Should I invest in Tata Digital India Fund?

We don't give personal investment advice. Tata Digital India Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 34.3%. 5-year CAGR: 5.38%.

Tata

Tata Digital India Fund-Regular Plan-Growth

Latest NAV

₹40.5750

As of

17 Jul 2026

2,598 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.03%	-0.07%	+1.10	8 / 175	Q1
1W	+2.85%	-0.23%	+3.09	1 / 175	Q1
2W	+4.89%	-0.28%	+5.17	3 / 176	Q1
1M	+2.49%	+1.47%	+1.02	77 / 176	Q2
3M	-1.28%	+4.83%	-6.11	158 / 176	Q4
6M	-17.47%	+4.22%	-21.69	167 / 168	Q4
YTD	-17.07%	+2.36%	-19.43	164 / 165	Q4
1Y	-13.97%	+4.18%	-18.15	154 / 155	Q4
2Y	-8.28%	+2.32%	-10.60	107 / 111	Q4
3Y	+4.84%	+13.55%	-8.72	72 / 74	Q4
4Y	+7.79%	+14.92%	-7.13	54 / 55	Q4
5Y	+5.38%	+10.53%	-5.15	45 / 46	Q4
7Y	+15.42%	+16.29%	-0.87	19 / 32	Q3
10Y	+15.38%	+13.68%	+1.70	6 / 23	Q2
Inception	+14.18%	+9.09%	+5.09	56 / 176	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-17.07%	+2.99%	-20.06	164 / 164
2025	-9.95%	+1.66%	-11.60	125 / 133
2024	+30.14%	+21.92%	+8.22	15 / 82
2023	+31.88%	+31.01%	+0.87	25 / 59
2022	-23.29%	+2.36%	-25.65	51 / 52
2021	+73.53%	+31.79%	+41.74	1 / 42
2020	+53.61%	+20.01%	+33.61	4 / 34
2019	+7.13%	+8.53%	-1.40	15 / 28
2018	+25.67%	-6.81%	+32.48	1 / 23
2017	+19.27%	+37.67%	-18.40	21 / 23
2016	-5.91%	+8.37%	-14.28	21 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.91%

117 windows

min -24.3% · max 114.3%

68% positive

3-Year rolling

+20.79%

93 windows

min 4.8% · max 42.2%

100% positive

5-Year rolling

+23.25%

68 windows

min 5.4% · max 34.8%

100% positive

7-Year rolling

+20.46%

44 windows

min 14.0% · max 27.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.80%

3-year · annualised

Sharpe ratio

0.04

vs risk-free 6.5%

Sortino ratio

0.06

Downside-only deviation

Max drawdown

-34.34%

Dec 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹11.1190	17 Jul 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.8415	17 Jul 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹12.2936	17 Jul 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹14.1900	17 Jul 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.9190	17 Jul 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹21.0071	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹23.1700	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹64.3300	17 Jul 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.5060	17 Jul 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹21.9450	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹40.5750
16 Jul 2026	₹40.1609
15 Jul 2026	₹40.0370
14 Jul 2026	₹40.0362
13 Jul 2026	₹40.2857
10 Jul 2026	₹39.4496
9 Jul 2026	₹38.8733
8 Jul 2026	₹38.6850
7 Jul 2026	₹39.2167
6 Jul 2026	₹38.6347

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Digital India Fund-Regular Plan-Growth is ₹40.5750. It's a Sectoral/Thematic Fund from Tata, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Digital India Fund-Regular Plan-Growth has NAV history starting from 29 Dec 2015, a track record of about 10 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Digital India Fund-Regular Plan-Growth is managed by Tata. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Digital India Fund-Regular Plan-Growth has delivered a absolute return of -13.97% — -18.15 pp behind the Sectoral/Thematic Fund category average of 4.18%. The fund ranks #154 of 155 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Digital India Fund-Regular Plan-Growth has delivered a CAGR of 4.84% — -8.72 pp behind the Sectoral/Thematic Fund category average of 13.55%. The fund ranks #72 of 74 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Digital India Fund-Regular Plan-Growth has delivered a CAGR of 5.38% — -5.15 pp behind the Sectoral/Thematic Fund category average of 10.53%. The fund ranks #45 of 46 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Digital India Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹417,983 today — a multiplier of 4.18×, based on the 10-year CAGR of 15.38%. The category average over the same window would have grown ₹1 lakh to ₹360,408.

A ₹10,000 monthly SIP in Tata Digital India Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹623,191 today. That's an XIRR (money-weighted annualised return) of 1.49%.

A ₹10,000 monthly SIP for 10 years in Tata Digital India Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,469,092 (multiplier 2.06×). XIRR: 13.82%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Digital India Fund-Regular Plan-Growth ranks #45 out of 46 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.53%; this fund delivered 5.38%.

The worst peak-to-trough decline Tata Digital India Fund-Regular Plan-Growth has experienced over the last 5-year window is 34.34% — its NAV fell from a high on 13 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Digital India Fund-Regular Plan-Growth averaged 23.25% (best 34.78%, worst 5.38%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.05 — weak risk-adjusted performance.

In calendar year 2025, Tata Digital India Fund-Regular Plan-Growth returned -9.95% — lagging the Sectoral/Thematic Fund category average of 1.66% by 11.60 pp. It ranked #125 of 133 in its category that year.

Tata Digital India Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Digital India Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 34.3%. 5-year CAGR: 5.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Digital India Fund-Regular Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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