Should I invest in SBI Long Term Advantage Fund - Series VI?

We don't give personal investment advice. SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.2%. 5-year CAGR: 13.59%.

SBI

SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth

Latest NAV

₹32.0033

As of

17 Jul 2026

1,972 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.13%	+0.16%	-0.04	38 / 59	Q3
1W	-0.30%	+0.01%	-0.31	43 / 59	Q3
2W	-0.11%	+0.41%	-0.52	45 / 59	Q4
1M	+1.43%	+1.60%	-0.18	32 / 59	Q3
3M	+4.36%	+3.41%	+0.95	22 / 59	Q2
6M	+2.00%	+3.24%	-1.23	26 / 59	Q2
YTD	-0.82%	+2.42%	-3.24	36 / 59	Q3
1Y	-2.50%	+6.87%	-9.37	49 / 59	Q4
2Y	-0.63%	+4.51%	-5.14	51 / 58	Q4
3Y	+13.55%	+14.16%	-0.60	33 / 58	Q3
4Y	+17.22%	+15.94%	+1.27	18 / 51	Q2
5Y	+13.59%	+14.21%	-0.62	24 / 47	Q3
7Y	+17.32%	+17.19%	+0.14	20 / 45	Q2
10Y	—	—	—	—	—
Inception	+15.63%	+14.54%	+1.09	21 / 59	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.82%	-0.01%	-0.81	31 / 53
2025	-1.17%	+3.70%	-4.87	46 / 53
2024	+23.80%	+20.13%	+3.67	14 / 53
2023	+38.08%	+30.82%	+7.26	9 / 51
2022	+2.33%	+3.78%	-1.44	34 / 47
2021	+33.22%	+39.32%	-6.10	33 / 50
2020	+21.14%	+18.42%	+2.72	12 / 50
2019	+12.62%	+6.48%	+6.14	14 / 47
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.41%

86 windows

min -19.1% · max 69.3%

83% positive

3-Year rolling

+21.78%

61 windows

min 13.6% · max 32.4%

100% positive

5-Year rolling

+21.46%

37 windows

min 13.6% · max 29.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+17.60%

13 windows

min 15.4% · max 19.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.08%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.74

Downside-only deviation

Max drawdown

-22.19%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - Growth Option - Direct Plan	HDFC	₹1,497.0580	17 Jul 2026
Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹144.8728	17 Jul 2026
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH	SBI	₹479.1199	17 Jul 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth	ICICI Prudential	₹1,043.9300	17 Jul 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - Growth	Invesco	₹148.3100	17 Jul 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth	Bandhan	₹179.3500	17 Jul 2026
quant ELSS Tax Saver Fund - Growth Option - Direct Plan	Quant	₹460.9956	17 Jul 2026
Aditya Birla Sun Life ELSS Tax Saver Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹69.9900	17 Jul 2026
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option	Motilal Oswal	₹63.7427	17 Jul 2026
Franklin India ELSS Tax Saver Fund - Direct - Growth	Franklin India	₹1,617.9351	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹32.0033
16 Jul 2026	₹31.9633
15 Jul 2026	₹31.8613
14 Jul 2026	₹31.7416
13 Jul 2026	₹31.9578
10 Jul 2026	₹32.1002
9 Jul 2026	₹31.8301
8 Jul 2026	₹31.4671
7 Jul 2026	₹32.1376
6 Jul 2026	₹32.2228

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth is ₹32.0033. It's a ELSS from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth has NAV history starting from 24 Jul 2018, a track record of about 7 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth is managed by SBI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth has delivered a absolute return of -2.50% — -9.37 pp behind the ELSS category average of 6.87%. The fund ranks #49 of 59 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth has delivered a CAGR of 13.55% — -0.6 pp behind the ELSS category average of 14.16%. The fund ranks #33 of 58 in its category — the third (Q3) quartile.

Over the trailing 5-year window, SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth has delivered a CAGR of 13.59% — -0.62 pp behind the ELSS category average of 14.21%. The fund ranks #24 of 47 in its category — the third (Q3) quartile.

₹1 lakh invested in SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹189,134 today — a multiplier of 1.89×, based on the 5-year CAGR of 13.59%. The category average over the same window would have grown ₹1 lakh to ₹194,351.

A ₹10,000 monthly SIP in SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹815,080 today. That's an XIRR (money-weighted annualised return) of 12.20%.

SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,486,108 — XIRR 16.01%.

On a 5-year basis, SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth ranks #24 out of 47 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.21%; this fund delivered 13.59%.

The worst peak-to-trough decline SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth has experienced over the last 5-year window is 22.19% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth averaged 21.46% (best 29.39%, worst 13.59%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.47 — weak risk-adjusted performance.

In calendar year 2025, SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth returned -1.17% — lagging the ELSS category average of 3.70% by 4.87 pp. It ranked #46 of 53 in its category that year.

SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.2%. 5-year CAGR: 13.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Long Term Advantage Fund - Series VI - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in ELSS

Recent NAVs

Frequently asked questions

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