Should I invest in Tata Large & Mid Cap Fund?

We don't give personal investment advice. Tata Large & Mid Cap Fund- Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.0%. 5-year CAGR: 10.31%.

Tata

Tata Large & Mid Cap Fund- Regular Plan - Growth Option

Latest NAV

₹496.0361

As of

24 Jul 2026

5,000 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	-0.17%	-0.06	17 / 34	Q2
1W	-1.79%	-1.58%	-0.22	21 / 34	Q3
2W	-1.74%	-1.78%	+0.04	18 / 34	Q3
1M	-0.45%	-0.60%	+0.15	14 / 34	Q2
3M	+3.68%	+2.72%	+0.96	8 / 32	Q1
6M	+1.44%	+3.11%	-1.67	25 / 32	Q4
YTD	-5.57%	-2.55%	-3.02	27 / 32	Q4
1Y	-7.53%	-1.22%	-6.30	29 / 32	Q4
2Y	-2.50%	-0.09%	-2.41	24 / 32	Q3
3Y	+7.28%	+12.08%	-4.80	24 / 32	Q3
4Y	+11.43%	+13.64%	-2.22	24 / 32	Q3
5Y	+10.31%	+11.55%	-1.24	23 / 32	Q3
7Y	+13.59%	+14.58%	-0.98	23 / 32	Q3
10Y	+11.97%	+11.20%	+0.77	19 / 32	Q3
Inception	+11.43%	+8.73%	+2.70	14 / 31	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.57%	-2.55%	-3.02	27 / 32
2025	+1.81%	+2.91%	-1.09	21 / 32
2024	+15.08%	+19.92%	-4.84	27 / 32
2023	+22.57%	+27.73%	-5.16	26 / 32
2022	+11.21%	+2.49%	+8.71	5 / 32
2021	+28.29%	+32.49%	-4.20	24 / 32
2020	+15.44%	+13.97%	+1.47	12 / 32
2019	+13.44%	+4.84%	+8.60	1 / 32
2018	-4.73%	-10.87%	+6.14	7 / 32
2017	+30.36%	+31.34%	-0.99	17 / 32
2016	+0.72%	+2.52%	-1.80	23 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.38%

236 windows

min -60.6% · max 119.8%

76% positive

3-Year rolling

+13.36%

211 windows

min -8.7% · max 32.0%

95% positive

5-Year rolling

+13.26%

187 windows

min -3.6% · max 25.9%

98% positive

7-Year rolling

+13.15%

163 windows

min 4.9% · max 22.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.67%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.17

Downside-only deviation

Max drawdown

-23.05%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹340.3490	24 Jul 2026
SBI Large & Midcap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹290.0170	24 Jul 2026
ICICI Prudential Large & Mid Cap Fund - Growth	ICICI Prudential	₹1,021.4400	24 Jul 2026
Franklin India Large & Mid Cap Fund - Growth Plan	Franklin Templeton	₹187.6270	24 Jul 2026
Kotak Large & Midcap Fund - Growth-Regular	Kotak Mahindra	₹347.8510	24 Jul 2026
CANARA ROBECO LARGE AND MID CAP FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹252.2700	24 Jul 2026
UTI Large & Mid Cap Fund - Regular Plan - Growth Option	UTI	₹182.4704	24 Jul 2026
Aditya Birla Sun Life Large & Mid Cap Fund - Regular Growth	Birla Sun Life	₹925.2300	24 Jul 2026
Bandhan Large & Mid Cap Fund - Regular Plan - Growth	IDFC	₹137.6310	24 Jul 2026
BANK OF INDIA Large & Mid Cap Fund Eco Plan- Growth	Bharti AXA	₹101.2500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹496.0361
23 Jul 2026	₹497.1763
22 Jul 2026	₹500.8825
21 Jul 2026	₹506.5425
20 Jul 2026	₹505.4902
17 Jul 2026	₹505.0966
16 Jul 2026	₹502.8236
15 Jul 2026	₹503.4733
14 Jul 2026	₹501.5709
13 Jul 2026	₹504.7244

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Tata Large & Mid Cap Fund- Regular Plan - Growth Option is ₹496.0361. It's a Large & Mid Cap Fund from Tata, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Large & Mid Cap Fund- Regular Plan - Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Large & Mid Cap Fund- Regular Plan - Growth Option is managed by Tata. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Large & Mid Cap Fund- Regular Plan - Growth Option has delivered a absolute return of -7.53% — -6.3 pp behind the Large & Mid Cap Fund category average of -1.22%. The fund ranks #29 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Large & Mid Cap Fund- Regular Plan - Growth Option has delivered a CAGR of 7.28% — -4.8 pp behind the Large & Mid Cap Fund category average of 12.08%. The fund ranks #24 of 32 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Large & Mid Cap Fund- Regular Plan - Growth Option has delivered a CAGR of 10.31% — -1.24 pp behind the Large & Mid Cap Fund category average of 11.55%. The fund ranks #23 of 32 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Large & Mid Cap Fund- Regular Plan - Growth Option exactly 10 years ago would be worth approximately ₹309,629 today — a multiplier of 3.10×, based on the 10-year CAGR of 11.97%. The category average over the same window would have grown ₹1 lakh to ₹289,063.

A ₹10,000 monthly SIP in Tata Large & Mid Cap Fund- Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹728,422 today. That's an XIRR (money-weighted annualised return) of 7.69%.

A ₹10,000 monthly SIP for 10 years in Tata Large & Mid Cap Fund- Regular Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,252,728 (multiplier 1.88×). XIRR: 12.10%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Large & Mid Cap Fund- Regular Plan - Growth Option ranks #23 out of 32 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.55%; this fund delivered 10.31%.

The worst peak-to-trough decline Tata Large & Mid Cap Fund- Regular Plan - Growth Option has experienced over the last 5-year window is 23.05% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Large & Mid Cap Fund- Regular Plan - Growth Option averaged 13.26% (best 25.87%, worst -3.61%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2025, Tata Large & Mid Cap Fund- Regular Plan - Growth Option returned 1.81% — lagging the Large & Mid Cap Fund category average of 2.91% by 1.09 pp. It ranked #21 of 32 in its category that year.

Tata Large & Mid Cap Fund- Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Large & Mid Cap Fund- Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.0%. 5-year CAGR: 10.31%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.