%	-0.04%	+0.24	100 / 246	Q2
1M	+0.50%	+0.57%	-0.07	164 / 246	Q3
3M	+1.60%	+1.95%	-0.35	131 / 246	Q3
6M	+2.45%	+0.95%	+1.50	130 / 239	Q3
YTD	+2.68%	+0.07%	+2.61	105 / 238	Q2
1Y	+4.86%	+1.45%	+3.42	84 / 227	Q2
2Y	+7.40%	+2.12%	+5.28	12 / 157	Q1
3Y	+7.33%	+9.02%	-1.69	52 / 116	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.57%	+6.50%	+1.07	92 / 246	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.68%	+0.11%	+2.57	104 / 236
2025	+8.29%	+4.47%	+3.82	42 / 185
2024	+8.26%	+12.46%	-4.19	69 / 122
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.00%

31 windows

min 3.6% · max 11.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.56%

7 windows

min 6.9% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.81%

3-year · annualised

Sharpe ratio

0.36

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.11%

Feb 2026 → Apr 2026

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY Reality Index Fund - Regular Plan	HDFC	₹10.1818	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8037	17 Jul 2026
SBI BSE PSU BANK INDEX FUND- Regular Plan- Income Distribution Cum Capital Withdrawal Option (IDCW)	SBI	₹13.3550	17 Jul 2026
Invesco India Nifty G-sec Jul 2027 Index Fund - Regular Plan - IDCW Payout	Invesco	₹1,263.6515	17 Jul 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - REGULAR IDCW	Bandhan	₹10.4128	17 Jul 2026
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund-Regular IDCW Payout	Aditya Birla Sun Life	₹10.5539	17 Jul 2026
Motilal Oswal BSE Enhanced Value Index Fund-Regular plan	Motilal Oswal	₹26.8929	17 Jul 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Regular Plan - IDCW	Mirae Asset	₹13.3448	17 Jul 2026
Kotak BSE Housing Index Fund - Regular Plan - IDCW Option	Kotak	₹13.2470	17 Jul 2026
Edelweiss BSE Internet Economy Index Fund - Regular Plan - IDCW	Edelweiss	₹10.8924	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹12.9050
16 Jul 2026	₹12.9010
15 Jul 2026	₹12.8925
14 Jul 2026	₹12.8857
13 Jul 2026	₹12.8969
10 Jul 2026	₹12.8950
9 Jul 2026	₹12.8828
8 Jul 2026	₹12.8796
7 Jul 2026	₹12.8957
6 Jul 2026	₹12.8933

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout is ₹12.9050. It's a Index Fund from Tata, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout has NAV history starting from 18 Jan 2023, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout is managed by Tata. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout has delivered a absolute return of 4.86% — +3.42 pp ahead of the Index Fund category average of 1.45%. The fund ranks #84 of 227 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout has delivered a CAGR of 7.33% — -1.69 pp behind the Index Fund category average of 9.02%. The fund ranks #52 of 116 in its category — the second (Q2) quartile.

Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout exactly 3 years ago would be worth approximately ₹123,657 today — a multiplier of 1.24×, based on the 3-year CAGR of 7.33%. The category average over the same window would have grown ₹1 lakh to ₹129,583.

A ₹10,000 monthly SIP in Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout over the last 3 years — total invested ₹360,000 — would be worth ₹400,826 today. That's an XIRR (money-weighted annualised return) of 7.10%.

Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹400,826 — XIRR 7.10%.

On a 3-year basis, Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout ranks #52 out of 116 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.02%; this fund delivered 7.33%.

The worst peak-to-trough decline Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout has experienced over the last 3-year window is 1.11% — its NAV fell from a high on 27 Feb 2026 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout averaged 7.56% (best 8.17%, worst 6.88%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout returned 8.29% — beating the Index Fund category average of 4.47% by 3.82 pp. It ranked #42 of 185 in its category that year.

Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Nifty G-Sec Dec 2029 Index Fund - Regular Plan - IDCW Payout is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.