Should I invest in Sundaram BNP Paribas Bond Saver-Annual Dividend?

We don't give personal investment advice. Sundaram BNP Paribas Bond Saver-Annual Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.9%. 5-year CAGR: 2.17%.

Sundaram BNP Paribas

Sundaram BNP Paribas Bond Saver-Annual Dividend

Latest NAV

₹13.7426

As of

27 Jun 2025

4,663 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+25.25%	-25.32	30 / 35	Q4
1W	-0.01%	+18.62%	-18.64	30 / 37	Q4
2W	+0.05%	+22.17%	-22.12	30 / 36	Q4
1M	-0.23%	+22.42%	-22.65	34 / 36	Q4
3M	+2.12%	+23.24%	-21.13	10 / 36	Q2
6M	+4.17%	+24.66%	-20.49	8 / 36	Q1
YTD	+4.06%	+22.37%	-18.30	6 / 36	Q1
1Y	+5.00%	+27.07%	-22.07	10 / 36	Q2
2Y	+4.99%	+10.05%	-5.06	15 / 34	Q2
3Y	+5.31%	+3.02%	+2.29	13 / 31	Q2
4Y	+3.20%	+3.05%	+0.14	15 / 31	Q2
5Y	+2.17%	+2.73%	-0.56	15 / 31	Q2
7Y	+2.22%	+2.69%	-0.46	14 / 28	Q2
10Y	+2.19%	+3.13%	-0.94	13 / 25	Q3
Inception	+1.49%	+10.26%	-8.77	19 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+4.06%	+3.35%	+0.72	11 / 20
2024	+3.89%	+4.91%	-1.01	12 / 20
2023	+5.38%	-0.96%	+6.34	11 / 21
2022	-1.80%	+33.83%	-35.63	25 / 27
2021	-3.20%	+0.84%	-4.04	24 / 28
2020	+1.17%	+1.22%	-0.06	16 / 30
2019	+2.97%	+2.51%	+0.46	14 / 30
2018	-0.39%	+2.64%	-3.03	29 / 30
2017	-0.14%	+2.00%	-2.14	21 / 30
2016	+6.15%	+5.02%	+1.13	13 / 31
2015	+5.21%	+2.70%	+2.51	5 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.47%

223 windows

min -16.6% · max 12.9%

70% positive

3-Year rolling

+1.24%

195 windows

min -3.8% · max 6.6%

67% positive

5-Year rolling

+1.34%

172 windows

min -1.6% · max 4.2%

89% positive

7-Year rolling

+1.28%

150 windows

min -0.7% · max 3.2%

92% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.10%

3-year · annualised

Sharpe ratio

-0.63

vs risk-free 6.5%

Sortino ratio

-1.01

Downside-only deviation

Max drawdown

-2.36%

Oct 2024 → Oct 2024

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.6617	3 Jun 2026
IDFC - SSIF - Medium Term - Bimonthly Dividend Option	IDFC	₹10.2608	3 Jun 2026
Sundaram BNP Paribas Bond Saver-Growth	Sundaram BNP Paribas	₹70.5138	3 Jun 2026

Recent NAVs

Date	NAV
27 Jun 2025	₹13.7426
26 Jun 2025	₹13.7514
25 Jun 2025	₹13.7546
24 Jun 2025	₹13.7636
23 Jun 2025	₹13.7465
20 Jun 2025	₹13.7444
19 Jun 2025	₹13.7472
18 Jun 2025	₹13.7657
17 Jun 2025	₹13.7655
16 Jun 2025	₹13.7489

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 27 Jun 2025, the NAV of Sundaram BNP Paribas Bond Saver-Annual Dividend is ₹13.7426. It's a Medium Duration Fund from Sundaram BNP Paribas, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram BNP Paribas Bond Saver-Annual Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sundaram BNP Paribas Bond Saver-Annual Dividend is managed by Sundaram BNP Paribas. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram BNP Paribas Bond Saver-Annual Dividend has delivered a absolute return of 5.00% — -22.07 pp behind the Medium Duration Fund category average of 27.07%. The fund ranks #10 of 36 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Sundaram BNP Paribas Bond Saver-Annual Dividend has delivered a CAGR of 5.31% — +2.29 pp ahead of the Medium Duration Fund category average of 3.02%. The fund ranks #13 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Sundaram BNP Paribas Bond Saver-Annual Dividend has delivered a CAGR of 2.17% — -0.56 pp behind the Medium Duration Fund category average of 2.73%. The fund ranks #15 of 31 in its category — the second (Q2) quartile.

₹1 lakh invested in Sundaram BNP Paribas Bond Saver-Annual Dividend exactly 10 years ago would be worth approximately ₹124,222 today — a multiplier of 1.24×, based on the 10-year CAGR of 2.19%. The category average over the same window would have grown ₹1 lakh to ₹136,154.

A ₹10,000 monthly SIP in Sundaram BNP Paribas Bond Saver-Annual Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹658,756 today. That's an XIRR (money-weighted annualised return) of 3.69%.

A ₹10,000 monthly SIP for 10 years in Sundaram BNP Paribas Bond Saver-Annual Dividend = ₹1,200,000 invested. It would currently be worth ₹1,351,316 (multiplier 1.13×). XIRR: 2.34%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram BNP Paribas Bond Saver-Annual Dividend ranks #15 out of 31 funds in the Medium Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.73%; this fund delivered 2.17%.

The worst peak-to-trough decline Sundaram BNP Paribas Bond Saver-Annual Dividend has experienced over the last 5-year window is 7.86% — its NAV fell from a high on 05 Jan 2021 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram BNP Paribas Bond Saver-Annual Dividend averaged 1.34% (best 4.17%, worst -1.56%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is -1.31 — negative risk-adjusted performance.

In calendar year 2024, Sundaram BNP Paribas Bond Saver-Annual Dividend returned 3.89% — lagging the Medium Duration Fund category average of 4.91% by 1.01 pp. It ranked #12 of 20 in its category that year.

Sundaram BNP Paribas Bond Saver-Annual Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Sundaram BNP Paribas Bond Saver-Annual Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.9%. 5-year CAGR: 2.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.