Should I invest in Tata Digital India Fund?

We don't give personal investment advice. Tata Digital India Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 34.3%. 5-year CAGR: 7.91%.

Tata

Tata Digital India Fund-Regular Plan-Growth

Latest NAV

₹39.3697

As of

3 Jun 2026

2,567 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+2.71%	+0.27%	+2.44	1 / 175	Q1
1W	+3.94%	-1.35%	+5.30	2 / 175	Q1
2W	+4.28%	-0.09%	+4.37	12 / 176	Q1
1M	+4.47%	-0.53%	+5.00	13 / 176	Q1
3M	+3.42%	+2.12%	+1.30	71 / 174	Q2
6M	-16.01%	-1.85%	-14.16	163 / 165	Q4
YTD	-16.79%	-1.98%	-14.81	164 / 165	Q4
1Y	-13.10%	+3.78%	-16.89	150 / 151	Q4
2Y	+0.04%	+3.55%	-3.51	79 / 106	Q3
3Y	+7.40%	+14.41%	-7.00	65 / 67	Q4
4Y	+6.08%	+13.82%	-7.74	53 / 54	Q4
5Y	+7.91%	+10.37%	-2.47	38 / 45	Q4
7Y	+15.19%	+14.79%	+0.39	16 / 32	Q2
10Y	+14.44%	+14.01%	+0.43	13 / 23	Q3
Inception	+14.40%	+7.02%	+7.38	46 / 176	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.79%	-1.38%	-15.41	164 / 164
2025	-9.95%	+1.66%	-11.60	125 / 133
2024	+30.14%	+21.92%	+8.22	15 / 82
2023	+31.88%	+31.01%	+0.87	25 / 59
2022	-23.29%	+2.36%	-25.65	51 / 52
2021	+73.53%	+31.79%	+41.74	1 / 42
2020	+53.61%	+20.01%	+33.61	4 / 34
2019	+7.13%	+8.53%	-1.40	15 / 28
2018	+25.67%	-6.81%	+32.48	1 / 23
2017	+19.27%	+37.67%	-18.40	21 / 23
2016	-5.91%	+8.37%	-14.28	21 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.46%

115 windows

min -23.8% · max 113.6%

70% positive

3-Year rolling

+20.83%

91 windows

min 3.1% · max 42.3%

100% positive

5-Year rolling

+23.36%

67 windows

min 7.8% · max 34.4%

100% positive

7-Year rolling

+20.72%

42 windows

min 14.4% · max 27.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.93%

3-year · annualised

Sharpe ratio

0.14

vs risk-free 6.5%

Sortino ratio

0.19

Downside-only deviation

Max drawdown

-34.34%

Dec 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹39.3697
2 Jun 2026	₹40.7136
1 Jun 2026	₹39.6413
29 May 2026	₹39.2000
27 May 2026	₹39.2443
26 May 2026	₹39.1689
25 May 2026	₹39.2169
22 May 2026	₹38.9417
21 May 2026	₹38.9150
20 May 2026	₹39.0116

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Digital India Fund-Regular Plan-Growth is ₹39.3697. It's a Sectoral/Thematic Fund from Tata, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Digital India Fund-Regular Plan-Growth has NAV history starting from 29 Dec 2015, a track record of about 10 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Digital India Fund-Regular Plan-Growth is managed by Tata. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Digital India Fund-Regular Plan-Growth has delivered a absolute return of -13.10% — -16.89 pp behind the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #150 of 151 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Digital India Fund-Regular Plan-Growth has delivered a CAGR of 7.40% — -7 pp behind the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #65 of 67 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Digital India Fund-Regular Plan-Growth has delivered a CAGR of 7.91% — -2.47 pp behind the Sectoral/Thematic Fund category average of 10.37%. The fund ranks #38 of 45 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Digital India Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹385,346 today — a multiplier of 3.85×, based on the 10-year CAGR of 14.44%. The category average over the same window would have grown ₹1 lakh to ₹371,044.

A ₹10,000 monthly SIP in Tata Digital India Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹632,602 today. That's an XIRR (money-weighted annualised return) of 2.09%.

A ₹10,000 monthly SIP for 10 years in Tata Digital India Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,518,738 (multiplier 2.10×). XIRR: 14.18%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Digital India Fund-Regular Plan-Growth ranks #38 out of 45 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.37%; this fund delivered 7.91%.

The worst peak-to-trough decline Tata Digital India Fund-Regular Plan-Growth has experienced over the last 5-year window is 34.34% — its NAV fell from a high on 13 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Digital India Fund-Regular Plan-Growth averaged 23.36% (best 34.35%, worst 7.80%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.16 — weak risk-adjusted performance.

In calendar year 2025, Tata Digital India Fund-Regular Plan-Growth returned -9.95% — lagging the Sectoral/Thematic Fund category average of 1.66% by 11.60 pp. It ranked #125 of 133 in its category that year.

Tata Digital India Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Digital India Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 34.3%. 5-year CAGR: 7.91%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Digital India Fund-Regular Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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