Should I invest in Sundaram BNP Paribas Bond Saver-Bonus Option?

We don't give personal investment advice. Sundaram BNP Paribas Bond Saver-Bonus Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.6%. 5-year CAGR: 4.15%.

Sundaram BNP Paribas

Sundaram BNP Paribas Bond Saver-Bonus Option

Latest NAV

₹23.6242

As of

27 Jun 2025

4,663 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+25.25%	-25.32	29 / 35	Q4
1W	-0.01%	+18.62%	-18.63	28 / 37	Q4
2W	+0.05%	+22.17%	-22.12	31 / 36	Q4
1M	-0.23%	+22.42%	-22.65	32 / 36	Q4
3M	+2.12%	+23.24%	-21.13	9 / 36	Q1
6M	+4.17%	+24.66%	-20.49	7 / 36	Q1
YTD	+4.06%	+22.37%	-18.30	5 / 36	Q1
1Y	+7.41%	+27.07%	-19.66	7 / 36	Q1
2Y	+6.19%	+10.05%	-3.86	14 / 34	Q2
3Y	+6.11%	+3.02%	+3.09	11 / 31	Q2
4Y	+4.43%	+3.05%	+1.37	12 / 31	Q2
5Y	+4.15%	+2.73%	+1.42	11 / 31	Q2
7Y	+5.11%	+2.69%	+2.42	7 / 28	Q1
10Y	+5.72%	+3.13%	+2.58	6 / 25	Q1
Inception	+3.81%	+10.26%	-6.45	13 / 35	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+4.06%	+3.35%	+0.72	10 / 20
2024	+6.27%	+4.91%	+1.37	10 / 20
2023	+5.38%	-0.96%	+6.34	10 / 21
2022	+0.66%	+33.83%	-33.17	17 / 27
2021	+1.64%	+0.84%	+0.79	13 / 28
2020	+6.23%	+1.22%	+5.01	10 / 30
2019	+8.21%	+2.51%	+5.70	10 / 30
2018	+4.68%	+2.64%	+2.04	11 / 30
2017	+5.00%	+2.00%	+3.00	11 / 30
2016	+10.99%	+5.02%	+5.98	6 / 31
2015	+5.21%	+2.70%	+2.51	4 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.13%

223 windows

min -30.4% · max 14.9%

93% positive

3-Year rolling

+3.67%

195 windows

min -9.7% · max 10.1%

83% positive

5-Year rolling

+3.36%

172 windows

min -3.6% · max 8.6%

67% positive

7-Year rolling

+3.49%

150 windows

min -0.3% · max 7.8%

94% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.46%

3-year · annualised

Sharpe ratio

-0.40

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.01%

Sep 2022 → Oct 2022

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.6617	3 Jun 2026
IDFC - SSIF - Medium Term - Bimonthly Dividend Option	IDFC	₹10.2608	3 Jun 2026
Sundaram BNP Paribas Bond Saver-Growth	Sundaram BNP Paribas	₹70.5138	3 Jun 2026

Recent NAVs

Date	NAV
27 Jun 2025	₹23.6242
26 Jun 2025	₹23.6392
25 Jun 2025	₹23.6448
24 Jun 2025	₹23.6602
23 Jun 2025	₹23.6308
20 Jun 2025	₹23.6271
19 Jun 2025	₹23.6320
18 Jun 2025	₹23.6637
17 Jun 2025	₹23.6635
16 Jun 2025	₹23.6349

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 27 Jun 2025, the NAV of Sundaram BNP Paribas Bond Saver-Bonus Option is ₹23.6242. It's a Medium Duration Fund from Sundaram BNP Paribas, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram BNP Paribas Bond Saver-Bonus Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sundaram BNP Paribas Bond Saver-Bonus Option is managed by Sundaram BNP Paribas. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram BNP Paribas Bond Saver-Bonus Option has delivered a absolute return of 7.41% — -19.66 pp behind the Medium Duration Fund category average of 27.07%. The fund ranks #7 of 36 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Sundaram BNP Paribas Bond Saver-Bonus Option has delivered a CAGR of 6.11% — +3.09 pp ahead of the Medium Duration Fund category average of 3.02%. The fund ranks #11 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Sundaram BNP Paribas Bond Saver-Bonus Option has delivered a CAGR of 4.15% — +1.42 pp ahead of the Medium Duration Fund category average of 2.73%. The fund ranks #11 of 31 in its category — the second (Q2) quartile.

₹1 lakh invested in Sundaram BNP Paribas Bond Saver-Bonus Option exactly 10 years ago would be worth approximately ₹174,364 today — a multiplier of 1.74×, based on the 10-year CAGR of 5.72%. The category average over the same window would have grown ₹1 lakh to ₹136,154.

A ₹10,000 monthly SIP in Sundaram BNP Paribas Bond Saver-Bonus Option over the last 5 years — total invested ₹600,000 — would be worth ₹683,404 today. That's an XIRR (money-weighted annualised return) of 5.14%.

A ₹10,000 monthly SIP for 10 years in Sundaram BNP Paribas Bond Saver-Bonus Option = ₹1,200,000 invested. It would currently be worth ₹1,559,925 (multiplier 1.30×). XIRR: 5.12%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram BNP Paribas Bond Saver-Bonus Option ranks #11 out of 31 funds in the Medium Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.73%; this fund delivered 4.15%.

The worst peak-to-trough decline Sundaram BNP Paribas Bond Saver-Bonus Option has experienced over the last 5-year window is 2.57% — its NAV fell from a high on 30 Mar 2022 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram BNP Paribas Bond Saver-Bonus Option averaged 3.36% (best 8.57%, worst -3.60%). 67% of rolling windows ended positive. The 5-year Sharpe ratio is -1.28 — negative risk-adjusted performance.

In calendar year 2024, Sundaram BNP Paribas Bond Saver-Bonus Option returned 6.27% — beating the Medium Duration Fund category average of 4.91% by 1.37 pp. It ranked #10 of 20 in its category that year.

Sundaram BNP Paribas Bond Saver-Bonus Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Sundaram BNP Paribas Bond Saver-Bonus Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.6%. 5-year CAGR: 4.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.