Should I invest in Tata Multi Asset Allocation Fund?

We don't give personal investment advice. Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.5%. 5-year CAGR: 12.26%.

Tata

Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment

Latest NAV

₹24.9688

As of

2 Jun 2026

1,532 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.22%	-0.14	20 / 26	Q4
1W	-0.97%	-1.00%	+0.04	12 / 26	Q2
2W	+0.19%	-0.36%	+0.54	5 / 26	Q1
1M	-0.04%	+0.04%	-0.08	15 / 26	Q3
3M	-0.50%	-2.68%	+2.18	6 / 24	Q1
6M	-0.58%	+0.10%	-0.68	14 / 24	Q3
YTD	-2.46%	-1.63%	-0.83	14 / 24	Q3
1Y	+8.02%	+8.90%	-0.88	13 / 20	Q3
2Y	+7.30%	+7.45%	-0.15	11 / 16	Q3
3Y	+13.89%	+9.62%	+4.27	2 / 6	Q2
4Y	+13.51%	+9.41%	+4.10	2 / 3	Q3
5Y	+12.26%	+8.08%	+4.18	2 / 3	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.70%	+10.22%	+6.48	4 / 26	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.46%	-1.63%	-0.83	14 / 24
2025	+14.65%	+14.74%	-0.09	12 / 18
2024	+14.32%	+12.40%	+1.91	5 / 8
2023	+18.16%	+15.04%	+3.12	3 / 4
2022	+6.93%	-0.19%	+7.11	2 / 3
2021	+22.25%	+19.24%	+3.01	2 / 3
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.04%

64 windows

min 2.5% · max 51.0%

100% positive

3-Year rolling

+15.44%

40 windows

min 10.6% · max 21.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.81%

16 windows

min 12.1% · max 18.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.77%

3-year · annualised

Sharpe ratio

0.79

vs risk-free 6.5%

Sortino ratio

1.29

Downside-only deviation

Max drawdown

-10.46%

Jan 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
Invesco India Multi Asset Allocation Fund - Regular Plan - IDCW	Invesco	₹12.2200	3 Jun 2026
Bandhan Multi Asset Allocation Fund - Regular Plan - IDCW	Bandhan	₹13.1608	2 Jun 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Regular IDCW	Aditya Birla Sun Life	₹13.8429	3 Jun 2026
Mirae Asset Multi Asset Allocation Fund - Regular Plan - IDCW	Mirae Asset	₹13.2040	3 Jun 2026
Kotak Multi Asset Active FOF - Regular- IDCW	Kotak	₹10.0620	2 Jun 2026
Edelweiss Multi Asset Allocation Fund - Regular Plan - IDCW Option	Edelweiss	₹12.2505	3 Jun 2026
DSP Multi Asset Allocation Fund - Regular - IDCW	DSP	₹14.5404	2 Jun 2026
HSBC Multi Asset Allocation Fund - Regular - IDCW	HSBC	₹12.5071	3 Jun 2026
Baroda BNP Paribas Multi Asset Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹13.9195	3 Jun 2026
Canara Robeco Multi Asset Allocation Fund - Regular Plan - IDCW	Canara Robeco	₹10.6900	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹24.9688
1 Jun 2026	₹24.9507
29 May 2026	₹25.1364
27 May 2026	₹25.2796
26 May 2026	₹25.2126
25 May 2026	₹25.2273
22 May 2026	₹25.0049
21 May 2026	₹24.9619
20 May 2026	₹24.9550
19 May 2026	₹24.9220

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment is ₹24.9688. It's a Multi Asset Allocation Fund from Tata, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment has NAV history starting from 12 Mar 2020, a track record of about 6 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment is managed by Tata. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment has delivered a absolute return of 8.02% — -0.88 pp behind the Multi Asset Allocation Fund category average of 8.90%. The fund ranks #13 of 20 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment has delivered a CAGR of 13.89% — +4.27 pp ahead of the Multi Asset Allocation Fund category average of 9.62%. The fund ranks #2 of 6 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment has delivered a CAGR of 12.26% — +4.18 pp ahead of the Multi Asset Allocation Fund category average of 8.08%. The fund ranks #2 of 3 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment exactly 5 years ago would be worth approximately ₹178,267 today — a multiplier of 1.78×, based on the 5-year CAGR of 12.26%. The category average over the same window would have grown ₹1 lakh to ₹147,485.

A ₹10,000 monthly SIP in Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹806,264 today. That's an XIRR (money-weighted annualised return) of 11.76%.

Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹806,264 — XIRR 11.76%.

On a 5-year basis, Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment ranks #2 out of 3 funds in the Multi Asset Allocation Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.08%; this fund delivered 12.26%.

The worst peak-to-trough decline Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment has experienced over the last 5-year window is 10.46% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment averaged 15.81% (best 18.70%, worst 12.08%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.65 — reasonable risk-adjusted performance.

In calendar year 2025, Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment returned 14.65% — lagging the Multi Asset Allocation Fund category average of 14.74% by 0.09 pp. It ranked #12 of 18 in its category that year.

Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.5%. 5-year CAGR: 12.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Multi Asset Allocation Fund-Regular Plan-Dividend Reinvestment

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Asset Allocation Fund

Recent NAVs

Frequently asked questions

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