Should I invest in Tata Banking And Financial Services Fund?

We don't give personal investment advice. Tata Banking And Financial Services Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 10.58%.

Tata

Tata Banking And Financial Services Fund-Regular Plan-Growth

Latest NAV

₹41.1643

As of

3 Jun 2026

2,568 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.33%	+0.27%	-0.60	153 / 175	Q4
1W	-3.64%	-1.35%	-2.29	169 / 175	Q4
2W	-1.54%	-0.09%	-1.45	153 / 176	Q4
1M	-2.87%	-0.53%	-2.34	149 / 176	Q4
3M	-7.80%	+2.12%	-9.92	170 / 174	Q4
6M	-8.56%	-1.85%	-6.71	137 / 165	Q4
YTD	-8.84%	-1.98%	-6.86	141 / 165	Q4
1Y	-2.91%	+3.78%	-6.69	115 / 151	Q4
2Y	+6.55%	+3.55%	+3.00	32 / 106	Q2
3Y	+11.50%	+14.41%	-2.90	44 / 67	Q3
4Y	+15.32%	+13.82%	+1.50	26 / 54	Q2
5Y	+10.58%	+10.37%	+0.21	28 / 45	Q3
7Y	+10.81%	+14.79%	-3.98	25 / 32	Q4
10Y	+13.80%	+14.01%	-0.21	15 / 23	Q3
Inception	+14.51%	+7.02%	+7.49	45 / 176	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.84%	-1.38%	-7.46	141 / 164
2025	+16.82%	+1.66%	+15.16	10 / 133
2024	+8.54%	+21.92%	-13.39	78 / 82
2023	+21.56%	+31.01%	-9.45	48 / 59
2022	+16.86%	+2.36%	+14.50	7 / 52
2021	+11.80%	+31.79%	-19.99	39 / 42
2020	+2.61%	+20.01%	-17.40	26 / 34
2019	+24.90%	+8.53%	+16.37	1 / 28
2018	+0.40%	-6.81%	+7.21	8 / 23
2017	+44.03%	+37.67%	+6.36	8 / 23
2016	+17.69%	+8.37%	+9.32	4 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.69%

115 windows

min -28.9% · max 68.6%

83% positive

3-Year rolling

+14.01%

91 windows

min -3.5% · max 28.3%

96% positive

5-Year rolling

+14.25%

67 windows

min 6.7% · max 22.6%

100% positive

7-Year rolling

+13.79%

42 windows

min 10.8% · max 17.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.70%

3-year · annualised

Sharpe ratio

0.39

vs risk-free 6.5%

Sortino ratio

0.61

Downside-only deviation

Max drawdown

-16.60%

Feb 2026 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹11.4966	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹19.3101	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹22.0100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹59.0200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.3121	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹20.1120	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹41.1643
2 Jun 2026	₹41.2842
1 Jun 2026	₹41.4200
29 May 2026	₹42.0649
27 May 2026	₹42.6649
26 May 2026	₹42.8428
25 May 2026	₹43.0176
22 May 2026	₹42.2341
21 May 2026	₹42.0372
20 May 2026	₹42.0439

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Banking And Financial Services Fund-Regular Plan-Growth is ₹41.1643. It's a Sectoral/Thematic Fund from Tata, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Banking And Financial Services Fund-Regular Plan-Growth has NAV history starting from 29 Dec 2015, a track record of about 10 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Banking And Financial Services Fund-Regular Plan-Growth is managed by Tata. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Banking And Financial Services Fund-Regular Plan-Growth has delivered a absolute return of -2.91% — -6.69 pp behind the Sectoral/Thematic Fund category average of 3.78%. The fund ranks #115 of 151 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Banking And Financial Services Fund-Regular Plan-Growth has delivered a CAGR of 11.50% — -2.9 pp behind the Sectoral/Thematic Fund category average of 14.41%. The fund ranks #44 of 67 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Banking And Financial Services Fund-Regular Plan-Growth has delivered a CAGR of 10.58% — +0.21 pp ahead of the Sectoral/Thematic Fund category average of 10.37%. The fund ranks #28 of 45 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Banking And Financial Services Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹364,164 today — a multiplier of 3.64×, based on the 10-year CAGR of 13.80%. The category average over the same window would have grown ₹1 lakh to ₹371,044.

A ₹10,000 monthly SIP in Tata Banking And Financial Services Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹776,384 today. That's an XIRR (money-weighted annualised return) of 10.24%.

A ₹10,000 monthly SIP for 10 years in Tata Banking And Financial Services Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,256,653 (multiplier 1.88×). XIRR: 12.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Banking And Financial Services Fund-Regular Plan-Growth ranks #28 out of 45 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.37%; this fund delivered 10.58%.

The worst peak-to-trough decline Tata Banking And Financial Services Fund-Regular Plan-Growth has experienced over the last 5-year window is 23.93% — its NAV fell from a high on 26 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Banking And Financial Services Fund-Regular Plan-Growth averaged 14.25% (best 22.58%, worst 6.67%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, Tata Banking And Financial Services Fund-Regular Plan-Growth returned 16.82% — beating the Sectoral/Thematic Fund category average of 1.66% by 15.16 pp. It ranked #10 of 133 in its category that year.

Tata Banking And Financial Services Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Banking And Financial Services Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 10.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.