Should I invest in Tata India Pharma & Healthcare Fund?

We don't give personal investment advice. Tata India Pharma & Healthcare Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.2%. 5-year CAGR: 12.98%.

Tata

Tata India Pharma & Healthcare Fund-Regular Plan-Growth

Latest NAV

₹30.9342

As of

3 Jun 2026

2,568 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.55%	+0.27%	-0.82	165 / 175	Q4
1W	-2.60%	-1.35%	-1.25	150 / 175	Q4
2W	-3.19%	-0.09%	-3.11	173 / 176	Q4
1M	+0.66%	-0.53%	+1.19	66 / 176	Q2
3M	+2.96%	+2.12%	+0.84	77 / 174	Q2
6M	+0.36%	-1.85%	+2.21	59 / 165	Q2
YTD	+2.09%	-1.98%	+4.07	52 / 165	Q2
1Y	+5.46%	+3.78%	+1.68	55 / 151	Q2
2Y	+10.83%	+3.55%	+7.28	13 / 106	Q1
3Y	+21.43%	+14.41%	+7.03	11 / 67	Q1
4Y	+18.53%	+13.82%	+4.71	16 / 54	Q2
5Y	+12.98%	+10.37%	+2.61	18 / 45	Q2
7Y	+19.73%	+14.79%	+4.93	5 / 32	Q1
10Y	+12.90%	+14.01%	-1.11	17 / 23	Q3
Inception	+11.35%	+7.02%	+4.33	74 / 176	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.09%	-1.38%	+3.47	52 / 164
2025	-5.24%	+1.66%	-6.90	107 / 133
2024	+39.95%	+21.92%	+18.03	4 / 82
2023	+37.51%	+31.01%	+6.49	13 / 59
2022	-8.04%	+2.36%	-10.41	40 / 52
2021	+18.30%	+31.79%	-13.49	34 / 42
2020	+64.25%	+20.01%	+44.24	3 / 34
2019	+5.31%	+8.53%	-3.21	19 / 28
2018	-2.67%	-6.81%	+4.13	12 / 23
2017	+4.15%	+37.67%	-33.52	23 / 23
2016	-14.71%	+8.37%	-23.08	23 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.06%

115 windows

min -17.1% · max 71.1%

64% positive

3-Year rolling

+16.02%

91 windows

min -3.9% · max 26.5%

88% positive

5-Year rolling

+17.05%

67 windows

min 7.5% · max 29.2%

100% positive

7-Year rolling

+16.07%

42 windows

min 7.1% · max 21.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.11%

3-year · annualised

Sharpe ratio

0.89

vs risk-free 6.5%

Sortino ratio

1.58

Downside-only deviation

Max drawdown

-16.99%

Jan 2025 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹30.9342
2 Jun 2026	₹30.7967
1 Jun 2026	₹30.9672
29 May 2026	₹31.2287
27 May 2026	₹31.7712
26 May 2026	₹31.6192
25 May 2026	₹31.6284
22 May 2026	₹31.5828
21 May 2026	₹31.7430
20 May 2026	₹31.7481

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata India Pharma & Healthcare Fund-Regular Plan-Growth is ₹30.9342. It's a Sectoral/Thematic Fund from Tata, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Tata India Pharma & Healthcare Fund-Regular Plan-Growth has NAV history starting from 29 Dec 2015, a track record of about 10 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata India Pharma & Healthcare Fund-Regular Plan-Growth is managed by Tata. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata India Pharma & Healthcare Fund-Regular Plan-Growth has delivered a absolute return of 5.46% — +1.68 pp ahead of the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #55 of 151 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata India Pharma & Healthcare Fund-Regular Plan-Growth has delivered a CAGR of 21.43% — +7.03 pp ahead of the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #11 of 67 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata India Pharma & Healthcare Fund-Regular Plan-Growth has delivered a CAGR of 12.98% — +2.61 pp ahead of the Sectoral/Thematic Fund category average of 10.37%. The fund ranks #18 of 45 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata India Pharma & Healthcare Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹336,378 today — a multiplier of 3.36×, based on the 10-year CAGR of 12.90%. The category average over the same window would have grown ₹1 lakh to ₹371,044.

A ₹10,000 monthly SIP in Tata India Pharma & Healthcare Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹864,881 today. That's an XIRR (money-weighted annualised return) of 14.60%.

A ₹10,000 monthly SIP for 10 years in Tata India Pharma & Healthcare Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,788,296 (multiplier 2.32×). XIRR: 16.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata India Pharma & Healthcare Fund-Regular Plan-Growth ranks #18 out of 45 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.37%; this fund delivered 12.98%.

The worst peak-to-trough decline Tata India Pharma & Healthcare Fund-Regular Plan-Growth has experienced over the last 5-year window is 18.20% — its NAV fell from a high on 15 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata India Pharma & Healthcare Fund-Regular Plan-Growth averaged 17.05% (best 29.22%, worst 7.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, Tata India Pharma & Healthcare Fund-Regular Plan-Growth returned -5.24% — lagging the Sectoral/Thematic Fund category average of 1.66% by 6.90 pp. It ranked #107 of 133 in its category that year.

Tata India Pharma & Healthcare Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata India Pharma & Healthcare Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.2%. 5-year CAGR: 12.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.