Should I invest in SBI Magnum Income Fund - F R P - Long Term - Regular (D)?

We don't give personal investment advice. SBI Magnum Income Fund - F R P - Long Term - Regular (D) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.76%.

SBI

SBI Magnum Income Fund - F R P - Long Term - Regular (D)

Latest NAV

₹21.7985

As of

3 Jun 2026

4,891 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.04%	+0.01	18 / 36	Q2
1W	+0.28%	+23.03%	-22.76	13 / 41	Q2
2W	+0.55%	+40.35%	-39.80	14 / 36	Q2
1M	+0.37%	+40.52%	-40.15	13 / 36	Q2
3M	+1.26%	+41.87%	-40.61	13 / 36	Q2
6M	+2.68%	+43.31%	-40.63	13 / 36	Q2
YTD	+2.34%	+40.80%	-38.46	11 / 36	Q2
1Y	+5.95%	+29.96%	-24.02	10 / 41	Q1
2Y	+7.61%	-4.68%	+12.29	10 / 41	Q1
3Y	+7.33%	+4.58%	+2.75	6 / 31	Q1
4Y	+7.55%	+4.37%	+3.18	4 / 28	Q1
5Y	+6.76%	+5.19%	+1.58	10 / 28	Q2
7Y	+6.40%	+3.07%	+3.34	5 / 28	Q1
10Y	+4.87%	+2.50%	+2.37	5 / 23	Q1
Inception	+3.84%	-16.47%	+20.31	12 / 46	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.34%	+0.57%	+1.78	5 / 30
2025	+7.91%	+6.54%	+1.37	11 / 30
2024	+8.04%	+3.89%	+4.15	2 / 30
2023	+8.29%	+4.30%	+4.00	4 / 31
2022	+4.25%	+50.17%	-45.92	11 / 33
2021	+4.92%	-10.96%	+15.89	12 / 38
2020	+9.70%	-4.85%	+14.55	2 / 33
2019	+0.53%	-1.86%	+2.39	13 / 28
2018	+1.61%	-0.45%	+2.06	7 / 28
2017	-0.28%	+1.47%	-1.75	18 / 24
2016	+4.13%	+4.33%	-0.19	10 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.86%

234 windows

min -2.3% · max 10.1%

93% positive

3-Year rolling

+3.71%

210 windows

min -4.0% · max 8.2%

100% positive

5-Year rolling

+3.67%

185 windows

min 1.7% · max 7.4%

100% positive

7-Year rolling

+3.51%

161 windows

min 2.3% · max 6.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.88%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.51%

May 2024 → Jun 2024

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Credit Risk Fund

Scheme	Fund house	NAV	As of
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.9589	3 Jun 2026
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹2,037.8107	3 Jun 2026
BANDHAN Credit Risk Fund - Regular Plan Annual IDCW	Bandhan	₹10.2544	3 Jun 2026
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW	Aditya Birla Sun Life	₹12.9096	3 Jun 2026
Kotak Credit Risk Fund - Regular Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹13.5239	3 Jun 2026
DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend	DSP BlackRock	₹11.1227	3 Jun 2026
DSP Credit Risk Fund - Regular Plan - IDCW - Monthly	DSP	₹11.2656	3 Jun 2026
HSBC Credit Risk Fund - Regular Annual IDCW	HSBC	₹12.2488	3 Jun 2026
Baroda BNP Paribas Credit Risk fund - Regular-Quarterly- IDCW option -Seg. Portfolio 2 (erstwhile BBNPP Medium Duration Fund Regular-Quarterly IDCW option Seg. Portfolio 1)	Baroda BNP Paribas	₹0.0000	3 Jun 2026
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Annual Dividend Option	UTI	₹0.0000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹21.7985
2 Jun 2026	₹21.8016
1 Jun 2026	₹21.7918
31 May 2026	₹21.7862
29 May 2026	₹21.7794
27 May 2026	₹21.7676
26 May 2026	₹21.7417
25 May 2026	₹21.7365
22 May 2026	₹21.7019
21 May 2026	₹21.6913

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Magnum Income Fund - F R P - Long Term - Regular (D) is ₹21.7985. It's a Credit Risk Fund from SBI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI Magnum Income Fund - F R P - Long Term - Regular (D) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI Magnum Income Fund - F R P - Long Term - Regular (D) is managed by SBI. It's classified by AMFI under the 'Credit Risk Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Magnum Income Fund - F R P - Long Term - Regular (D) has delivered a absolute return of 5.95% — -24.02 pp behind the Credit Risk Fund category average of 29.96%. The fund ranks #10 of 41 in its category — the top (Q1) quartile.

Over the trailing 3-year window, SBI Magnum Income Fund - F R P - Long Term - Regular (D) has delivered a CAGR of 7.33% — +2.75 pp ahead of the Credit Risk Fund category average of 4.58%. The fund ranks #6 of 31 in its category — the top (Q1) quartile.

Over the trailing 5-year window, SBI Magnum Income Fund - F R P - Long Term - Regular (D) has delivered a CAGR of 6.76% — +1.58 pp ahead of the Credit Risk Fund category average of 5.19%. The fund ranks #10 of 28 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI Magnum Income Fund - F R P - Long Term - Regular (D) exactly 10 years ago would be worth approximately ₹160,944 today — a multiplier of 1.61×, based on the 10-year CAGR of 4.87%. The category average over the same window would have grown ₹1 lakh to ₹128,048.

A ₹10,000 monthly SIP in SBI Magnum Income Fund - F R P - Long Term - Regular (D) over the last 5 years — total invested ₹600,000 — would be worth ₹720,621 today. That's an XIRR (money-weighted annualised return) of 7.26%.

A ₹10,000 monthly SIP for 10 years in SBI Magnum Income Fund - F R P - Long Term - Regular (D) = ₹1,200,000 invested. It would currently be worth ₹1,644,254 (multiplier 1.37×). XIRR: 6.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Magnum Income Fund - F R P - Long Term - Regular (D) ranks #10 out of 28 funds in the Credit Risk Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.19%; this fund delivered 6.76%.

The worst peak-to-trough decline SBI Magnum Income Fund - F R P - Long Term - Regular (D) has experienced over the last 5-year window is 0.73% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Magnum Income Fund - F R P - Long Term - Regular (D) averaged 3.67% (best 7.44%, worst 1.70%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.06 — weak risk-adjusted performance.

In calendar year 2025, SBI Magnum Income Fund - F R P - Long Term - Regular (D) returned 7.91% — beating the Credit Risk Fund category average of 6.54% by 1.37 pp. It ranked #11 of 30 in its category that year.

SBI Magnum Income Fund - F R P - Long Term - Regular (D) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI Magnum Income Fund - F R P - Long Term - Regular (D) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.76%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Magnum Income Fund - F R P - Long Term - Regular (D)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Credit Risk Fund

Recent NAVs

Frequently asked questions

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