Should I invest in Tata Ethical Fund?

We don't give personal investment advice. Tata Ethical Fund -Direct Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.8%. 5-year CAGR: 8.83%.

Tata

Tata Ethical Fund -Direct Plan- Growth Option

Latest NAV

₹418.7831

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.39%	-0.05%	+0.44	65 / 258	Q2
1W	+1.34%	-0.18%	+1.52	8 / 258	Q1
2W	+1.88%	-0.17%	+2.05	21 / 259	Q1
1M	+1.05%	+1.63%	-0.57	180 / 259	Q3
3M	-0.24%	+4.83%	-5.06	228 / 259	Q4
6M	-6.16%	+4.61%	-10.76	240 / 250	Q4
YTD	-6.54%	+2.98%	-9.53	234 / 247	Q4
1Y	-5.35%	+5.46%	-10.81	221 / 235	Q4
2Y	-5.70%	+4.09%	-9.79	180 / 187	Q4
3Y	+6.62%	+15.93%	-9.31	142 / 148	Q4
4Y	+9.69%	+17.58%	-7.90	116 / 121	Q4
5Y	+8.83%	+13.72%	-4.89	101 / 110	Q4
7Y	+14.88%	+17.79%	-2.91	63 / 91	Q3
10Y	+11.96%	+14.89%	-2.93	65 / 76	Q4
Inception	+13.66%	+12.07%	+1.58	128 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.54%	+3.40%	-9.94	232 / 244
2025	-0.49%	+4.41%	-4.90	145 / 208
2024	+14.16%	+23.18%	-9.02	125 / 155
2023	+28.59%	+33.51%	-4.92	78 / 127
2022	-5.36%	+4.32%	-9.68	88 / 116
2021	+45.28%	+34.43%	+10.85	28 / 104
2020	+27.46%	+21.19%	+6.27	24 / 94
2019	+4.27%	+9.30%	-5.03	59 / 85
2018	-4.47%	-5.36%	+0.88	38 / 77
2017	+36.10%	+35.61%	+0.50	43 / 76
2016	-5.04%	+4.98%	-10.02	70 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.51%

153 windows

min -13.2% · max 65.7%

80% positive

3-Year rolling

+14.82%

129 windows

min 0.9% · max 30.2%

100% positive

5-Year rolling

+14.80%

105 windows

min 1.4% · max 25.1%

100% positive

7-Year rolling

+14.35%

80 windows

min 10.5% · max 18.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.70%

3-year · annualised

Sharpe ratio

0.07

vs risk-free 6.5%

Sortino ratio

0.10

Downside-only deviation

Max drawdown

-21.84%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- Growth	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹418.7831
16 Jul 2026	₹417.1494
15 Jul 2026	₹415.1441
14 Jul 2026	₹413.7808
13 Jul 2026	₹415.8372
10 Jul 2026	₹413.2383
9 Jul 2026	₹409.6287
8 Jul 2026	₹407.4946
7 Jul 2026	₹413.6087
6 Jul 2026	₹411.9223

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Ethical Fund -Direct Plan- Growth Option is ₹418.7831. It's a Sectoral/Thematic Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Ethical Fund -Direct Plan- Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Ethical Fund -Direct Plan- Growth Option is managed by Tata. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Ethical Fund -Direct Plan- Growth Option has delivered a absolute return of -5.35% — -10.81 pp behind the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #221 of 235 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Ethical Fund -Direct Plan- Growth Option has delivered a CAGR of 6.62% — -9.31 pp behind the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #142 of 148 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Ethical Fund -Direct Plan- Growth Option has delivered a CAGR of 8.83% — -4.89 pp behind the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #101 of 110 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Ethical Fund -Direct Plan- Growth Option exactly 10 years ago would be worth approximately ₹309,563 today — a multiplier of 3.10×, based on the 10-year CAGR of 11.96%. The category average over the same window would have grown ₹1 lakh to ₹400,745.

A ₹10,000 monthly SIP in Tata Ethical Fund -Direct Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹691,823 today. That's an XIRR (money-weighted annualised return) of 5.63%.

A ₹10,000 monthly SIP for 10 years in Tata Ethical Fund -Direct Plan- Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,217,763 (multiplier 1.85×). XIRR: 11.81%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Ethical Fund -Direct Plan- Growth Option ranks #101 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.72%; this fund delivered 8.83%.

The worst peak-to-trough decline Tata Ethical Fund -Direct Plan- Growth Option has experienced over the last 5-year window is 21.84% — its NAV fell from a high on 13 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Ethical Fund -Direct Plan- Growth Option averaged 14.80% (best 25.11%, worst 1.41%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2025, Tata Ethical Fund -Direct Plan- Growth Option returned -0.49% — lagging the Sectoral/Thematic Fund category average of 4.41% by 4.90 pp. It ranked #145 of 208 in its category that year.

Tata Ethical Fund -Direct Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Ethical Fund -Direct Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.8%. 5-year CAGR: 8.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Ethical Fund -Direct Plan- Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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