SBI

SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY

Latest NAV

₹15.1445

As of

3 Jun 2026

3,761 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	-6.69%	+6.75	7 / 15	Q2
1W	+0.25%	+5.12%	-4.88	7 / 15	Q2
2W	+0.28%	+5.30%	-5.02	12 / 15	Q4
1M	+0.10%	+6.64%	-6.54	12 / 15	Q4
3M	+0.27%	+6.86%	-6.59	11 / 15	Q3
6M	+1.18%	+7.80%	-6.62	8 / 15	Q3
YTD	+1.04%	+7.91%	-6.87	7 / 15	Q2
1Y	+3.91%	+9.10%	-5.19	7 / 15	Q2
2Y	+6.63%	+2.01%	+4.63	3 / 15	Q1
3Y	+6.62%	+0.26%	+6.36	5 / 15	Q2
4Y	+6.60%	-0.19%	+6.79	5 / 15	Q2
5Y	+5.73%	-0.84%	+6.57	6 / 15	Q2
7Y	+5.51%	-1.39%	+6.90	9 / 15	Q3
10Y	+3.97%	-2.05%	+6.01	8 / 15	Q3
Inception	—	—	—	—	—

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.04%	+0.91%	+0.13	3 / 8
2025	+7.76%	+27.18%	-19.42	3 / 9
2024	+7.69%	+6.02%	+1.66	5 / 9
2023	+6.72%	+5.91%	+0.81	5 / 9
2022	+3.53%	+3.42%	+0.11	4 / 9
2021	+2.75%	+4.48%	-1.73	5 / 9
2020	+8.27%	+5.70%	+2.57	5 / 13
2019	+1.11%	+1.27%	-0.16	6 / 14
2018	+0.01%	-4.01%	+4.03	11 / 15
2017	+0.15%	+2.34%	-2.19	9 / 15
2016	+1.38%	+4.68%	-3.30	11 / 15

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.13%

157 windows

min -0.9% · max 9.9%

92% positive

3-Year rolling

+2.95%

133 windows

min 0.1% · max 7.7%

100% positive

5-Year rolling

+2.80%

109 windows

min 0.2% · max 6.4%

100% positive

7-Year rolling

+2.79%

84 windows

min 0.5% · max 5.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.20%

3-year · annualised

Sharpe ratio

-0.06

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.52%

Mar 2026 → Apr 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan	HDFC	₹10.3067	3 Jun 2026
NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option	Nippon India	₹24.4258	3 Jun 2026
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND MONTHLY	SBI	₹18.4845	3 Jun 2026
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹12.6802	3 Jun 2026
Invesco India Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,023.1248	3 Jun 2026
Bandhan Short Duration Fund - Direct Plan - Annual IDCW	Bandhan	₹10.8737	3 Jun 2026
Aditya Birla Sun Life Short Term Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹10.8440	3 Jun 2026
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Monthly - IDCW	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Short Duration Fund - Direct Plan - IDCW	Mirae Asset	₹17.3593	3 Jun 2026
Kotak Bond Short Term Plan - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.9032	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹15.1445
2 Jun 2026	₹15.1488
1 Jun 2026	₹15.1405
31 May 2026	₹15.1402
29 May 2026	₹15.1350
27 May 2026	₹15.1188
26 May 2026	₹15.1117
25 May 2026	₹15.1088
22 May 2026	₹15.0908
21 May 2026	₹15.0862

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY is ₹15.1445. It's a Short Duration Fund from SBI, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY has NAV history starting from 02 Aug 2007, a track record of about 18 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY is managed by SBI. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY has delivered a absolute return of 3.91% — -5.19 pp behind the Short Duration Fund category average of 9.10%. The fund ranks #7 of 15 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY has delivered a CAGR of 6.62% — +6.36 pp ahead of the Short Duration Fund category average of 0.26%. The fund ranks #5 of 15 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY has delivered a CAGR of 5.73% — +6.57 pp ahead of the Short Duration Fund category average of -0.84%. The fund ranks #6 of 15 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY exactly 10 years ago would be worth approximately ₹147,536 today — a multiplier of 1.48×, based on the 10-year CAGR of 3.97%. The category average over the same window would have grown ₹1 lakh to ₹81,309.

A ₹10,000 monthly SIP in SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY over the last 5 years — total invested ₹600,000 — would be worth ₹702,882 today. That's an XIRR (money-weighted annualised return) of 6.26%.

A ₹10,000 monthly SIP for 10 years in SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY = ₹1,200,000 invested. It would currently be worth ₹1,563,890 (multiplier 1.30×). XIRR: 5.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY ranks #6 out of 15 funds in the Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -0.84%; this fund delivered 5.73%.

The worst peak-to-trough decline SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY has experienced over the last 5-year window is 0.83% — its NAV fell from a high on 07 Apr 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY averaged 2.80% (best 6.40%, worst 0.16%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.73 — negative risk-adjusted performance.

In calendar year 2025, SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY returned 7.76% — lagging the Short Duration Fund category average of 27.18% by 19.42 pp. It ranked #3 of 9 in its category that year.

SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 5.73%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTITUTIONAL DIVIDEND FORTNIGHTLY

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Short Duration Fund

Recent NAVs

Frequently asked questions

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