Should I invest in Tata Ethical Fund?

We don't give personal investment advice. Tata Ethical Fund -Direct Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.8%. 5-year CAGR: 10.09%.

Tata

Tata Ethical Fund -Direct Plan- Growth Option

Latest NAV

₹413.0483

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.37%	+0.27%	+1.10	13 / 258	Q1
1W	+0.65%	-1.34%	+1.99	21 / 258	Q1
2W	+1.09%	+0.04%	+1.05	85 / 259	Q2
1M	+0.86%	-0.39%	+1.25	89 / 259	Q2
3M	-0.09%	+2.19%	-2.28	157 / 257	Q3
6M	-5.43%	-1.09%	-4.34	166 / 247	Q3
YTD	-6.15%	-1.30%	-4.85	169 / 247	Q3
1Y	-2.31%	+5.02%	-7.33	180 / 230	Q4
2Y	-0.78%	+5.50%	-6.28	164 / 182	Q4
3Y	+8.34%	+16.94%	-8.60	134 / 139	Q4
4Y	+9.73%	+16.57%	-6.84	112 / 119	Q4
5Y	+10.09%	+13.73%	-3.64	92 / 109	Q4
7Y	+13.87%	+16.42%	-2.55	64 / 91	Q3
10Y	+12.41%	+15.07%	-2.67	62 / 76	Q4
Inception	+13.83%	+10.45%	+3.38	113 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.15%	-0.94%	-5.22	167 / 244
2025	-0.49%	+4.41%	-4.90	145 / 208
2024	+14.16%	+23.18%	-9.02	125 / 155
2023	+28.59%	+33.51%	-4.92	78 / 127
2022	-5.36%	+4.32%	-9.68	88 / 116
2021	+45.28%	+34.43%	+10.85	28 / 104
2020	+27.46%	+21.19%	+6.27	24 / 94
2019	+4.27%	+9.30%	-5.03	59 / 85
2018	-4.47%	-5.36%	+0.88	38 / 77
2017	+36.10%	+35.61%	+0.50	43 / 76
2016	-5.04%	+4.98%	-10.02	70 / 76

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.51%

152 windows

min -17.2% · max 73.7%

76% positive

3-Year rolling

+14.59%

127 windows

min -1.6% · max 28.7%

99% positive

5-Year rolling

+14.76%

103 windows

min 0.2% · max 25.1%

100% positive

7-Year rolling

+14.26%

79 windows

min 9.8% · max 17.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.27%

3-year · annualised

Sharpe ratio

0.18

vs risk-free 6.5%

Sortino ratio

0.27

Downside-only deviation

Max drawdown

-21.84%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹413.0483
2 Jun 2026	₹420.5320
1 Jun 2026	₹414.8484
29 May 2026	₹415.7550
27 May 2026	₹420.0780
26 May 2026	₹417.8080
25 May 2026	₹417.5071
22 May 2026	₹414.9644
21 May 2026	₹415.0394
20 May 2026	₹414.9868

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Ethical Fund -Direct Plan- Growth Option is ₹413.0483. It's a Sectoral/Thematic Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Ethical Fund -Direct Plan- Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Ethical Fund -Direct Plan- Growth Option is managed by Tata. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Ethical Fund -Direct Plan- Growth Option has delivered a absolute return of -2.31% — -7.33 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #180 of 230 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Ethical Fund -Direct Plan- Growth Option has delivered a CAGR of 8.34% — -8.6 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #134 of 139 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Ethical Fund -Direct Plan- Growth Option has delivered a CAGR of 10.09% — -3.64 pp behind the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #92 of 109 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Ethical Fund -Direct Plan- Growth Option exactly 10 years ago would be worth approximately ₹322,006 today — a multiplier of 3.22×, based on the 10-year CAGR of 12.41%. The category average over the same window would have grown ₹1 lakh to ₹407,181.

A ₹10,000 monthly SIP in Tata Ethical Fund -Direct Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹704,094 today. That's an XIRR (money-weighted annualised return) of 6.33%.

A ₹10,000 monthly SIP for 10 years in Tata Ethical Fund -Direct Plan- Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,257,029 (multiplier 1.88×). XIRR: 12.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Ethical Fund -Direct Plan- Growth Option ranks #92 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.73%; this fund delivered 10.09%.

The worst peak-to-trough decline Tata Ethical Fund -Direct Plan- Growth Option has experienced over the last 5-year window is 21.84% — its NAV fell from a high on 13 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Ethical Fund -Direct Plan- Growth Option averaged 14.76% (best 25.11%, worst 0.23%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2025, Tata Ethical Fund -Direct Plan- Growth Option returned -0.49% — lagging the Sectoral/Thematic Fund category average of 4.41% by 4.90 pp. It ranked #145 of 208 in its category that year.

Tata Ethical Fund -Direct Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Ethical Fund -Direct Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.8%. 5-year CAGR: 10.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.