Should I invest in Tata Large Cap Fund Growth Option?

We don't give personal investment advice. Tata Large Cap Fund -Direct Plan Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.1%. 5-year CAGR: 12.34%.

Tata

Tata Large Cap Fund -Direct Plan Growth Option

Latest NAV

₹597.6928

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.92%	+0.69%	+0.23	5 / 36	Q1
1W	+1.03%	+0.30%	+0.73	3 / 36	Q1
2W	+1.08%	+0.37%	+0.71	3 / 36	Q1
1M	+2.59%	+1.62%	+0.97	5 / 36	Q1
3M	+3.09%	+1.64%	+1.44	4 / 36	Q1
6M	+0.12%	-1.66%	+1.78	5 / 35	Q1
YTD	-1.89%	-3.05%	+1.16	5 / 34	Q1
1Y	+3.34%	+0.29%	+3.05	4 / 34	Q1
2Y	+2.05%	+1.50%	+0.55	12 / 33	Q2
3Y	+12.25%	+11.75%	+0.49	13 / 31	Q2
4Y	+14.81%	+14.04%	+0.78	12 / 30	Q2
5Y	+12.34%	+11.71%	+0.63	9 / 28	Q2
7Y	+13.96%	+13.88%	+0.08	12 / 25	Q2
10Y	+12.91%	+12.86%	+0.05	11 / 23	Q2
Inception	+13.36%	+11.69%	+1.67	17 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.89%	-3.05%	+1.16	5 / 34
2025	+9.78%	+8.01%	+1.77	5 / 33
2024	+13.92%	+16.46%	-2.55	24 / 31
2023	+25.34%	+25.03%	+0.31	14 / 31
2022	+4.46%	+3.34%	+1.12	10 / 28
2021	+33.24%	+27.19%	+6.05	3 / 27
2020	+9.10%	+14.50%	-5.40	21 / 25
2019	+12.62%	+11.93%	+0.69	11 / 24
2018	-1.60%	+0.35%	-1.96	18 / 24
2017	+30.59%	+31.41%	-0.82	12 / 23
2016	+4.26%	+4.58%	-0.31	12 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.74%

153 windows

min -25.6% · max 62.4%

85% positive

3-Year rolling

+14.26%

129 windows

min -3.1% · max 30.2%

97% positive

5-Year rolling

+13.88%

105 windows

min 1.7% · max 25.7%

100% positive

7-Year rolling

+13.20%

80 windows

min 7.5% · max 16.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.17%

3-year · annualised

Sharpe ratio

0.48

vs risk-free 6.5%

Sortino ratio

0.82

Downside-only deviation

Max drawdown

-15.89%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,239.1080	17 Jul 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹101.8020	17 Jul 2026
SBI Large Cap FUND-DIRECT PLAN -GROWTH	SBI	₹105.1850	17 Jul 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - Growth	ICICI Prudential	₹120.5600	17 Jul 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹87.2600	17 Jul 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹90.9120	17 Jul 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹17.1312	17 Jul 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹578.0500	17 Jul 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹14.1993	17 Jul 2026
Franklin India Large Cap Fund- Direct - Growth	Franklin India	₹1,134.2035	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹597.6928
16 Jul 2026	₹592.2483
15 Jul 2026	₹591.9548
14 Jul 2026	₹589.9950
13 Jul 2026	₹592.7831
10 Jul 2026	₹591.6256
9 Jul 2026	₹584.7569
8 Jul 2026	₹581.6948
7 Jul 2026	₹593.2453
6 Jul 2026	₹593.4945

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Large Cap Fund -Direct Plan Growth Option is ₹597.6928. It's a Large Cap Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Large Cap Fund -Direct Plan Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Large Cap Fund -Direct Plan Growth Option is managed by Tata. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Large Cap Fund -Direct Plan Growth Option has delivered a absolute return of 3.34% — +3.05 pp ahead of the Large Cap Fund category average of 0.29%. The fund ranks #4 of 34 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Tata Large Cap Fund -Direct Plan Growth Option has delivered a CAGR of 12.25% — +0.49 pp ahead of the Large Cap Fund category average of 11.75%. The fund ranks #13 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Tata Large Cap Fund -Direct Plan Growth Option has delivered a CAGR of 12.34% — +0.63 pp ahead of the Large Cap Fund category average of 11.71%. The fund ranks #9 of 28 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Large Cap Fund -Direct Plan Growth Option exactly 10 years ago would be worth approximately ₹336,661 today — a multiplier of 3.37×, based on the 10-year CAGR of 12.91%. The category average over the same window would have grown ₹1 lakh to ₹335,257.

A ₹10,000 monthly SIP in Tata Large Cap Fund -Direct Plan Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹794,851 today. That's an XIRR (money-weighted annualised return) of 11.19%.

A ₹10,000 monthly SIP for 10 years in Tata Large Cap Fund -Direct Plan Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,413,654 (multiplier 2.01×). XIRR: 13.39%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Large Cap Fund -Direct Plan Growth Option ranks #9 out of 28 funds in the Large Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.71%; this fund delivered 12.34%.

The worst peak-to-trough decline Tata Large Cap Fund -Direct Plan Growth Option has experienced over the last 5-year window is 17.07% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Large Cap Fund -Direct Plan Growth Option averaged 13.88% (best 25.70%, worst 1.72%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.44 — weak risk-adjusted performance.

In calendar year 2025, Tata Large Cap Fund -Direct Plan Growth Option returned 9.78% — beating the Large Cap Fund category average of 8.01% by 1.77 pp. It ranked #5 of 33 in its category that year.

Tata Large Cap Fund -Direct Plan Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Large Cap Fund -Direct Plan Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.1%. 5-year CAGR: 12.34%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.